<SUBMISSION>
<ACCESSION-NUMBER>0001409970-12-001411
<TYPE>424B3
<PUBLIC-DOCUMENT-COUNT>1
<FILING-DATE>20121211
<DATE-OF-FILING-DATE-CHANGE>20121211
<FILER>
<COMPANY-DATA>
<CONFORMED-NAME>LendingClub Corp
<CIK>0001409970
<ASSIGNED-SIC>6199
<IRS-NUMBER>000000000
<STATE-OF-INCORPORATION>DE
<FISCAL-YEAR-END>0331
</COMPANY-DATA>
<FILING-VALUES>
<FORM-TYPE>424B3
<ACT>33
<FILE-NUMBER>333-177230
<FILM-NUMBER>121256014
</FILING-VALUES>
<BUSINESS-ADDRESS>
<STREET1>71 STEVENSON ST.
<STREET2>3RD FL.
<CITY>SAN FRANCISCO
<STATE>CA
<ZIP>94115
<PHONE>415-632-5666
</BUSINESS-ADDRESS>
<MAIL-ADDRESS>
<STREET1>71 STEVENSON ST.
<STREET2>3RD FL.
<CITY>SAN FRANCISCO
<STATE>CA
<ZIP>94115
</MAIL-ADDRESS>
</FILER>
<DOCUMENT>
<TYPE>424B3
<SEQUENCE>1
<FILENAME>postingsup_20121208-180000.htm
<TEXT>
<!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.0 Transitional//EN">
<HTML><HEAD><TITLE>Prospectus Supplement No. 478</TITLE>
</HEAD>
<BODY style="tab-interval: .5in">
<DIV>
<TABLE
style="WIDTH: 100%; BORDER-COLLAPSE: collapse; cellSpacing: 0; cellPadding: 0"
width="100%">
<TR>
<TD
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vAlign=top width=320>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Posting Supplement No. 478 dated
December 8, 2012</FONT></B></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">to Prospectus dated August 15, 2011</FONT></B></P></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; PADDING-TOP: 0in"
vAlign=top>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'; TEXT-ALIGN: right"
align=right><B><FONT style="FONT-SIZE: 9pt">Filed pursuant to Rule
424(b)(3)</FONT></B></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'; TEXT-ALIGN: right"
align=right><B><FONT style="FONT-SIZE: 9pt">Registration Statement No.
333-151827</FONT></B></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'; TEXT-ALIGN: center"
align=center><B><FONT style="FONT-SIZE: 9pt">LendingClub Corporation</FONT></B></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'; TEXT-ALIGN: center"
align=center><B><FONT style="FONT-SIZE: 9pt">Member Payment Dependent Notes</FONT></B></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
This Posting Supplement supplements the prospectus dated August 15, 2011 and provides
information about the particular series of Member Payment Dependent Notes (the
"Notes") we are currently offering. Prospective investors should read this
Posting Supplement together with the prospectus dated August 15, 2011 to understand
the terms and conditions of the Notes and how they are offered, as well as the
risks of investing in Notes.</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
The following Notes are currently being offered:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<A name="717115">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 717115</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">717115</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
717115. Member loan 717115 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,255 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Acumentrics Corporation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">N. Easton, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Acumentrics Corporation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; The present loan will be used for 25% of the remaining down payment on my 3rd rental home.  I presently have two which are very profitable and am looking to continue growing this revenue stream.  I am also a lending club lender and would rather invest those funds making greater profit than use them.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">825-829</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,531.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="731530">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 731530</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">731530</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
731530. Member loan 731530 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,525 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pegasus Solutions Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Phoenix, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pegasus Solutions Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; This loan is to consolidate Solar upgrades made to my house. This will lower the rate and reduce total loan repayment time on the loan. The upgrades were primarily Solar Hot-Water and 3KW PV system. I would really appreciate your funding of this loan. Thanks all.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,750.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1036903">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1036903</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1036903</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1036903. Member loan 1036903 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Philips Healthcare</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Seattle, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Philips Healthcare</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$47,877.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1101297">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1101297</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1101297</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1101297. Member loan 1101297 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,132 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DORAL, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; Hi, I want the loan because I want consolidate my debit cards balance, instead of paying many creditors with different and higher interest rates, I prefer to pay only to one creditor with a lower interest rate...&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,068.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1111933">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1111933</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1111933</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1111933. Member loan 1111933 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Technical Career Institute</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STATEN ISLAND, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Technical Career Institute</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,401.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1137450">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1137450</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1137450</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1137450. Member loan 1137450 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">First Transit</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Parlin, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">First Transit</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; I am taking out this loan to pay off my high revolving interest rate credit card debts so I can be able to now pay a fixed monthly rate and thereby have some money left every month for other things.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,759.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1177456">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1177456</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1177456</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1177456. Member loan 1177456 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Patent and Trademark Office</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">alexandria, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Patent and Trademark Office</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 18, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">775-779</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,512.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1200839">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1200839</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1200839</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1200839. Member loan 1200839 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Air Force</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.93%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fort Walton, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Air Force</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Consolidating all my debt into a much lower interest rate!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">780-784</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,049.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1238574">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1238574</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1238574</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1238574. Member loan 1238574 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,244 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">United Technologies Corporation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.18%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Salem, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">United Technologies Corporation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$45,488.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1260696">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1260696</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1260696</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1260696. Member loan 1260696 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Busey Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kansas City, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Busey Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,678.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1278110">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1278110</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1278110</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1278110. Member loan 1278110 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">dunkin donuts</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.34%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">hampton, NH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">dunkin donuts</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; pay my cdebit consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,016.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1285725">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1285725</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1285725</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1285725. Member loan 1285725 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MPS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brooklyn, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MPS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; I need to consolidate credit card debt into one payment with a lower interest rate in order to pay off all my cards.  I took a hit in 2009 and spent the next year readjusting my expenses to align with income.  I've been paying this debt down and am determined to get out from underneath it.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$112,458.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1300838">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1300838</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1300838</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.95%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1300838. Member loan 1300838 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,264 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Westmoreland Dental, P.A.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.15%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Richardson, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Westmoreland Dental, P.A.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; This loan will help me start up a new salon business.  We will open the beginning of 2013 and we have 15 beauty professionals currently sign up to work as independent contractors.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 15, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,416.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1358474">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1358474</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1358474</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1358474. Member loan 1358474 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,530 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AXIS Capital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ALPHARETTA, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AXIS Capital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Credit Card Consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 13, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,916.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1408679">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1408679</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1408679</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">24.70%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1408679. Member loan 1408679 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.39%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Francisco, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,328.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1432553">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1432553</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1432553</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1432553. Member loan 1432553 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Synagro Technologies Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Houston, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Synagro Technologies Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">755-759</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,884.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1465616">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1465616</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1465616</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1465616. Member loan 1465616 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">A.C. Lawrence and Co.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.39%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New York, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">A.C. Lawrence and Co.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I accumulated a lot of debt during college and I want the opportunity to pay it off with a lower interest rate.  I have always maintained an excellent payment history and am in good standing with all my current accounts.  Thank you!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,326.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1476724">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1476724</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1476724</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1476724. Member loan 1476724 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hewlett-Packard</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN FRANCISCO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hewlett-Packard</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,694.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1498270">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1498270</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1498270</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1498270. Member loan 1498270 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Holtville Unified School District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOLTVILLE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Holtville Unified School District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; I have never been late or missed a payment on any credit accounts or bills. I have worked for the same employer for 13 years. I plan on using the funds to pay off credit cards. I can comfortably afford the monthly payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">755-759</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,284.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1499289">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1499289</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1499289</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1499289. Member loan 1499289 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nexant, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BURLINGAME, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nexant, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; To refi an existing note loan.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,263.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1512698">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1512698</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1512698</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1512698. Member loan 1512698 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,225 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gaston College</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lincolnton, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gaston College</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">765-769</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,122.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1529883">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1529883</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1529883</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1529883. Member loan 1529883 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">drew ford</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SPRING VALLEY, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">drew ford</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,910.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1532675">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1532675</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1532675</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1532675. Member loan 1532675 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,325 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Steris Corp</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SIMI VALLEY, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Steris Corp</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Consolidation&lt;br&gt;&lt;br&gt; Borrower added on 12/06/12 &gt; consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,499.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1544658">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1544658</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1544658</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1544658. Member loan 1544658 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Miami, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; Purchase a property&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,622.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1549454">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1549454</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1549454</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1549454. Member loan 1549454 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">safeway</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BREMERTON, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">safeway</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I'm getting this loan to pay off 2 credit cards.  So I can make one payment on this loan compared than making 2 payments .Also faster pay off.. I'm ready to be credit card FREE...thank you.&lt;br&gt;&lt;br&gt; Borrower added on 12/06/12 &gt; This loan will make my life so much better because I can pay off both my credit cards with this loan. . Pay back this loan with one payment a month compar at two.I can't wait to be credit card FREE.. thank you'll&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,850.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1559438">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1559438</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1559438</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1559438. Member loan 1559438 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Saks Fifth Avenue</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chicago, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Saks Fifth Avenue</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I am paying off all my debts so that I can have 1 monthly payment to 1 creditor.  This payment plan is completely manageable.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,600.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1562036">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1562036</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1562036</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1562036. Member loan 1562036 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">city of new haven</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WEST HAVEN, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">city of new haven</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/23/12 &gt; pay off all credit cards and shred them&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,349.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1564534">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1564534</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1564534</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1564534. Member loan 1564534 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Organize It All, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EDISON, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Organize It All, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,340.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">95.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1570109">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1570109</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1570109</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,850</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1570109. Member loan 1570109 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,542 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hardman Consulting Mgmt LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.91%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PALM HARBOR, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hardman Consulting Mgmt LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,390.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1575017">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1575017</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1575017</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$32,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1575017. Member loan 1575017 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stafford, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,921.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1577418">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1577418</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1577418</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1577418. Member loan 1577418 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/21/12 &gt; I have submitted all documents&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1966</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,906.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">92.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1582061">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1582061</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1582061</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1582061. Member loan 1582061 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,437 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kirkland & Ellis LLP</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Los Angeles, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kirkland & Ellis LLP</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,109.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1582383">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1582383</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1582383</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,975</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1582383. Member loan 1582383 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">kampen ranches</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VISALIA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">kampen ranches</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; to pay our bills&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,077.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1584652">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1584652</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1584652</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1584652. Member loan 1584652 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$993 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">envynail</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">pittsburgh, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">envynail</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,690.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1587402">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1587402</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1587402</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1587402. Member loan 1587402 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Choice Logistics</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Staten Island, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Choice Logistics</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,468.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1587569">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1587569</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1587569</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1587569. Member loan 1587569 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">millercoors</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">elkton, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">millercoors</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,380.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1588993">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1588993</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1588993</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1588993. Member loan 1588993 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.99%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Uxbridge, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,874.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1589024">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1589024</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1589024</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1589024. Member loan 1589024 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USTravel Alaska, LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Anchorage, AK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USTravel Alaska, LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">775-779</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,344.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1590953">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1590953</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1590953</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1590953. Member loan 1590953 was requested on November 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AVDAA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.34%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VAN NUYS, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AVDAA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,607.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1593314">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1593314</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1593314</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$29,175</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1593314. Member loan 1593314 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,430 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New Mexico State Univ</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.65%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gallup, NM</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New Mexico State Univ</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,268.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1593615">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1593615</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1593615</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1593615. Member loan 1593615 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FONTANA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; MEDICAL INDUSTRY BUSINESS,&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,659.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1601817">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1601817</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1601817</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1601817. Member loan 1601817 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">La Paz County</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAKE HAVASU CITY, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">La Paz County</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,105.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1603919">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1603919</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1603919</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1603919. Member loan 1603919 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DealerSocket</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FLINT, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DealerSocket</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,048.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1605699">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1605699</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1605699</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1605699. Member loan 1605699 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BOKF</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tulsa, OK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BOKF</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,576.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1607014">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1607014</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1607014</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1607014. Member loan 1607014 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EverGreen Packaging</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Olmsted Falls , OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EverGreen Packaging</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,063.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1609429">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1609429</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1609429</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$27,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1609429. Member loan 1609429 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,150 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Source Care Management</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DOUGLAS, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Source Care Management</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; I want to do credit card debit consolidation.  Tired of making several payments.  Want to make 1 payment and get it paid off.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,565.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1616021">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1616021</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1616021</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1616021. Member loan 1616021 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,148 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aafes</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GROVETOWN, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aafes</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Having moved from a foreign country I had to use all my savings to purchase a house, car etc. I had to be creative in using my CCs before finding a job. Now working I have the means to repay my CCs, but would take forever to do so this loan would be perfect to clear my debt and close out the CCs&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,058.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1617077">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1617077</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1617077</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1617077. Member loan 1617077 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hauppauge, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,605.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">97.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1622511">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1622511</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1622511</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1622511. Member loan 1622511 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Shands Jacksonville</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JACKSONVILLE BEACH, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Shands Jacksonville</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,484.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1622814">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1622814</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1622814</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1622814. Member loan 1622814 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ward-Henshaw Construction Co; Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OREGON CITY, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ward-Henshaw Construction Co; Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I Need to consolidate and payoff higher interest debt.  My current interst rates on my non-secured debts is costing me over $1,900/year.  This loan will allow me to pay those debts off now and only cost me 1/3 of the interest over 3 years.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,966.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1623756">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1623756</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1623756</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.76%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1623756. Member loan 1623756 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$314 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">342.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CANTON, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; My daughter almost passed away in early 2012. Due to her stay in the hospital and medical expenses, we need to consolidate all of the existing debt to get it paid off.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,762.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1624033">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1624033</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1624033</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1624033. Member loan 1624033 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SHERMAN OAKS, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,901.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1624871">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1624871</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1624871</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1624871. Member loan 1624871 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.61%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GUNTERSVILLE, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; For the primary use of paying off high interest credit card debts associated with my business.  Although I've paid off three loans this year, I would like to consolidate a couple of the other unsecured loans.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,379.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1627348">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1627348</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1627348</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1627348. Member loan 1627348 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Round Rock, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROUND O, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Round Rock, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; Thank you for loan.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on October 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$40,127.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1628093">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1628093</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1628093</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$33,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1628093. Member loan 1628093 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,247 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bacardi USA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIAMI, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bacardi USA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,446.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1635020">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1635020</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1635020</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1635020. Member loan 1635020 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jenitor</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHICAGO, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jenitor</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; paying credit card offand othr&lt;br&gt;&lt;br&gt; Borrower added on 12/05/12 &gt; credit card payoff&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,762.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1636145">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1636145</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1636145</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1636145. Member loan 1636145 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BROOKLYN, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; I purchased a home, August 2011, which sustained significant water damage with Hurricane Irene.  The developer never connected the building's storm drainage system to the sewer system.  The building is currently pursuing legal action.  I have had to cover the cost of my repairs now.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$38,868.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1655049">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1655049</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1655049</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1655049. Member loan 1655049 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,372 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Del Real Foods</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAKE ELSINORE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Del Real Foods</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; To pay off amount owed on my car which was at 36%  and pay off Office equipment at 24 %.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,866.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1655137">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1655137</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1655137</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$29,175</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1655137. Member loan 1655137 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lubys Fuddrucker Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOUSTON, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lubys Fuddrucker Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/23/12 &gt; pay off biils&lt;br&gt;&lt;br&gt; Borrower added on 11/23/12 &gt; pay off credit cards some work on house.&lt;br&gt;&lt;br&gt; Borrower added on 11/23/12 &gt; payoff credit cards  home repairs&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,168.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1664870">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1664870</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1664870</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1664870. Member loan 1664870 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PPEP INC High School</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GREEN VALLEY, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PPEP INC High School</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,316.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1664948">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1664948</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1664948</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1664948. Member loan 1664948 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,825 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Department of Human Sevices</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FORT SMITH, AR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Department of Human Sevices</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; I am wanting to consolidate my credit card debt so I only have one payment to make.  I also need to paint the exterior of my home as home improvement project.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,485.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1664997">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1664997</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1664997</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1664997. Member loan 1664997 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,676 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Yolo County Child Support Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WOODLAND, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Yolo County Child Support Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; This loan is for debt consolidation and to help my monthly financial situation. I would love to be debt free within 3 years to save for a house.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,673.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1665059">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1665059</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1665059</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,075</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1665059. Member loan 1665059 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Health & Hospital Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW YORK, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Health & Hospital Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,625.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1665282">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1665282</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1665282</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1665282. Member loan 1665282 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Attending Home Care Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BROOKLYN, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Attending Home Care Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; My loan is for Credit Card refinancing.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,281.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1675374">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1675374</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1675374</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,175</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1675374. Member loan 1675374 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Us navy</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SUISUN CITY, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Us navy</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,997.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1676163">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1676163</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1676163</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1676163. Member loan 1676163 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,200 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jordan School District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SANDY, UT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jordan School District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Personal use and business.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,177.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1676679">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1676679</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1676679</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1676679. Member loan 1676679 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,571 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">morgan ohare inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Beecher, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">morgan ohare inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,726.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1680390">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1680390</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1680390</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1680390. Member loan 1680390 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,595 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hoag Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ONTARIO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hoag Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; I would love to become debt-free!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,580.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1681635">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1681635</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1681635</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1681635. Member loan 1681635 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bloomsbury, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Proceeds from this loan will be to consolidate debt into one monthly payment thus simplifying payments and lowering monthly interest&lt;br&gt;rates. I would like the monthly payment automatically deducted from my &lt;br&gt;checking account if this is possible.  Thank you.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 12, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,686.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1682938">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1682938</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1682938</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1682938. Member loan 1682938 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,377 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Redondo Beach Police Deptarment</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">REDONDO BEACH, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Redondo Beach Police Deptarment</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,092.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1683269">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1683269</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1683269</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1683269. Member loan 1683269 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">sodexo heath Care </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FRAMINGHAM, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">sodexo heath Care </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; to pay off my credit card and my wife as well.&lt;br&gt;&lt;br&gt; Borrower added on 12/07/12 &gt; To pay my Credit cards and my wife as well&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,742.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1683740">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1683740</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1683740</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$33,950</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.63%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1683740. Member loan 1683740 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,397 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Charlotte Fire Department</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIDLAND, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Charlotte Fire Department</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,813.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1684126">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1684126</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1684126</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1684126. Member loan 1684126 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">crown technical system</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ontario, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">crown technical system</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; i have a debt and i want to pay it off asap as i  pay off i will use my extra money for important  things like saving for my son education and saving as  for the unexpected circumstances happened in the future and i will control to spend money using credit card as much as possible i will use cash&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,051.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1684306">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1684306</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1684306</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1684306. Member loan 1684306 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,367 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Anchor Auto</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CARY, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Anchor Auto</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; I need the loan to payoff credit cards and have one monthly payment. I have a good job, and good income. I always make the payments,  and never behind, but I fell like I'm in a loop with making more than one payment. I also want to work toward increasing my credit score.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,694.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1684329">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1684329</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1684329</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1684329. Member loan 1684329 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,458 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HP</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CONCORD, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HP</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$34,127.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">98.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1684792">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1684792</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1684792</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1684792. Member loan 1684792 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Allstate Insurance Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MILTON, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Allstate Insurance Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; to consolidate some debt into one payment&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,962.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1685442">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1685442</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1685442</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1685442. Member loan 1685442 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Kitchen Denver</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Denver, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Kitchen Denver</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; This is a debt consolidation loan. The purpose is to move all outstanding debts under one monthly payment and have them paid off in 3-years. My current debt has always been serviced on time and never delinquent. All accounts are current. Thank you.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on October 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,453.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1685508">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1685508</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1685508</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1685508. Member loan 1685508 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AC TRANSIT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.76%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tracy, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AC TRANSIT</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; To consolidate my bills and pay them back sooner&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,227.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1685798">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1685798</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1685798</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1685798. Member loan 1685798 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">buybuy Baby</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NASHUA, NH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">buybuy Baby</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on October 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,532.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1689037">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1689037</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1689037</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1689037. Member loan 1689037 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FRS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Superior, WI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FRS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,937.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">99.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1689574">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1689574</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1689574</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1689574. Member loan 1689574 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,142 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AT&T</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Milpitas, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AT&T</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1978</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$59,029.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1689596">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1689596</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1689596</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1689596. Member loan 1689596 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pizza Hut</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Clovis , NM</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pizza Hut</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,978.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1690391">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1690391</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1690391</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,175</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1690391. Member loan 1690391 was requested on November 15, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">medtronic</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">anaheim, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">medtronic</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/15/12 &gt; I would like to pay off my credit cards and buy a car for my daughter. Thank you&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on October 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,069.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1690400">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1690400</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1690400</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1690400. Member loan 1690400 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cementbloc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ASTORIA, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cementbloc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/23/12 &gt; Trying to get my debt resolved and looking forward to an end date!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on October 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,499.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1690459">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1690459</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1690459</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1690459. Member loan 1690459 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">thompson chevrolet inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">harbor beach, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">thompson chevrolet inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; i would like to take my loan money and payoff a couple small credit cards and and ATV loan i have so that my interest rate would go down.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,748.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1690607">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1690607</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1690607</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1690607. Member loan 1690607 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHINO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/19/12 &gt; For my medical expenses&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,686.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1692314">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1692314</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1692314</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1692314. Member loan 1692314 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RANCHO CORDOVA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,467.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1693491">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1693491</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1693491</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1693491. Member loan 1693491 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Healthsouth</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.79%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">houston, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Healthsouth</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,609.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1693516">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1693516</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1693516</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1693516. Member loan 1693516 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ESS Technology Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TRACY, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ESS Technology Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; Loan to pay for my mother's hospitalization and to consolidate my other credit card loans.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,278.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1693585">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1693585</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1693585</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1693585. Member loan 1693585 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CDC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SHEPPARD AFB, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CDC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,013.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1695740">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1695740</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1695740</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1695740. Member loan 1695740 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Southwest Airlines</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Severn, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Southwest Airlines</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; To pay off a higher interest rate credit card.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 17, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,161.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1696162">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1696162</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1696162</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1696162. Member loan 1696162 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">McClatchy Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Elk Grove , CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">McClatchy Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,919.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1696234">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1696234</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1696234</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1696234. Member loan 1696234 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">craig intrument</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOUSTON, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">craig intrument</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; need to pay off other loan with high interest&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,925.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1696473">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1696473</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1696473</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1696473. Member loan 1696473 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,629 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Baxter Healthcare Corp.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OXNARD, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Baxter Healthcare Corp.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,947.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1704838">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1704838</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1704838</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1704838. Member loan 1704838 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bon Appetit Management Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SUNNYVALE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bon Appetit Management Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,798.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1705247">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1705247</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1705247</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1705247. Member loan 1705247 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">YUBA CITY, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$45,257.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1705302">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1705302</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1705302</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1705302. Member loan 1705302 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FLUSHING, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,404.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1705371">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1705371</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1705371</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1705371. Member loan 1705371 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,132 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Canadian Pacific Railroad</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BURNSVILLE, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Canadian Pacific Railroad</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; Remodel Kitchen, New Appliances, New Electrical, New Cabinets, New Plumbing, New Flooring.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,132.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1705597">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1705597</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1705597</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$33,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.28%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1705597. Member loan 1705597 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Verizon Wireless</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CANTON, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Verizon Wireless</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; Securing the $33K loan, my 1 loan pmt would b the same pmt give or take a few $$ as my car payment. Within this loan I will pay off my car &amp; cc's. I have not used my 2 citi cards in years.  I only make payments on them.  Having 1 loan will allow me 2 get ahead and pay extra 2 pay off the loan sooner&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,597.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1705700">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1705700</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1705700</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1705700. Member loan 1705700 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Halon Entertainment</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MONTROSE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Halon Entertainment</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,838.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1725119">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1725119</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1725119</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1725119. Member loan 1725119 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN FRANCISCO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; My loan is for remodel&lt;br&gt;&lt;br&gt; Borrower added on 11/20/12 &gt; Remodel&lt;br&gt;&lt;br&gt;  Borrower added on 11/22/12 &gt; I want to remodel and upgrade the store and customer services&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,496.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1734931">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1734931</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1734931</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1734931. Member loan 1734931 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NYS+DOCS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORTH+JAVA, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NYS+DOCS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,439.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1735144">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1735144</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1735144</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1735144. Member loan 1735144 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">IntoPrint Publishing, LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FAIRFAX, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">IntoPrint Publishing, LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,723.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1804586">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1804586</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1804586</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1804586. Member loan 1804586 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.61%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HELOTES, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/19/12 &gt; I have credit cards with very high interest rates. I feel like I will never get them down. I want to consolidate them all and pay one monthly payment and this way it will be paid quicker and with less headache.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,089.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1804589">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1804589</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1804589</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1804589. Member loan 1804589 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St. Alexius Medical Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.88%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ELGIN, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St. Alexius Medical Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,950.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1804652">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1804652</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1804652</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.95%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1804652. Member loan 1804652 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">stone mountain nissan</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FLOWERY BRANCH, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">stone mountain nissan</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,304.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1814827">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1814827</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1814827</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1814827. Member loan 1814827 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of California</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Folsom, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of California</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,097.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1815274">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1815274</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1815274</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,550</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1815274. Member loan 1815274 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,235 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Midwest Weather</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Federal Heights, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Midwest Weather</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Loan is to lower monthly payments on credit card debt by paying down account balances.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,200.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1815398">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1815398</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1815398</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1815398. Member loan 1815398 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Prudential</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tampa, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Prudential</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; Credit card debt reduction.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$147,111.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1816164">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1816164</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1816164</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1816164. Member loan 1816164 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BYRON, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,486.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1816259">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1816259</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1816259</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1816259. Member loan 1816259 was requested on November 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,629 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sacramento Metro Fire District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.61%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Galt, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sacramento Metro Fire District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/08/12 &gt; Hi, I found the dream machine I have wanted since I was a little kid. 1950 sounds old but it is great condition and has been well taken care by the same owner since 1957. I always pay my bills on time and look forward to being a part of Lending Club. Ask any questions you might have. Thanks&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">760-764</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,064.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1816496">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1816496</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1816496</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1816496. Member loan 1816496 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,005 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Zodiac Aerospace</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.28%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BONHAM, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Zodiac Aerospace</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Using this loan to consolidate a couple of credit cards with smaller balances for a lower monthly payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,215.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1816610">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1816610</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1816610</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1816610. Member loan 1816610 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Skelley Medical</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AMHERST, NH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Skelley Medical</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Consolidate credit card debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,561.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1816816">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1816816</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1816816</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1816816. Member loan 1816816 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">perham public school</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BATTLE LAKE, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">perham public school</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,037.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1817012">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1817012</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1817012</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1817012. Member loan 1817012 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Augusta State University</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HARLEM, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Augusta State University</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; This loan is to consolidate high interest credit card debt and finish home repairs.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,706.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1817249">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1817249</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1817249</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1817249. Member loan 1817249 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SDI LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chicago, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SDI LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; I am a professional seeking to grab hold of my financial situation and consolidate my revolving CC debt to 1 monthly payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$44,098.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">115</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1825200">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1825200</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1825200</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1825200. Member loan 1825200 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Board of Education</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRONX, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Board of Education</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,270.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1825432">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1825432</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1825432</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.63%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1825432. Member loan 1825432 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AT&T</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Paradise, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AT&T</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Request a loan for the construction of a barn foundation on my property as well as the installation of a water well and septic tank.&lt;br&gt;&lt;br&gt; Borrower added on 12/03/12 &gt; Request a loan to construct a barn foundation on my property and to install both a water well and septic tank.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,160.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1825497">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1825497</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1825497</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,175</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1825497. Member loan 1825497 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wells Fargo Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Riverside, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wells Fargo Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; This will consolidate all liabilities with the exception of my car and house.  It decreases my monthly expenses by at least 40% and allows me to pay it off in the same amount of time.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,498.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1825651">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1825651</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1825651</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1825651. Member loan 1825651 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,434 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US. Air Force</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lakewood, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US. Air Force</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">770-774</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,647.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1825822">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1825822</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1825822</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,475</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1825822. Member loan 1825822 was requested on November 22, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">okabe dental arts</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WAIANAE, HI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">okabe dental arts</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,385.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1825965">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1825965</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1825965</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1825965. Member loan 1825965 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Weyerhaeuser </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COTTAGE GROVE, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Weyerhaeuser </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,469.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1826215">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1826215</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1826215</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1826215. Member loan 1826215 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pala casino</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.99%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PALA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pala casino</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,752.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1826355">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1826355</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1826355</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1826355. Member loan 1826355 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FIRST NATIONAL BANK</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FORT SCOTT, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FIRST NATIONAL BANK</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,133.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1826540">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1826540</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1826540</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$31,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1826540. Member loan 1826540 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIAMI, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,189.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1826918">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1826918</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1826918</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1826918. Member loan 1826918 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.02%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">spokane, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; This loan is to help with debt consolidation.  I have some high interest credit cards I would like to consolidate&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$39,961.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1827131">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1827131</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1827131</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1827131. Member loan 1827131 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Suburban Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WOODBRIDGE, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Suburban Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,872.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1855058">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1855058</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1855058</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1855058. Member loan 1855058 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OAK GROVE, KY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">770-774</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1855297">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1855297</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1855297</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1855297. Member loan 1855297 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,704 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FAIRBURN, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; I would like to consolidate all my loans and be able to make one payment each month.&lt;br&gt;&lt;br&gt;  Borrower added on 11/29/12 &gt; I am a GOOD risk.  I have never defaulted on a loan and take my financial obligations VERY SERIOUSLY.  It will not help me to get a partial loan.  I need the full amount requested.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1974</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,606.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1855658">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1855658</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1855658</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1855658. Member loan 1855658 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Washington hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Washington , PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Washington hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 18, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,922.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1855753">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1855753</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1855753</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1855753. Member loan 1855753 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Morris okun</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TOMKINS COVE, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Morris okun</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,301.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1855775">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1855775</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1855775</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1855775. Member loan 1855775 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ABSECON, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,765.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1855781">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1855781</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1855781</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1855781. Member loan 1855781 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Citizens Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MATTAPAN, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Citizens Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; My loan will be used for paying off credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,062.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1856565">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1856565</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1856565</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.95%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1856565. Member loan 1856565 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Medcare Medical Supply</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAVALLETTE, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Medcare Medical Supply</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 13, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1983</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,162.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">92</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1856604">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1856604</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1856604</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1856604. Member loan 1856604 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Levy Group Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STATEN ISLAND, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Levy Group Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; Debt Consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,290.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1856818">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1856818</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1856818</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1856818. Member loan 1856818 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Middleton Street School</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORWALK, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Middleton Street School</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/19/12 &gt; I took a $600 a month pay cut this year.  I'm a single mom with two young children in school and one child in college.  So I just need to consolidate bills in order to be able to get out of debt and not live pay check to pay check.  Stop paying high interest credit cards. I need some relief.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,875.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1856864">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1856864</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1856864</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1856864. Member loan 1856864 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St Johns Riverside Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OSSINING, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St Johns Riverside Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; home improvement/debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 18, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,085.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1856870">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1856870</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1856870</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1856870. Member loan 1856870 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PhysioTech</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RICHMOND, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PhysioTech</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,988.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1856871">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1856871</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1856871</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1856871. Member loan 1856871 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,248 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Guidance Hayes Associate</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RALEIGH, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Guidance Hayes Associate</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Home Improvement loan&lt;br&gt;&lt;br&gt; Borrower added on 12/07/12 &gt; Home Improvement loan&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,129.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1856993">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1856993</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1856993</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,825</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1856993. Member loan 1856993 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MTA BUS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRONX, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MTA BUS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I will pay my debt of credit card&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,253.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1864600">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1864600</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1864600</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1864600. Member loan 1864600 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">canfield, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,830.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1864718">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1864718</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1864718</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1864718. Member loan 1864718 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Woodland Hills, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; GOAL:  Use ALL the funds to consolidate credit card debt into one manageable payment!!  I have excellent credit and I pay my bills on time!!  I work steady thankfully!!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$41,854.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1864987">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1864987</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1864987</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1864987. Member loan 1864987 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Charles and Colvard</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Holly Springs, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Charles and Colvard</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; This loan is for debt consolidation. Moving a couple of times the last few years, we have picked up some debt, along the way. Now, we are back on the east coast, near friends and family. We have excellent credit - no late payments ever; score is slightly lower, due only to utilization percentage.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$51,700.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1865298">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1865298</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1865298</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1865298. Member loan 1865298 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">solutia, inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.01%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MONSON, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">solutia, inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; For many years I've been paying my credit accts off only to have interest rates rise and the balances stop going down. The $876 payment would be the same as the min payment on the accts but with this loan, it'll all be paid off in 3 yrs, something to look forward to...my family's financial freedom!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,284.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1865750">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1865750</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1865750</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,850</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1865750. Member loan 1865750 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MARLTON, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/24/12 &gt; Have tied up work related to Hurricaine Sandy and will need to finance the jobs.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,821.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1867077">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1867077</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1867077</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1867077. Member loan 1867077 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">first commerce bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COMER, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">first commerce bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1981</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,997.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1904832">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1904832</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1904832</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1904832. Member loan 1904832 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,229 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ericsson</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">las vegas, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ericsson</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Debt Consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,561.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">97.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1904882">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1904882</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1904882</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1904882. Member loan 1904882 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GCVS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOUSTON, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GCVS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; I am a college graduate who has $7500.00 in credit card debt. I would like to borrow $7500.00 at a much lower interest rate and pay off all of my credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,624.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1905046">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1905046</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1905046</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1905046. Member loan 1905046 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CNE Media</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Oakland, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CNE Media</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; I had to have surgery last year, and this loan will be used to consolidate and lower the interest rate on the remaining debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">775-779</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,240.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1914584">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1914584</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1914584</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1914584. Member loan 1914584 was requested on November 18, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NASHUA, NH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 18, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,060.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1914933">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1914933</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1914933</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1914933. Member loan 1914933 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">astoria, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 13, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,259.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1914959">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1914959</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1914959</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1914959. Member loan 1914959 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Northwest Medical Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TAMARAC, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Northwest Medical Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 13, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,263.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1934573">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1934573</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1934573</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1934573. Member loan 1934573 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,409 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRIDGEPORT, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; This loan is for paying off credit cards so and for consolidation.Monthly payment amount is very reasonable.Will put me in the black. Thank-you in advance.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,917.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1945077">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1945077</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1945077</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.63%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1945077. Member loan 1945077 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Best Western</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Oakhurst, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Best Western</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$275.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1945198">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1945198</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1945198</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1945198. Member loan 1945198 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,640 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kiewit</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Washington , DC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kiewit</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,935.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1954646">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1954646</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1954646</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1954646. Member loan 1954646 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Vi Living</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aventura, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Vi Living</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$38,391.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1954717">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1954717</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1954717</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1954717. Member loan 1954717 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,688 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">California Closets</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AUSTIN, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">California Closets</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,550.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1954845">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1954845</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1954845</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1954845. Member loan 1954845 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,351 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lockheed Martin</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KENNETT SQUARE, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lockheed Martin</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; This loan will allow me to consolidate a few higher interest rate loans and provide funding for some home improvements&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,427.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1954881">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1954881</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1954881</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1954881. Member loan 1954881 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,458 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CBIZ</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chicago, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CBIZ</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I would like to consolidate my debt in order to get it paid off faster at a lower interest rate.  I have a stable job with no reason to believe that would ever change.  I don't like having this debt, and I am determined to get it paid off.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,570.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1955507">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1955507</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1955507</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1955507. Member loan 1955507 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Biggs Grdley Memorial Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MAGALIA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Biggs Grdley Memorial Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,922.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1955596">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1955596</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1955596</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1955596. Member loan 1955596 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Expeditors International</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.79%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW ORLEANS, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Expeditors International</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,809.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1955655">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1955655</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1955655</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1955655. Member loan 1955655 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DENTON, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,594.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1974584">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1974584</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1974584</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1974584. Member loan 1974584 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">st louis halal babas restaurent</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.28%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CREVE COEUR, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">st louis halal babas restaurent</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; hi i have credit card debt ,i want to pay off my credit card , thanks&lt;br&gt;&lt;br&gt; Borrower added on 12/03/12 &gt; hi how are you i have credit card debit, i want to pay off my credit card ,my credit card got high intrest rate with this loan i want to pay off the cards then pay u back in three years with easy instalments i will get a little bit peace of mind just write u a single check for the payment otherwisei&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2008</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,473.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1974628">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1974628</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1974628</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1974628. Member loan 1974628 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rancho San Antonio Boys Group Home Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CANYON COUNTRY, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rancho San Antonio Boys Group Home Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,065.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2004705">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2004705</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2004705</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2004705. Member loan 2004705 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. Department of Homeland Security</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">san lorenzo, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. Department of Homeland Security</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,067.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2005079">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2005079</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2005079</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$27,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2005079. Member loan 2005079 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EMS VA LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Midlothian, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EMS VA LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; The funds will be used for working capital for a business focused on working with children with Autism.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$64,820.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2005391">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2005391</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2005391</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2005391. Member loan 2005391 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">atg rehab</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">aurora, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">atg rehab</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,085.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2014570">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2014570</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2014570</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2014570. Member loan 2014570 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ABC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kapaa, HI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ABC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 16, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,138.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2014656">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2014656</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2014656</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2014656. Member loan 2014656 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Time Warner Cable</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHARLOTTE, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Time Warner Cable</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,118.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2014756">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2014756</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2014756</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2014756. Member loan 2014756 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">boca raton, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,678.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2014841">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2014841</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2014841</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2014841. Member loan 2014841 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lubbock, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,156.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2014943">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2014943</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2014943</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2014943. Member loan 2014943 was requested on November 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,733 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">World Energy Solutions, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.92%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Worcester, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">World Energy Solutions, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,510.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2015198">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2015198</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2015198</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2015198. Member loan 2015198 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Genesis Rehab Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New Durham, NH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Genesis Rehab Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$34,358.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2015287">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2015287</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2015287</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2015287. Member loan 2015287 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,042 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Villanova Preparatory School</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.92%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ventura, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Villanova Preparatory School</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; I am consolidating high interest credit cards.&lt;br&gt;&lt;br&gt;  Borrower added on 11/30/12 &gt; I hope to get out of this debt so that I can start saving for a home in the future.&lt;br&gt;&lt;br&gt;  Borrower added on 11/30/12 &gt; This loan will allow me to get out of credit card debt more quickly.  So that I can save more money rather than pay high interest rates.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,091.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2024566">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2024566</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2024566</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2024566. Member loan 2024566 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OTHER</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,554 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.91%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CREVE COEUR, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 14, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,870.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2024569">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2024569</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2024569</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2024569. Member loan 2024569 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Progressive Insurance</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOUSTON, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Progressive Insurance</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,034.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2024615">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2024615</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2024615</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2024615. Member loan 2024615 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OTHER</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ronny's</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">REVERE, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ronny's</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; Thanks I need pay creditcars and need little vacation I'm work to much&lt;br&gt;&lt;br&gt;  Borrower added on 11/26/12 &gt; Payoff credit cards bills, catch up on my  rent&lt;br&gt;&lt;br&gt;  Borrower added on 11/27/12 &gt; I need finish pay furniture but not pay for past hurricaney some bill this problems for some people hurricane and  no work for days but now I'm working normal but now I need you company hell me for pay everything  but song es good for pay this many in 36 it months and need my credit balance thanks&lt;br&gt;&lt;br&gt;  Borrower added on 11/29/12 &gt; I gain thanks for you company help me many  but I need pay everything bills , cable  credit car  and now is winter and need  pay bill for gas is a Massachusetts is to cools and I need my credic balance back nice so thanks so much&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 17, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,091.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2044564">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2044564</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2044564</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2044564. Member loan 2044564 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,742 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Dept of Justice</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Burke, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Dept of Justice</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; In need of orthodontic treatment after a relapse from previous treatment. My insurance does not cover adult orthodontia.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,886.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2044742">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2044742</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2044742</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2044742. Member loan 2044742 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ally Financial</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Frisco, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ally Financial</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">765-769</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,220.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2044867">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2044867</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2044867</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2044867. Member loan 2044867 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Hartford</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Broad Brook, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Hartford</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 15, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,539.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2044889">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2044889</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2044889</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2044889. Member loan 2044889 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Harding Charter Preparatory High School</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Piedmont , OK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Harding Charter Preparatory High School</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Simply to pay off credit card debt at a fixed and better interest rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,380.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2044897">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2044897</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2044897</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2044897. Member loan 2044897 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Biscuitville, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BURLINGTON, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Biscuitville, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Credit Consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$38,662.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2044963">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2044963</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2044963</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2044963. Member loan 2044963 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">paver decor masonry inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORENO VALLEY, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">paver decor masonry inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Pay credit cards&lt;br&gt;&lt;br&gt; Borrower added on 12/06/12 &gt; Pay credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,344.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2045262">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2045262</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2045262</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2045262. Member loan 2045262 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DUVALL, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; To pay off high interest credit cards and reduce monthly payments.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,140.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2045296">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2045296</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2045296</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2045296. Member loan 2045296 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,338 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SANTA ROSA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I have a loan of $10,000 at a very high interest rate and three credit cards with above 20% interest rate that I would like to pay off.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 13, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,812.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2054570">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2054570</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2054570</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2054570. Member loan 2054570 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Long wood Manor</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Long wood Manor</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; For home improvement&lt;br&gt;&lt;br&gt; Borrower added on 12/04/12 &gt; For home improvement bathroom remodel&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 16, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,355.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2054954">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2054954</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2054954</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2054954. Member loan 2054954 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,233 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Center for Child Protection</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AUSTIN, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Center for Child Protection</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Please help me become free of credit card debt. Working for a small nonprofit, this debt has become burdensome. I am committed to paying it off and hope to continue my work serving the community. Thanks for your help!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,787.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2064570">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2064570</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2064570</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2064570. Member loan 2064570 was requested on November 13, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OTHER</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earth Island</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RESEDA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earth Island</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 13, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,293.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2064582">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2064582</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2064582</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2064582. Member loan 2064582 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OTHER</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FOLSOM, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; This loan will be used to pay off and close a high interest card that has been used primarily in growing my business. It has helped me expand the Fine Arts portion of my business by paying framing, printing, promotions, and travel expenses accrued in this process. Thank you for your time.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,599.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2064624">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2064624</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2064624</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2064624. Member loan 2064624 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Menasha packaging</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHICAGO, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Menasha packaging</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,721.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2074685">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2074685</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2074685</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2074685. Member loan 2074685 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MAYNARD, AR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 12, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,184.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2074754">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2074754</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2074754</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2074754. Member loan 2074754 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,133 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wallrich</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">citrus heights, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wallrich</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 12, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,165.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2074847">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2074847</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2074847</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2074847. Member loan 2074847 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Norwalk</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stratford , CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Norwalk</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 12, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$61,335.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2074862">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2074862</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2074862</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,975</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2074862. Member loan 2074862 was requested on November 18, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,201 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New York State Police</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.39%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CARTHAGE, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New York State Police</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 12, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,214.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">96.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2075755">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2075755</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2075755</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2075755. Member loan 2075755 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Army </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COLORADO SPRINGS, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Army </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; mortgage $1400&lt;br&gt;rental investment property $800&lt;br&gt;phone/internet/cable $130&lt;br&gt;auto insurance $160&lt;br&gt;food $600&lt;br&gt;utilities $260&lt;br&gt;&lt;br&gt; Borrower added on 12/06/12 &gt; added auto paymetnts as well &lt;br&gt;Mortgage 1350&lt;br&gt;Rental investment property 800&lt;br&gt;jeep 560&lt;br&gt;pacifica 370&lt;br&gt;auto insurance 170&lt;br&gt;cable/internet/phone 130&lt;br&gt;food 600&lt;br&gt;&lt;br&gt; Borrower added on 12/06/12 &gt; for debt consolidation&lt;br&gt;&lt;br&gt; Borrower added on 12/06/12 &gt; loan will be used to consolidate debt.&lt;br&gt;&lt;br&gt;  Borrower added on 12/07/12 &gt; I am working agressively to consolidate debt to lower payments and furthermore permit me to pay off any debts.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,256.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2075997">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2075997</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2075997</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2075997. Member loan 2075997 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Melbourne, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; We are building a house, and need additional finances to start the building process.  We already own the land where the house is going to be built.  It will be a beautiful house, and worth more than it cost when we are done.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 13, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,073.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2076218">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2076218</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2076218</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2076218. Member loan 2076218 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Arkansas Valley Insurance</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.40%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WALDRON, AR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Arkansas Valley Insurance</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 14, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,536.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2076327">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2076327</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2076327</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,825</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2076327. Member loan 2076327 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aldi</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MOKENA, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aldi</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 13, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$42,514.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2076384">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2076384</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2076384</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.28%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2076384. Member loan 2076384 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cottonwood Heights , UT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,552.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2076519">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2076519</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
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<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2076519</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2076519. Member loan 2076519 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chase</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">redondo beach, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chase</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; I need this loan to purchase equipment to start a manufacturing business for a sausage family recipe, I have strong financial background in business banking so this is probably the safest investment you will make. I have the rest of the cash to operate the rest of the start up costs.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,145.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2076653">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2076653</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2076653</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2076653. Member loan 2076653 was requested on November 13, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cannoneers Sportsmens Club</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.85%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lansdale, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cannoneers Sportsmens Club</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 13, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,893.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2076782">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2076782</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2076782</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2076782. Member loan 2076782 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,610 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wixom, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/23/12 &gt; We are investing into a self serve yogurt business located in wayne county, mi.  Thank you for this oppurtunity everyone!&lt;br&gt;&lt;br&gt; Borrower added on 11/24/12 &gt; We will be investing into a self serve yogurt business in Wayne county, MI.  It is currently one of the most innovative, yet healthy ways of eating desserts.  Bubble tea and smoothies will also be served.  Projected yearly total profit is approximately $100,000.  Thanks again for this opportunity.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 13, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">780-784</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2076936">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2076936</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2076936</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2076936. Member loan 2076936 was requested on November 15, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,666 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Minneapolis Public Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MINNEAPOLIS, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Minneapolis Public Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/15/12 &gt; I had some medical issues and the bills are bogging me down.  I make good money I just need to pay off my credit cards and I don't want to file bankruptcy&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 15, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,697.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2077069">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2077069</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2077069</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2077069. Member loan 2077069 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,703 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">J&D Basement Systems</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pataskala, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">J&D Basement Systems</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; This loan will be used to fund expansion of existing home renovation business. This loan will provide working capital to seek additional growth opportunities. I have been successfully flipping houses and would like to expand into home improvement and remodels for residential customers.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,176.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2077205">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2077205</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2077205</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2077205. Member loan 2077205 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,971 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">pnc bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">little rock, AR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">pnc bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/19/12 &gt; credit card consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 14, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$40,316.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2077260">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2077260</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2077260</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,925</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2077260. Member loan 2077260 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Experis</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Waukesha, WI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Experis</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 14, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$51,367.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2077346">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2077346</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2077346</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2077346. Member loan 2077346 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORTHPORT, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$42,911.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2077851">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2077851</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2077851</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2077851. Member loan 2077851 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,958 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ESCONDIDO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,325.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2078129">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2078129</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2078129</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2078129. Member loan 2078129 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CINCINNATI, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,671.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2078606">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2078606</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2078606</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2078606. Member loan 2078606 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,383 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chiropractic Clinic, Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jeannette, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chiropractic Clinic, Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$61,266.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2078847">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2078847</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2078847</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2078847. Member loan 2078847 was requested on November 15, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lubbock, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/15/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 15, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1983</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,910.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2078852">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2078852</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2078852</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2078852. Member loan 2078852 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Customs and Border Protection</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LINCOLNTON, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Customs and Border Protection</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 15, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,132.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2078960">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2078960</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2078960</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2078960. Member loan 2078960 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,300 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAUDERHILL, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1977</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,546.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2078970">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2078970</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2078970</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2078970. Member loan 2078970 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Montana Rail Link</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAUREL, MT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Montana Rail Link</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,399.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2079273">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2079273</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2079273</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2079273. Member loan 2079273 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,478 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Keiser University</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.85%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WEST PALM BEACH, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Keiser University</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,712.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2079524">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2079524</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2079524</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2079524. Member loan 2079524 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Our Lady of Refuge</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pontiac, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Our Lady of Refuge</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,419.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2079774">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2079774</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2079774</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2079774. Member loan 2079774 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Parsons</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.89%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COLUMBIA, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Parsons</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; Loan is to pay off high interest credit card debt and get my finance in order before I get married. This loan will be help me create the new start I need as I begin this new path in life.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,051.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2079799">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2079799</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2079799</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2079799. Member loan 2079799 was requested on November 16, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Environmental Site Maintenance</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SIMI VALLEY, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Environmental Site Maintenance</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 16, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,860.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2079994">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2079994</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2079994</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2079994. Member loan 2079994 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ross Valley Sanitary District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GREENBRAE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ross Valley Sanitary District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/19/12 &gt; Going on Vacation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 16, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,598.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2080002">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2080002</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2080002</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2080002. Member loan 2080002 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SEMINOLE, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,013.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2080034">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2080034</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2080034</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2080034. Member loan 2080034 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. Forest Service</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.79%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MENIFEE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. Forest Service</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 16, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2080239">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2080239</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2080239</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2080239. Member loan 2080239 was requested on November 16, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hawaii Tokai International College</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Honolulu, HI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hawaii Tokai International College</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/16/12 &gt; I want to get myself out of credit card debt and reduce my monthly payments.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 16, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,393.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2080269">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2080269</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2080269</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">24.89%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2080269. Member loan 2080269 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Celgard LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.01%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">monroe, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Celgard LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 16, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,760.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2080333">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2080333</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2080333</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2080333. Member loan 2080333 was requested on November 18, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,017 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">buckley powder company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOCKWOOD, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">buckley powder company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/18/12 &gt; I am doing a full remodel of my kitchen including cabinets, countertops, and appliances&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 16, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,853.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2080378">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2080378</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2080378</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2080378. Member loan 2080378 was requested on November 16, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Denny's Restaurant</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FONTANA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Denny's Restaurant</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 16, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,101.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2080415">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2080415</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2080415</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2080415. Member loan 2080415 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EL CAJON, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 16, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,937.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2080534">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2080534</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2080534</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2080534. Member loan 2080534 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,292 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">North babylon, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,857.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2080551">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2080551</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2080551</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$33,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2080551. Member loan 2080551 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dutchess County</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Washingtonville, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dutchess County</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$53,398.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2080567">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2080567</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2080567</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2080567. Member loan 2080567 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BIG SPRING, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 16, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,229.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2080866">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2080866</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2080866</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2080866. Member loan 2080866 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Axon Solutions</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">THE COLONY, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Axon Solutions</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,472.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2081163">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2081163</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2081163</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2081163. Member loan 2081163 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,316 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NYC Department of Education</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.28%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EAST STROUDSBURG, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NYC Department of Education</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; The following loan is needed and will be used for the following, I have several credit cards with high interest rates and two hospital bills I would like to clear off. With the following loan it will make my financial situation a lot easier and more manageable.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 17, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,227.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2081280">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2081280</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2081280</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2081280. Member loan 2081280 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAUSD</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SANTA ANA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAUSD</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,190.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2082022">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2082022</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2082022</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,550</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2082022. Member loan 2082022 was requested on November 18, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Transmission Plus</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SOMERSET, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Transmission Plus</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 18, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,331.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2082059">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2082059</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2082059</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2082059. Member loan 2082059 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Active Network</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dallas, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Active Network</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,272.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2082086">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2082086</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2082086</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2082086. Member loan 2082086 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SPRING HILL, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/21/12 &gt; to purchase equipment for my business.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,891.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2082139">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2082139</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2082139</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2082139. Member loan 2082139 was requested on November 18, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.22%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ARGYLE, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/18/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 18, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,882.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2082256">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2082256</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2082256</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.95%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2082256. Member loan 2082256 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRAWLEY, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,009.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2082270">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2082270</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2082270</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2082270. Member loan 2082270 was requested on November 18, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bayside apparel manufaturing</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TUSTIN, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bayside apparel manufaturing</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/18/12 &gt; to pay my credit card&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 18, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,723.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2082697">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2082697</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2082697</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2082697. Member loan 2082697 was requested on November 18, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Roosevelt Care Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ORANGE, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Roosevelt Care Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 18, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,637.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2082729">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2082729</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2082729</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2082729. Member loan 2082729 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">brians hot oil service</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.91%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LIBERAL, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">brians hot oil service</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/19/12 &gt; pay off crdit card debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,908.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2082739">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2082739</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2082739</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2082739. Member loan 2082739 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">YORK, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 18, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$42,470.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2082783">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2082783</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2082783</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2082783. Member loan 2082783 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,798 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VA MEDICAL CENTER</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HIALEAH, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VA MEDICAL CENTER</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,268.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2082809">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2082809</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2082809</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2082809. Member loan 2082809 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Best Choice</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BROOKLYN, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Best Choice</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,115.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2082865">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2082865</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2082865</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,650</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2082865. Member loan 2082865 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,074 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Deseret Mutual Benefit Administrators</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIDVALE, UT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Deseret Mutual Benefit Administrators</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Life happens...thank goodness I had my credit cards to fall back on. And now,  thank goodness I received a LendingClub pre-approved notice to consolidate those higher interest balances.&lt;br&gt;&lt;br&gt;  Borrower added on 12/04/12 &gt; I'm an extremely responsible person and my strong sense of loyalty has compelled me to worked for the same company for almost 17 years. I'm fortunate to have worked my way up to a great paying position that I enjoy. More importantly, I don't have to worry about my job security. Lucky me!&lt;br&gt;&lt;br&gt;  Borrower added on 12/05/12 &gt; Typically, investing in someone you don't know is a risk. However, there is NO RISK with me. I am known as a person with exceptional integrity. I've never defaulted on any financial obligation and I've never had anything reposessed. Thank you for your trust in me!!!&lt;br&gt;&lt;br&gt;  Borrower added on 12/06/12 &gt; Did I mention I'm extremely responsible and have exceptional integrity...I ALWAYS pay my bills on time and I rarely pay just the minimum amount due. I guarantee you won't be sorry you took a chance on me.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1983</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,038.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2082883">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2082883</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2082883</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2082883. Member loan 2082883 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GIW Industries</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LINCOLNTON, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GIW Industries</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,727.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2082905">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2082905</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2082905</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2082905. Member loan 2082905 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rock Hill School District </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROCK HILL, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rock Hill School District </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$43,253.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2083010">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2083010</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2083010</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,725</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">24.70%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2083010. Member loan 2083010 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">White Plains, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$311.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2083042">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2083042</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2083042</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,075</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2083042. Member loan 2083042 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CETPA INC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.28%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Douglasville, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CETPA INC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,831.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2083043">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2083043</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2083043</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2083043. Member loan 2083043 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">spokane commercial roofing</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.19%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SPOKANE, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">spokane commercial roofing</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/19/12 &gt; re do my bathroom and new carpet&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,165.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2083171">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2083171</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2083171</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2083171. Member loan 2083171 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">silver spring, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,621.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2083172">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2083172</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2083172</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2083172. Member loan 2083172 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Chicago</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHICAGO, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Chicago</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,675.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2083176">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2083176</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2083176</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2083176. Member loan 2083176 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Decatur , GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/19/12 &gt; I am currently runing own mobile retail stores 2 location under name of Jcommnunications, Inc. and we are faceing holiday season as now, but to generate maximize profit during the time, need more fund to maintain higher inventory level, we are for sure it helps extend profit a lot at the end. Thanks&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,709.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">92.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2083270">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2083270</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2083270</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2083270. Member loan 2083270 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,650 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.53%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">scottsdale, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; This loan is to pay off credit cards that were used to pay medical bills.&lt;br&gt;&lt;br&gt; Borrower added on 12/01/12 &gt; loans is to pay credit cards that were used to pay medical bills.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,553.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2083286">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2083286</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2083286</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2083286. Member loan 2083286 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,998 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Willbros Downstream, LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SKIATOOK, OK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Willbros Downstream, LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/19/12 &gt; We have 8 credit cards with high interest and are not able to make big payments on them and therefore most of what we pay every month goes just to interest.   If we get this loan, at least we know we'll be able to pay them off before retirement!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,684.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2083339">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2083339</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2083339</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2083339. Member loan 2083339 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,542 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.65%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">kill devil hills, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,741.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2083357">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2083357</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2083357</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2083357. Member loan 2083357 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Aurora</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ARVADA, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Aurora</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I would like to consolidate my debt after philanthropic efforts.  I have paid off half of my debt and would like to consolidate the remaining amounts at a better interest rate.  I have never defaulted on any loan/ obligation.  I have been with my current employer for 6 years and make a good salary.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,748.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2083365">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2083365</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2083365</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2083365. Member loan 2083365 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Talent, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,074.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2083373">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2083373</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2083373</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2083373. Member loan 2083373 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,928 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OBX Chevrolet</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KITTY HAWK, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OBX Chevrolet</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,683.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2083377">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2083377</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2083377</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2083377. Member loan 2083377 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Senor Fred</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Senor Fred</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/19/12 &gt; debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,430.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2083393">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2083393</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2083393</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2083393. Member loan 2083393 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Santa Monica, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; credit card consolidation/i.r.s payment&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1982</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$35,145.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2083526">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2083526</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2083526</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2083526. Member loan 2083526 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,708 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">centaur</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COLUMBIA, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">centaur</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,166.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2083535">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2083535</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2083535</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2083535. Member loan 2083535 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SRH computer service</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAS VEGAS, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SRH computer service</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,824.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2083624">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2083624</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2083624</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2083624. Member loan 2083624 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Neenah Foundry Co.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEENAH, WI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Neenah Foundry Co.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/19/12 &gt; I will use this loan for my credit cards. I have been paying them for  about 3 years and have yet to finish paying them. Hopefully this loan will help me pay them off and help me in future occasions.I hope to get this credit and thank you.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,410.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2083629">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2083629</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2083629</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2083629. Member loan 2083629 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAFAYETTE, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,402.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2083639">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2083639</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2083639</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2083639. Member loan 2083639 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">dominion harvest</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RICHMOND, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">dominion harvest</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,102.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2083665">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2083665</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2083665</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2083665. Member loan 2083665 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TUSCALOOSA, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,580.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2083684">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2083684</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2083684</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.76%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2083684. Member loan 2083684 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,896 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Apex Industrial Technologies</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.34%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cincinnati, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Apex Industrial Technologies</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/23/12 &gt; We've owned a small sandwich shop, one street from a major university, for 5 years. We offer healthy options and bake our bread, muffins, and cookies from scratch.&lt;br&gt;After 5 years the store can use some updating, equipment repair, and software upgrades.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$44,853.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2083771">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2083771</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2083771</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2083771. Member loan 2083771 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">meadwestvaco</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.39%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LANETT, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">meadwestvaco</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,600.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2083883">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2083883</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2083883</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2083883. Member loan 2083883 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HEBBRONVILLE, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1971</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,877.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2083990">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2083990</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2083990</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,850</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2083990. Member loan 2083990 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Summerville Medical Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GOOSE CREEK, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Summerville Medical Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,336.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2083995">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2083995</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2083995</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2083995. Member loan 2083995 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOWE'S HIW</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TORRANCE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOWE'S HIW</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; I wanna pay off a credit cards that has a high apr..&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,927.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2084054">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2084054</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2084054</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2084054. Member loan 2084054 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Realty World</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIAMI, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Realty World</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/19/12 &gt; Paying my credit cards with higher interest&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,093.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2084089">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2084089</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2084089</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2084089. Member loan 2084089 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jtschmid's restaurant&brewery</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Anaheim, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jtschmid's restaurant&brewery</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/19/12 &gt; just i need make one big payment and save time,envelopes.sntamps, thanks lending club to let me do this.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,016.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2084129">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2084129</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2084129</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2084129. Member loan 2084129 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Here Media</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">West Hollywood, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Here Media</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,623.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2084224">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2084224</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2084224</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,275</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2084224. Member loan 2084224 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lexington Richland School District 5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">IRMO, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lexington Richland School District 5</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,754.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2084225">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2084225</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2084225</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2084225. Member loan 2084225 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,040 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">safeway</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BALTIMORE, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">safeway</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; my loan is for me to pay off all my credit cards off and have only one bill. Cause its hard to keep up with all of them when I have a house payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,566.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2084265">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2084265</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2084265</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$27,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2084265. Member loan 2084265 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dow Corning</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Midland, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dow Corning</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,367.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2084267">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2084267</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2084267</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2084267. Member loan 2084267 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Conscious Contact </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GREEN BAY, WI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Conscious Contact </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,874.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2084331">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2084331</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2084331</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2084331. Member loan 2084331 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Washington, DC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,678.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2084350">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2084350</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2084350</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2084350. Member loan 2084350 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">L&F Mansory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SOUTH RIVER, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">L&F Mansory</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,249.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2084355">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2084355</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2084355</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2084355. Member loan 2084355 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Energy Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Houston, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Energy Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,419.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2084449">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2084449</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2084449</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2084449. Member loan 2084449 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HANSONS HOME IMPROVEMENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BOULDER CITY, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HANSONS HOME IMPROVEMENT</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,154.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2084483">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2084483</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2084483</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2084483. Member loan 2084483 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Learning Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WHITE STONE, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Learning Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; When I first opened my business I was very far behind on my taxes. I ended up going in to an installment agreement with the IRS after a lien was put on the building. I have successfully paid them for almost two years. I would like to pay this installment off to avoid further interest and refinance.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,485.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2084491">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2084491</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2084491</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2084491. Member loan 2084491 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,867 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">campbell soup co.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CONTINENTAL, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">campbell soup co.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1978</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,484.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2084520">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2084520</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2084520</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2084520. Member loan 2084520 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,125 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.99%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ORMOND BEACH, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,066.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2084555">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2084555</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2084555</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2084555. Member loan 2084555 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rego Park, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2008</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$586.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2084655">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2084655</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2084655</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2084655. Member loan 2084655 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Habersham Funding, LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DECATUR, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Habersham Funding, LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 12, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,263.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2084699">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2084699</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2084699</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2084699. Member loan 2084699 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Eurest dining services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Plano, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Eurest dining services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 18, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,105.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2084766">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2084766</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2084766</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2084766. Member loan 2084766 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lowell School District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LEOMINSTER, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lowell School District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 13, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,002.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2084993">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2084993</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2084993</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2084993. Member loan 2084993 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,145 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Intel</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.19%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CORNELIUS, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Intel</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Thank you for your consideration!&lt;br&gt;&lt;br&gt; Borrower added on 12/05/12 &gt; Thank you for your consideration!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,994.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2085113">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2085113</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2085113</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2085113. Member loan 2085113 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,309 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education Management Corp. LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BROOKLYN, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education Management Corp. LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; My story is that I am looking to consolidate my debt into one payment and continue with my goal to be debt free in 5 years.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 13, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">805-809</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,775.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2085991">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2085991</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2085991</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2085991. Member loan 2085991 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Genesee Grande Hotel</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cicero, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Genesee Grande Hotel</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2008</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,463.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2086076">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2086076</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2086076</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2086076. Member loan 2086076 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHARLOTTE, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Consolidating debt from 2 credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 13, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,364.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2086096">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2086096</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2086096</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2086096. Member loan 2086096 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Los Angeles County Dept of Public Health</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">W Covina, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Los Angeles County Dept of Public Health</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$35,022.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2086389">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2086389</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2086389</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2086389. Member loan 2086389 was requested on November 13, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Running Aces</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Anoka, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Running Aces</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/13/12 &gt; I've been pay 4 different credit cards and the fees keep getting more and more. If I can pay this off or combine all to one bill, it would be easu for me to pay it off.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 13, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,879.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2086401">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2086401</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2086401</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2086401. Member loan 2086401 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HUNTINGTON BEACH, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,299.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2086757">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2086757</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2086757</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2086757. Member loan 2086757 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,217 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FedEx</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN FRANCISCO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FedEx</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,629.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2086790">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2086790</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2086790</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2086790. Member loan 2086790 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WILLOW GROVE, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; Pay off my high intrest credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,207.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2086795">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2086795</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2086795</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2086795. Member loan 2086795 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TORRANCE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/21/12 &gt; pay for credit card. ratr is lower than my current credit card.&lt;br&gt;&lt;br&gt; Borrower added on 11/21/12 &gt; pay for my credit card.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,761.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2087084">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2087084</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2087084</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2087084. Member loan 2087084 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Department of Justice</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIAMI, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Department of Justice</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,890.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2087234">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2087234</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2087234</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2087234. Member loan 2087234 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AC TRANSIT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FAIRFIELD, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AC TRANSIT</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,270.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2088072">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2088072</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2088072</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2088072. Member loan 2088072 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">bath community hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.99%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOT SPRINGS, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">bath community hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I have approximately the balance I have requested to pay off the balance of 6 credit cards. I would like to pay off the balances owed and by doing so I will save over $500 each month in payments&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,829.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2088339">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2088339</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2088339</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2088339. Member loan 2088339 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">beaumont inn incorp.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HARRODSBURG, KY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">beaumont inn incorp.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; credit card consolidationpay lowes, dell, chase, hsbc, fifth third, capitol one, bank of america.make life easier with just one payment at a good interest rate and eliminate lost of headaches. start the new year with less credit cards or none. that will be a good thingthis is the reason&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,871.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2088396">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2088396</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2088396</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2088396. Member loan 2088396 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bethany center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">lutz, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bethany center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; loan purpose debt consolidation into one monthly manageable payment&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,905.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2088721">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2088721</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2088721</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2088721. Member loan 2088721 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Louisville, KY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; I only have $3,000 in credit card debt but they just raised my rate to 20 something and this will save me money!  Always being smart with my money if I can get a better deal.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 15, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,391.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2088812">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2088812</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2088812</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,075</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2088812. Member loan 2088812 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lakemont LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Katy, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lakemont LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I need this loan to lower my credit card bill thats all.  And I will pay yall $280+ a month.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,918.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2088836">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2088836</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2088836</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2088836. Member loan 2088836 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,958 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USAirways</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PITTSBURGH, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USAirways</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,524.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2088912">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2088912</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2088912</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2088912. Member loan 2088912 was requested on November 15, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ENGLEWOOD, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 15, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,009.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2089339">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2089339</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2089339</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2089339. Member loan 2089339 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,749 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Arizona State University</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TEMPE, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Arizona State University</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,198.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2089361">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2089361</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2089361</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,475</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2089361. Member loan 2089361 was requested on November 15, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,283 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LIghthouse International</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.28%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRONX, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LIghthouse International</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/15/12 &gt; This loan will help me to pay two of my credit cards and one school loan. I pay my bills on a timer manner, have a permanet job and I am a responsible person. I will like to set my payment for the middle of the month if this is possible.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 15, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,584.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2089366">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2089366</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2089366</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2089366. Member loan 2089366 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">McKinsey & Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.28%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brooklyn, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">McKinsey & Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,138.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2089428">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2089428</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2089428</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2089428. Member loan 2089428 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ACCION San Diego</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHULA VISTA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ACCION San Diego</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,413.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2089436">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2089436</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2089436</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2089436. Member loan 2089436 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nypro Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WORCESTER, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nypro Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; I want to combine credit card and bills into one payment for easier payment and to be able to pay everything off in a quicker time than I am able to individually&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 16, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,278.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2089521">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2089521</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2089521</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2089521. Member loan 2089521 was requested on November 16, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Baker Engineering and Risk Consultants</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Flushing, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Baker Engineering and Risk Consultants</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 16, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,408.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2089570">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2089570</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2089570</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2089570. Member loan 2089570 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DARS State of Texas</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.15%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Clyde, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DARS State of Texas</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$38,188.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2089612">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2089612</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2089612</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2089612. Member loan 2089612 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$738 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cumberland, RI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$619.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2089803">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2089803</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2089803</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$32,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2089803. Member loan 2089803 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tristar Risk Mgt. </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DUNCANVILLE, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tristar Risk Mgt. </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,632.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2089824">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2089824</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2089824</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2089824. Member loan 2089824 was requested on November 16, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MassMutual  </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Windsor, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MassMutual  </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 16, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1980</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,216.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2090029">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2090029</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2090029</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2090029. Member loan 2090029 was requested on November 16, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.18%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DAVISVILLE, WV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/16/12 &gt; debt consol&lt;br&gt;&lt;br&gt;  Borrower added on 11/16/12 &gt; debt consol&lt;br&gt;&lt;br&gt;  Borrower added on 11/20/12 &gt; To pay off two loans and invest in plasma cutter and table. This is very important for my shop.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 16, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,700.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2090043">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2090043</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2090043</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2090043. Member loan 2090043 was requested on November 16, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AEI Consultants</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Santa Cruz, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AEI Consultants</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/16/12 &gt; Repower existing boat.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 16, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,929.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2090196">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2090196</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2090196</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2090196. Member loan 2090196 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fulfillment Management Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FREDERICKSBURG, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fulfillment Management Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,526.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2090254">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2090254</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2090254</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2090254. Member loan 2090254 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Q&A Research</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PETALUMA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Q&A Research</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,661.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2090257">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2090257</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2090257</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2090257. Member loan 2090257 was requested on November 16, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Borrego Pass School</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">THOREAU, NM</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Borrego Pass School</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 16, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,016.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2090359">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2090359</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2090359</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2090359. Member loan 2090359 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,200 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stillwater Health and Wellness, LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BLAIRSTOWN, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stillwater Health and Wellness, LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 16, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,099.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2090424">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2090424</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2090424</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$27,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.63%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2090424. Member loan 2090424 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Plaxen & Adler, PA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Columbia, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Plaxen & Adler, PA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; After the loss of my mother, i was left with unforeseen grief and expenses.  I'm looking to get things back on track&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,373.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2090545">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2090545</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2090545</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2090545. Member loan 2090545 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Groot industries </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAKE VILLA, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Groot industries </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 16, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,124.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2090705">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2090705</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2090705</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2090705. Member loan 2090705 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EDMONDS, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,049.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2090813">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2090813</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2090813</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2090813. Member loan 2090813 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">summit truck and auto</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">alden, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">summit truck and auto</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 17, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,706.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2090949">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2090949</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2090949</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2090949. Member loan 2090949 was requested on November 17, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">bnsf railway</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.92%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROGERSVILLE, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">bnsf railway</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; build a back deck paint house general repair&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 17, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,566.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2091111">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2091111</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2091111</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2091111. Member loan 2091111 was requested on November 17, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">live oak professional center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COMMERCE, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">live oak professional center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/17/12 &gt; i plan on consolidating some credit cards i have never defaulted on any loans and my employer is a family practice medical office that has three mds and three pas&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 17, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,776.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2091506">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2091506</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2091506</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2091506. Member loan 2091506 was requested on November 17, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">united states postal sevice</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SILVERTHORNE, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">united states postal sevice</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/17/12 &gt; debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 17, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,286.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2091689">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2091689</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2091689</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$32,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2091689. Member loan 2091689 was requested on November 18, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">headwallphotonics inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FITCHBURG, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">headwallphotonics inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 17, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,258.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2091780">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2091780</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2091780</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2091780. Member loan 2091780 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,517 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lewisville, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">775-779</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,910.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2091978">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2091978</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2091978</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2091978. Member loan 2091978 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cancer Specialist of North Florida</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAINT AUGUSTINE, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cancer Specialist of North Florida</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Although I am currently making more than minumum payments on my credit cards they are charging so much interest only a small amount seems to go towards my balance.  My goal is to be debt free in five years so that I may start saving more towards my retirement.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1981</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$35,300.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2092061">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2092061</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2092061</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2092061. Member loan 2092061 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St. Joseph Regional EMS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Normangee, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St. Joseph Regional EMS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; I want to pay off my debt once and for all so that I can have easy payments without trying to remember when things are due. I also have $1,000 total of medical bills due from my husband and step son.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 18, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,998.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2092064">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2092064</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2092064</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,175</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2092064. Member loan 2092064 was requested on November 18, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Air Oasis</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.19%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AMARILLO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Air Oasis</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/18/12 &gt; I will be consolodating all my credit card/charge accounts to reach my goal of being debt free a little quicker. Not to mention having fewer bills to keep track of every month.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 18, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,228.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2092075">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2092075</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2092075</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2092075. Member loan 2092075 was requested on November 18, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">99 store</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.61%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW YORK, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">99 store</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/18/12 &gt; i pay me debet&lt;br&gt;&lt;br&gt; Borrower added on 11/18/12 &gt; i pay my debet.such as cridit.and personal lone.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 18, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,221.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2092086">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2092086</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2092086</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2092086. Member loan 2092086 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GAINESVILLE, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 18, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$41,343.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2092099">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2092099</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2092099</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2092099. Member loan 2092099 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DENISON, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,689.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2092198">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2092198</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2092198</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,675</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2092198. Member loan 2092198 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Citrix Systems Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.39%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MARGATE, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Citrix Systems Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; Consolidation of Credit Card Debt and Personal Loans&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 18, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,598.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2092361">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2092361</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2092361</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2092361. Member loan 2092361 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Box Elder, SD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 18, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">810-814</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,893.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2092402">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2092402</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2092402</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2092402. Member loan 2092402 was requested on November 18, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AAA Auto Club Group</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.65%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OCALA, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AAA Auto Club Group</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 18, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1983</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,669.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2092524">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2092524</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2092524</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2092524. Member loan 2092524 was requested on November 18, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,600 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Veterinary Emergency Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STOCKTON, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Veterinary Emergency Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/19/12 &gt; I would like to pay off my high APR credit card debt and have one easy monthly payment.&lt;br&gt;&lt;br&gt; Borrower added on 11/19/12 &gt; I am a full time student graduating from a nursing program December 17th and currently working in Veterinary Emergency medicine full time.  I had to take the greater part of the year off of work to concentrate on schooling and deal with 3 family members death and accrued some credit card debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 18, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,293.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2092559">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2092559</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2092559</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2092559. Member loan 2092559 was requested on November 18, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAP</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DEBARY, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAP</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/18/12 &gt; pay off credit card debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 18, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,784.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2092647">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2092647</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2092647</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2092647. Member loan 2092647 was requested on November 18, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ICDC College</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.19%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Gabriel, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ICDC College</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/19/12 &gt; This loan is to pay off current debt so I can get ahead and start paying on principle instead of interest.  I recently had some unexpected medical expenses, so this loan would help me immensely by lowering the amount of my monthly payments.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 18, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,343.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2092672">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2092672</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2092672</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2092672. Member loan 2092672 was requested on November 18, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Speciality Medical Group</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.01%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fresno, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Speciality Medical Group</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/18/12 &gt; Credit card consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 18, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$73,421.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2092708">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2092708</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2092708</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2092708. Member loan 2092708 was requested on November 18, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SCOTTSDALE, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/18/12 &gt; To consolidate the bills&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 18, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,055.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2092726">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2092726</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2092726</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">24.70%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2092726. Member loan 2092726 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Long Beach Unified Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HUNTINGTON BEACH, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Long Beach Unified Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; To consolidate some bills into one payment to make it easier to pay off my bills.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,880.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2092745">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2092745</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2092745</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,075</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2092745. Member loan 2092745 was requested on November 18, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,261 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">METRO EYES/STYLE EYES</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ALEXANDRIA, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">METRO EYES/STYLE EYES</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 18, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,609.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2092757">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2092757</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2092757</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2092757. Member loan 2092757 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DYNALECTRIC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.02%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MONTEREY PARK, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DYNALECTRIC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,794.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2092853">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2092853</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2092853</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,275</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">24.70%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2092853. Member loan 2092853 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">commercial metals</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LEXINGTON, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">commercial metals</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,580.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2092857">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2092857</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2092857</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2092857. Member loan 2092857 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">martins</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STRASBURG, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">martins</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,931.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2092962">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2092962</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2092962</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2092962. Member loan 2092962 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,033 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Daybreak</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WICHITA FALLS, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Daybreak</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Consolidate 6 credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,351.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2092965">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2092965</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2092965</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2092965. Member loan 2092965 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,900 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Haggar clothing co</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LANDISVILLE, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Haggar clothing co</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,684.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2092969">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2092969</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2092969</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,975</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2092969. Member loan 2092969 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,237 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIMS, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/19/12 &gt; Finish remodeling kitchen and considate bills&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1979</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,762.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2092989">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2092989</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2092989</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,950</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2092989. Member loan 2092989 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Feura Bush, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,222.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2092995">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2092995</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2092995</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2092995. Member loan 2092995 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kentwood, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">825-829</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$91.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2093086">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2093086</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2093086</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2093086. Member loan 2093086 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAS VEGAS, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,352.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2093088">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2093088</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2093088</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2093088. Member loan 2093088 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Norfolk Festevents</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Norfolk, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Norfolk Festevents</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,920.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2093091">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2093091</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2093091</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,675</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2093091. Member loan 2093091 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,908 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.85%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PHILADELPHIA, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,224.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2093096">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2093096</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2093096</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2093096. Member loan 2093096 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Northridge , CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,054.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2093162">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2093162</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2093162</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2093162. Member loan 2093162 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Westfield, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; My loan request pertains to the planned purchase of a mobile home. I am fiscally conservative and plan to pay this loan back ahead of schedule. Thank you for this opportunity!!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">785-789</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,765.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2093183">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2093183</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2093183</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2093183. Member loan 2093183 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRADY, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$34,145.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2093352">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2093352</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2093352</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.63%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2093352. Member loan 2093352 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,034 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">McDonald Hopkins</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CLEVELAND, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">McDonald Hopkins</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,026.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2093360">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2093360</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2093360</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2093360. Member loan 2093360 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BURBANK, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I just want to get out from under my credit card debt.  I pay my bills on time every month, but there seems to be no end, because of the high interest rate I have on my credit cards.  At an unfriendly rate, I am spending as much in interest as in principle payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,050.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2093363">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2093363</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2093363</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2093363. Member loan 2093363 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,636 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Brecksville</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SEVILLE, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Brecksville</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; Home Improvement  Kitchen and Bath add more value to home&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,010.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2093425">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2093425</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2093425</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,950</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2093425. Member loan 2093425 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,680 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DEPT. of MOTOR VEHICLES</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ELK GROVE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DEPT. of MOTOR VEHICLES</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/19/12 &gt; The e-mail address is my sister's. I don't have an e-mail address. I applied for this loan to pay off my debts. I received your application. I got my sister's computer and applied. This is a dream come true to be able to pay my debts &amp; pay this loan back in 36 months. How awesome is this ? Thank you&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,077.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2093568">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2093568</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2093568</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,925</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2093568. Member loan 2093568 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Smith Burre Golf & Development</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOLTS SUMMIT, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Smith Burre Golf & Development</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,204.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2093577">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2093577</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2093577</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2093577. Member loan 2093577 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Miramar Eye specialist Med Group</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OXNARD, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Miramar Eye specialist Med Group</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/19/12 &gt; To Consolidate Credit Cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,335.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2093616">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2093616</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2093616</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2093616. Member loan 2093616 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,150 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Quiktrip</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROSE HILL, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Quiktrip</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Trying to eliminate all credit card debt,cancel credit cards to have better financial freedom.Basically if I dont have the money for something than I dont need it.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,036.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2093696">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2093696</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2093696</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2093696. Member loan 2093696 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">st petersburg, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$638.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2093763">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2093763</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2093763</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2093763. Member loan 2093763 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Foundation for California Community Coll</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SACRAMENTO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Foundation for California Community Coll</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I just graduated from grad school and I am looking to pay off the debt I accrued while putting myself through school. I have a great job and stable income with room to spend. Thank you for your consideration.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,484.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2093789">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2093789</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2093789</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2093789. Member loan 2093789 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bright Now Dental</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CORONA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bright Now Dental</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,626.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2093806">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2093806</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2093806</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2093806. Member loan 2093806 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Credit card consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,441.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2093821">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2093821</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2093821</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2093821. Member loan 2093821 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAVANNAH, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/19/12 &gt; to consolidate debt and build personal business for the future&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,235.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2093843">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2093843</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2093843</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2093843. Member loan 2093843 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Due West, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/19/12 &gt; This loan is to pay off an unsecured loan for almost 8,000 dollars at 12.75 % with monthly payments of 211 dollars.  For just 40 dollars more a month, with this loan I can pay off the amount in 3 years saving me over a thousand dollars. Thank you.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,399.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2093890">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2093890</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2093890</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,675</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2093890. Member loan 2093890 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ingersoll Rand</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.28%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mocksville, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ingersoll Rand</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/19/12 &gt; This loan is to consolidate credit card debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,224.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2093892">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2093892</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2093892</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2093892. Member loan 2093892 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Heart of Florida Regional Medical Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KISSIMMEE, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Heart of Florida Regional Medical Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,921.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2093895">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2093895</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2093895</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2093895. Member loan 2093895 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,125 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GREENE, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/19/12 &gt; Consolidate bills and home improvement&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,270.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2093934">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2093934</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2093934</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2093934. Member loan 2093934 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,715 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">yakko san</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">pembroke pines, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">yakko san</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2009</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$988.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2093949">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2093949</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2093949</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2093949. Member loan 2093949 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mobile OB/GYN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MOBILE, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mobile OB/GYN</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/19/12 &gt; I have several credit cards, I wish to obtain a lower rate and consolidate for more efficient book keeping and quicker pay off!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,166.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2094016">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2094016</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2094016</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2094016. Member loan 2094016 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">middleton, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/19/12 &gt; I have a Transportation Company, I have been in business for 10 years, I need to expand and get a business loan, in order to qualify, I must pay my credit card balance down. I have never been late on any of my bills, and I will never be late, for I value my credit,&lt;br&gt;&lt;br&gt; Borrower added on 11/19/12 &gt; I the owner of a family business, a transportation company. I have been in business for 10 years. I need the funds for debt consolidation. I truly value my credit, therefore I will repay the loan.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$40,116.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2094065">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2094065</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2094065</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2094065. Member loan 2094065 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dahison Technology </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Clifton, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dahison Technology </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,333.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2094135">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2094135</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2094135</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2094135. Member loan 2094135 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PASADENA, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/19/12 &gt; Paying off a couple of my higher card debts,some home improvements such as remodeling bathroom &amp; painting exterior of house&lt;br&gt;&lt;br&gt; Borrower added on 11/19/12 &gt; pay-off some of my higher credit cards &amp; remodel some of my home,bath &amp; exterior paint&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,709.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2094144">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2094144</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2094144</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2094144. Member loan 2094144 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,736 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Southern Comfort A/C and Heating, Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FRANKLINTON, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Southern Comfort A/C and Heating, Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,319.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2094191">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2094191</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2094191</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$32,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2094191. Member loan 2094191 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LANCASTER, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,935.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2094202">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2094202</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2094202</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2094202. Member loan 2094202 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rockford Memorial Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROCKFORD, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rockford Memorial Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,312.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2094291">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2094291</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2094291</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2094291. Member loan 2094291 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,676 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MADERA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; Loan is to pay off credit card debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1979</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$43,824.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2094338">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2094338</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2094338</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2094338. Member loan 2094338 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">nelson global products</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">onalaska, WI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">nelson global products</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; vacation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,243.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2094376">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2094376</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2094376</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2094376. Member loan 2094376 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.79%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FENTON, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,154.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2094445">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2094445</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2094445</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2094445. Member loan 2094445 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">union hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW PHILADELPHIA, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">union hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; debt consolidation. we have some credit cards that have higher interest rates and are anxious to get them paid off so we can have one payment that we can focus on paying off. we have no problem paying our payments and this loan would be less a month and has an ending date.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,643.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2094500">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2094500</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2094500</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,825</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2094500. Member loan 2094500 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Panduit</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Homer Glen , IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Panduit</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,080.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2094585">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2094585</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2094585</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2094585. Member loan 2094585 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CLARKSDALE, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,198.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2124610">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2124610</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2124610</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2124610. Member loan 2124610 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OTHER</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,749 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Church of the Nazarene</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ALTHA, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Church of the Nazarene</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 15, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,292.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2124621">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2124621</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2124621</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2124621. Member loan 2124621 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Alice G. Alatorre DDS.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LA QUINTA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Alice G. Alatorre DDS.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,430.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2134568">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2134568</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2134568</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2134568. Member loan 2134568 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OTHER</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,783 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Leafguard of Alabama</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VESTAVIA, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Leafguard of Alabama</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 16, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,186.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2144631">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2144631</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2144631</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$31,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2144631. Member loan 2144631 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VA Hospital Fayetteville, NC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FAYETTEVILLE, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VA Hospital Fayetteville, NC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$42,212.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2144633">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2144633</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2144633</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2144633. Member loan 2144633 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NONE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.59%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WINNETKA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; I would like to pay my capital one card, bank of america &amp; would like to change bedrooms carpets&lt;br&gt;&lt;br&gt; Borrower added on 11/29/12 &gt; I would like to pay off my capital one credit card, bank of america and have money left to change bedroom carpets&lt;br&gt;&lt;br&gt; Borrower added on 11/29/12 &gt; what makes me a good borrower?, I've never being late on any payments, have an outstanding credit history, My income is very stable, do not have to pay any rent, my budget to pay off all my debts it is calculated&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,612.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2144667">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2144667</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2144667</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2144667. Member loan 2144667 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New York City Dept of Education</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.34%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FLUSHING, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New York City Dept of Education</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,786.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2144735">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2144735</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2144735</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2144735. Member loan 2144735 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NONE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOCUST HILL, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/19/12 &gt; I will pay off other a credit card that has a higher interest rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,633.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2144815">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2144815</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2144815</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2144815. Member loan 2144815 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NONE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">INDIO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/23/12 &gt; CREDIT CARD CONSOLIDATION TO REDUCE MONTHLY PAYMENTS&lt;br&gt;&lt;br&gt; Borrower added on 11/23/12 &gt; CONSOLIDASTE BILL AND CREDIT CARDS TO REDUCE MONTHLY PAYMENTS&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,629.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2144885">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2144885</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2144885</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2144885. Member loan 2144885 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Shelby/Jefferson County Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HELENA, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Shelby/Jefferson County Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1961</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,584.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2144934">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2144934</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2144934</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2144934. Member loan 2144934 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NONE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ETRADE Corporate Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ATLANTA, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ETRADE Corporate Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 16, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,068.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2145107">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2145107</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2145107</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2145107. Member loan 2145107 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TUSKEGEE, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; TO PAY OFF  HIGH CREDIT CARDS.&lt;br&gt;&lt;br&gt; Borrower added on 12/06/12 &gt; TO PAY OFF HIGH INTEREST CREDIT CARDS.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1977</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,742.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2145110">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2145110</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2145110</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2145110. Member loan 2145110 was requested on November 22, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NONE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.15%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PACIFIC PALISADES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1982</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,839.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2145123">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2145123</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2145123</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2145123. Member loan 2145123 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NONE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ytt transport</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BROOKLYN, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ytt transport</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; for home improvement&lt;br&gt;&lt;br&gt; Borrower added on 11/26/12 &gt; for home improvement&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,937.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2145135">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2145135</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2145135</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2145135. Member loan 2145135 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NONE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,498 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BROOKLYN, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; Pay crediet cards&lt;br&gt;&lt;br&gt; Borrower added on 11/20/12 &gt; pay credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1975</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,945.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">96.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2145141">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2145141</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2145141</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2145141. Member loan 2145141 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Doctors Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FAIRFIELD, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Doctors Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,088.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2145160">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2145160</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2145160</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2145160. Member loan 2145160 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STOUGHTON, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; to pay off credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,387.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2145208">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2145208</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2145208</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2145208. Member loan 2145208 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NONE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ABERDEEN, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,676.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2174578">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2174578</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2174578</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2174578. Member loan 2174578 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,128 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">sebring, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/23/12 &gt; to pay off credit cards and have a manageable debt to income ratio.this will allow me to better control my spending, and enable me to better enjoy my life, family, and friends.  this also takes a lot of stress out of my daily life. which relives a great deal of pressure on me and my family and life.&lt;br&gt;&lt;br&gt; Borrower added on 11/23/12 &gt; to pay off credit card debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,132.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2174586">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2174586</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2174586</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2174586. Member loan 2174586 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">fiserv</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.88%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Providence, RI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">fiserv</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$50,603.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2174599">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2174599</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2174599</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2174599. Member loan 2174599 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,523 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DEFIANCE, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; PAYING OFF CR. CARD BALANCES. PAY MAJOR DENTAL WORK&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,920.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2174629">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2174629</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2174629</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2174629. Member loan 2174629 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DENTON, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; pay off credit cards, and home improvements&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">765-769</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,240.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2174637">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2174637</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
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<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2174637</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2174637. Member loan 2174637 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,441 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">United Airlines</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Honolulu, HI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">United Airlines</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; Home improvement&lt;br&gt;&lt;br&gt; Borrower added on 11/20/12 &gt; The loan is requested to do home improvment&lt;br&gt;&lt;br&gt; Borrower added on 11/20/12 &gt; Have been trying to do some work on my apartment but does not have money to do so. The loan is needed to fix up some damaged on the apartment and do some improvments&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,846.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2174659">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2174659</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2174659</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2174659. Member loan 2174659 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">viabella international</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WHITTIER, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">viabella international</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; Credit debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,968.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2174690">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2174690</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2174690</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2174690. Member loan 2174690 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Winter Park, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; I am recently married. I plan to use these funds to eliminate credit card debt accrued during college. I am an ideal borrower: I have a steady source of income, excellent credit and have never made late payments to any institution. My monthly living expenses are low.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,649.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2174723">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2174723</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2174723</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2174723. Member loan 2174723 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KCOE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Coalinga, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KCOE</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">765-769</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,450.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2174846">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2174846</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2174846</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2174846. Member loan 2174846 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">prince george's county hlth dept.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.22%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WALDORF, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">prince george's county hlth dept.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; consolidating credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,334.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2174867">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2174867</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2174867</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$27,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.83%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2174867. Member loan 2174867 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TCSO</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AUSTIN, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TCSO</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,075.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2174874">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2174874</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2174874</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2174874. Member loan 2174874 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">G/M</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.18%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OLIVET, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">G/M</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,967.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2174964">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2174964</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2174964</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2174964. Member loan 2174964 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EAGLE PASS, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,765.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2175008">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2175008</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2175008</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2175008. Member loan 2175008 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BOSSIER CITY, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; This loan will be to pay off a few bills and to build a new fence&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,988.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2175056">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2175056</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2175056</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2175056. Member loan 2175056 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CRANSTON, RI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1979</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,206.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2175080">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2175080</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2175080</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,225</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2175080. Member loan 2175080 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MTA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ADELANTO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MTA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; TO PAY OFF MY CREDIT CARDS AND A CAR NOTE&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1982</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,383.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2175118">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2175118</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2175118</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2175118. Member loan 2175118 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cortland Data</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.19%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MINNEAPOLIS, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cortland Data</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; I have a consolidation loan at a higher interest rate and want to reduce it using Lending Club&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,283.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2175164">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2175164</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2175164</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2175164. Member loan 2175164 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Parker Hannifin</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">nacogdoches, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Parker Hannifin</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,362.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2175185">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2175185</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2175185</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2175185. Member loan 2175185 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 Aces Transport</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CUTLER BAY, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 Aces Transport</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; I am appying for this loan to pay off my exsisting credit cards and to purchase a car without having to get another loan. I plan to pay off the loan before the 36 months I just don't want to end up paying the high interest rate that becomes effective in January from my credit balance transfer offer.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,096.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2175263">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2175263</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2175263</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2175263. Member loan 2175263 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JRC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pawtucket, RI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JRC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,506.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2175266">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2175266</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2175266</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2175266. Member loan 2175266 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Antonio, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; I plan to upgrade the engagement ring for my wife of 22 years as a Christmas present.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,872.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2175299">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2175299</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2175299</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$31,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.95%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2175299. Member loan 2175299 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Miller Coors </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DAWSON, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Miller Coors </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,387.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2175314">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2175314</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2175314</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2175314. Member loan 2175314 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.88%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Saint Petersburg, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; My only daughter is getting married and I need to free up some credit card loans.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,053.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2175335">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2175335</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2175335</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2175335. Member loan 2175335 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Leaders Financial Co</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">fords, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Leaders Financial Co</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$42,955.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2175341">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2175341</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2175341</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2175341. Member loan 2175341 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Term Brokers</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NICEVILLE, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Term Brokers</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,078.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2175355">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2175355</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2175355</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2175355. Member loan 2175355 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Huffman, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; debt consolidation loan&lt;br&gt;&lt;br&gt;  Borrower added on 11/28/12 &gt; I using the loan for multiple purposes.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$45,023.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2175377">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2175377</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2175377</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2175377. Member loan 2175377 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lakewood Health Care</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BLASDELL, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lakewood Health Care</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,370.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2175387">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2175387</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2175387</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2175387. Member loan 2175387 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Big Woody's</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PORTSMOUTH, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Big Woody's</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; I have several credit cards I would like to pay off.  It will be easier paying just one payment.  I also feel as if I would be paying less interest to have it under one payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,600.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2175389">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2175389</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2175389</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2175389. Member loan 2175389 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,618 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wegmans</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.76%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PALMYRA, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wegmans</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,863.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2175409">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2175409</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2175409</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2175409. Member loan 2175409 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Veritas Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Atlanta, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Veritas Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,463.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2175476">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2175476</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2175476</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2175476. Member loan 2175476 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Audi of Alexandria</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LORTON, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Audi of Alexandria</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$40,058.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2175590">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2175590</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2175590</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2175590. Member loan 2175590 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Liberty Tax</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FORT MILL, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Liberty Tax</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,260.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2175692">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2175692</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2175692</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2175692. Member loan 2175692 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">west wyoming, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Just had my second child and would love to get out of credit card debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,759.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2175733">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2175733</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2175733</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2175733. Member loan 2175733 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US CUSTOMS AND BORDER PROTECTION</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SUNNYVALE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US CUSTOMS AND BORDER PROTECTION</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,631.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2175768">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2175768</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2175768</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$26,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2175768. Member loan 2175768 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RICHMOND HILL, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Pay off debts&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,327.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2175769">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2175769</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2175769</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,175</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2175769. Member loan 2175769 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">IRVING, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,868.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2175847">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2175847</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2175847</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2175847. Member loan 2175847 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,492 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN JOSE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; My loan is to consolidate,some accounts.I like to make my payments on time,this makes me to be a good borrower.If I am asking for this loan it is because,I can pay this loan,the company I am working for is strong in producing molecular medicine and it is in all the United States.,&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,228.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2184568">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2184568</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2184568</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2184568. Member loan 2184568 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.01%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HURST, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,130.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2184570">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2184570</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2184570</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2184570. Member loan 2184570 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.85%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Denver, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,777.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2184597">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2184597</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2184597</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2184597. Member loan 2184597 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">California Dept of Transportation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ARTESIA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">California Dept of Transportation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; This loan will help me to do the work I needed.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,628.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2184636">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2184636</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2184636</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2184636. Member loan 2184636 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">visalia, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; Medical expenses reduced cash  flow need to catch up on misc expenses&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,635.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2184660">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2184660</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2184660</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,650</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2184660. Member loan 2184660 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ATLANTIC CITY, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,740.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2184665">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2184665</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2184665</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$32,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2184665. Member loan 2184665 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">silverock</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.88%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW YORK, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">silverock</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; business improvements&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,476.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2184786">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2184786</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2184786</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2184786. Member loan 2184786 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,670 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ADA, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,465.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2184800">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2184800</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2184800</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2184800. Member loan 2184800 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">southlake, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,000.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2184923">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2184923</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2184923</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2184923. Member loan 2184923 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROCHESTER, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,598.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2184947">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2184947</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2184947</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.28%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2184947. Member loan 2184947 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Geneva city schools retired</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GENEVA, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Geneva city schools retired</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; My loan is to consolidate / pay off as much of my debt as I can.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$46,410.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2184989">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2184989</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2184989</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2184989. Member loan 2184989 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bellflower, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">770-774</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$201.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2184993">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2184993</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2184993</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2184993. Member loan 2184993 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Minuteman II Limo Service</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BUDD LAKE, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Minuteman II Limo Service</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,912.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2185086">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2185086</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2185086</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2185086. Member loan 2185086 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stillwater Mining Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Billings, MT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stillwater Mining Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; I am looking to consolidate some credit card debit so that I can pay everything off faster.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,309.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2185102">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2185102</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2185102</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2185102. Member loan 2185102 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MILWAUKEE, WI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; I will be using this loan to pay off high interest credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,037.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2185106">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2185106</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2185106</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2185106. Member loan 2185106 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Viacom</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jamaica, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Viacom</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Like many others, the bank increased my interest rate to 21% even though I've had no issues paying the loan. I have just learnt of this club and decided to try clear debts for good without paying very large interest to the bank.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$53,347.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2185131">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2185131</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2185131</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2185131. Member loan 2185131 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,125 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gannett Digital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chicago, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gannett Digital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Purchasing additional furniture for a new apartment.  I have terrific credit and have never paid a bill late.  I wanted to go ahead and get the furniture now so I can enjoy the apartment.  I plan on paying this loan off within a 12-14 months.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">790-794</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,148.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2185143">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2185143</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2185143</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2185143. Member loan 2185143 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,738 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAFAYETTE, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$265.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2185158">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2185158</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2185158</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2185158. Member loan 2185158 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wyoming, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; to pay off credit card balance.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,637.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">95.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2185194">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2185194</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2185194</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2185194. Member loan 2185194 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ee-jay motor transport inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">o'fallon, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ee-jay motor transport inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/24/12 &gt; credit card consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,752.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2185242">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2185242</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2185242</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2185242. Member loan 2185242 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">harrahs</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">absecon, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">harrahs</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,726.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2185246">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2185246</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2185246</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2185246. Member loan 2185246 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.88%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Louisville, KY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$70,274.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2185318">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2185318</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2185318</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2185318. Member loan 2185318 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mercy Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rogersville, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mercy Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1973</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,545.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2185330">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2185330</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2185330</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,925</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2185330. Member loan 2185330 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,792 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">auto tire and parts</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAINTE GENEVIEVE, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">auto tire and parts</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,644.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2185346">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2185346</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2185346</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2185346. Member loan 2185346 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Worthington ag parts</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SIKESTON, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Worthington ag parts</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; Paying off credit card balances&lt;br&gt;&lt;br&gt; Borrower added on 11/20/12 &gt; Paying off credit card balances&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1980</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,021.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2185375">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2185375</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2185375</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2185375. Member loan 2185375 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">University Hospitals of Cleveland</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LYNDHURST, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">University Hospitals of Cleveland</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$47,538.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2185376">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2185376</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2185376</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2185376. Member loan 2185376 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROSWELL, NM</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; my loan is to consolidate all my credit card and loan payments into just one payment. i will save money and pay it off quicker at the same time.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,734.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2185424">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2185424</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2185424</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2185424. Member loan 2185424 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hoke County School District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aberdeen, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hoke County School District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,801.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2185454">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2185454</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2185454</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2185454. Member loan 2185454 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brooklyn, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$440.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2185530">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2185530</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2185530</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2185530. Member loan 2185530 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Acton Mobile</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jefferson, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Acton Mobile</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$39,345.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2185540">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2185540</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2185540</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,675</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2185540. Member loan 2185540 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,320 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">American Implement</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Goodland, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">American Implement</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/23/12 &gt; I am asking for this loan to get out from under credit card debt, and improve my overall credit rating. My goal is to move forward and buy a home in the near future and this loan is the first step towards realizing my goals. I am thankful for any help I am given to get me moving in this direction.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,203.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2185550">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2185550</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2185550</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2185550. Member loan 2185550 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JN inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JN inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,641.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2185643">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2185643</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2185643</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2185643. Member loan 2185643 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">salons of champions</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SPRING, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">salons of champions</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,390.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2185668">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2185668</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2185668</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,225</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2185668. Member loan 2185668 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Albany medical center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.34%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOUDONVILLE, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Albany medical center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,526.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2214637">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2214637</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2214637</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2214637. Member loan 2214637 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STUTTGART, AR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/21/12 &gt; I'm paying off my small credit card that has a high interest rate and a credit card of my Mothers . She is struggling to pay it . Thank you for your help !&lt;br&gt;&lt;br&gt; Borrower added on 11/21/12 &gt; I want to pay a small credit card I have that has a high interest rate. I also will pay a credit card for my Mother . She is struggling to pay it . Thank you for your help !&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,491.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2214674">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2214674</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2214674</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2214674. Member loan 2214674 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Marriott</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.01%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CINCINNATI, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Marriott</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,383.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2214736">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2214736</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2214736</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2214736. Member loan 2214736 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BBVA Compass</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ALLEN, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BBVA Compass</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; debt consolidaiton&lt;br&gt;&lt;br&gt;  Borrower added on 12/07/12 &gt; debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,631.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2214804">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2214804</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2214804</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2214804. Member loan 2214804 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Holloway Funeral Home PA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PARSONSBURG, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Holloway Funeral Home PA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/21/12 &gt; Consolidating credit card debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1979</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$41,272.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2214867">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2214867</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2214867</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$33,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2214867. Member loan 2214867 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,520 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Self</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.61%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Springfield, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Self</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">765-769</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1969</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$147,182.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2214872">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2214872</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2214872</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2214872. Member loan 2214872 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,934 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UPS Freight</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">McHenry, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UPS Freight</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,535.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2214885">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2214885</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2214885</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.63%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2214885. Member loan 2214885 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">rainbow adult child family services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HENDERSON, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">rainbow adult child family services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; credit card debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,725.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2214890">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2214890</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2214890</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,725</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2214890. Member loan 2214890 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lucas County Sheriffs office</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">temperance, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lucas County Sheriffs office</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,908.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2214898">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2214898</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2214898</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2214898. Member loan 2214898 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,251 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HP Hood LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AMSTERDAM, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HP Hood LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,883.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2214929">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2214929</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2214929</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2214929. Member loan 2214929 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Power Motion, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TEXARKANA, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Power Motion, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/21/12 &gt; Would like to pay off one high interest credit card, an auto re-finance loan, and use the balance for home improvement needs.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1962</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,966.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2214944">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2214944</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2214944</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2214944. Member loan 2214944 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MADISON, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,995.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2214990">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2214990</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2214990</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$32,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.63%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2214990. Member loan 2214990 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hampton City Schools </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORFOLK, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hampton City Schools </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/25/12 &gt; I plan to pay off all credit cards and medical bills not covered by insurance.  I have been at my current job for 9+ years and plan to eventually retire from this job.  I pay all my bills either online or by automatic set up payments. My monthly budget is $7000.00 dollars.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,393.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215059">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215059</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215059</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215059. Member loan 2215059 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ford Motor Co</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOVELAND, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ford Motor Co</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,894.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215065">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215065</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215065</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.63%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215065. Member loan 2215065 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,348 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.76%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DRY FORK, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1973</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,998.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215098">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215098</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215098</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215098. Member loan 2215098 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">miguels coronado</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.15%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">san diego, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">miguels coronado</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,366.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215102">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215102</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215102</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,675</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215102. Member loan 2215102 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">usps</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Redlands, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">usps</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,182.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215146">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215146</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215146</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215146. Member loan 2215146 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Premier Exhibitions, Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Winnetka, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Premier Exhibitions, Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1981</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$65,839.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215154">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215154</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215154</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215154. Member loan 2215154 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">progressive home care</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRONX, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">progressive home care</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,350.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215220">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215220</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215220</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215220. Member loan 2215220 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,360 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ricca Chemical Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.88%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DAVIDSON, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ricca Chemical Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,818.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215231">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215231</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215231</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">24.83%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215231. Member loan 2215231 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Concrete</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Columbia, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Concrete</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; using to purchase inventory more supplies I buy in bulk cheaper the goods are I have good cash flow and an solid 25 years in biz please help fund this&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$85,771.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215246">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215246</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215246</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215246. Member loan 2215246 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DOWNEY, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,126.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215283">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215283</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215283</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215283. Member loan 2215283 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Integrated DNA technologies</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN DIEGO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Integrated DNA technologies</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,101.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215346">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215346</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215346</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215346. Member loan 2215346 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RIALTO UNIFIED SCHOOL DISTRICT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.28%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RIALTO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RIALTO UNIFIED SCHOOL DISTRICT</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,628.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215362">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215362</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215362</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215362. Member loan 2215362 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">post office</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.59%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LORAIN, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">post office</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1963</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,353.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215381">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215381</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215381</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$31,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215381. Member loan 2215381 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.61%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PORTLAND, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/21/12 &gt; I am cleaning up some credit card debt and moving to be closer to my kids.  Very excited about being able to do this!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,676.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215476">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215476</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215476</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215476. Member loan 2215476 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Associates</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">lititz, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Associates</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,349.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215522">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215522</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215522</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215522. Member loan 2215522 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FULLERTON, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,997.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215541">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215541</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215541</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215541. Member loan 2215541 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">daves septic</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CONCORD, NH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">daves septic</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2008</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,216.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215561">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215561</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215561</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,725</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215561. Member loan 2215561 was requested on November 22, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,200 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lemoyne, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/22/12 &gt; I would like to payoff several high interest credit cards with this lower interest loan. It would enable me to save a good deal of money with this low interest rate over the duration of my loan.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,379.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">92</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215620">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215620</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215620</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215620. Member loan 2215620 was requested on November 22, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Vector Construction</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CINCINNATUS, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Vector Construction</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,392.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215628">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215628</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215628</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215628. Member loan 2215628 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Francisco, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,697.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215629">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215629</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215629</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215629. Member loan 2215629 was requested on November 22, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of McAllen</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MISSION, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of McAllen</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,764.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">92.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215672">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215672</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215672</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215672. Member loan 2215672 was requested on November 22, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PITTSBURG, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,281.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215683">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215683</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215683</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215683. Member loan 2215683 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WEST DEPTFORD, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,488.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215685">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215685</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215685</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215685. Member loan 2215685 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,764 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sundt Construction</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EL PASO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sundt Construction</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/25/12 &gt; To consoilidat credit card bills&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,988.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215693">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215693</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215693</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215693. Member loan 2215693 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Turner Construction Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PARTLOW, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Turner Construction Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I am trying to consolidate my credit card debt with this loan. I will be paying off higher interest rate accounts with this.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$47,785.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215712">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215712</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215712</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215712. Member loan 2215712 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Performance team(brick force staffing)</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Towaco, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Performance team(brick force staffing)</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; This loan is to consolidate debt on credit cards as well as a 20011 tax bill.&lt;br&gt;My plan is to lump everything into one payment and pay this loan off while closing all but one credit account, in order to not run up balances again.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,235.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215726">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215726</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215726</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215726. Member loan 2215726 was requested on November 22, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">coca cola</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HIALEAH, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">coca cola</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,465.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215752">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215752</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215752</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215752. Member loan 2215752 was requested on November 22, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$41,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Francisco, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/22/12 &gt; Pay off high rate credit card.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1978</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$48,119.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215809">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215809</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215809</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215809. Member loan 2215809 was requested on November 22, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">B & D Industries, Albuquerque, NM</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bernalillo, NM</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">B & D Industries, Albuquerque, NM</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,252.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215873">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215873</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215873</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215873. Member loan 2215873 was requested on November 22, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PRN Rehab. Network</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FLUSHING, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PRN Rehab. Network</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,924.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215881">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215881</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215881</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215881. Member loan 2215881 was requested on November 22, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRONX, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/22/12 &gt; BUYING EQUIPMENT&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,162.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215913">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215913</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215913</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,550</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215913. Member loan 2215913 was requested on November 22, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">kohls department stores</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PITTSBURGH, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">kohls department stores</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/22/12 &gt; pay off a credit card&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,643.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215964">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215964</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215964</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215964. Member loan 2215964 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Roy Law Firm, PL</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WINTER SPRINGS, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Roy Law Firm, PL</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,514.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215968">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215968</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215968</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215968. Member loan 2215968 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,600 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Covidien</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.40%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St. Louis, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Covidien</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,690.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215970">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215970</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215970</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215970. Member loan 2215970 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Whitehall, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">795-799</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,338.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216036">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216036</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216036</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216036. Member loan 2216036 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BLOOMFIELD, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,562.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216083">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216083</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216083</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216083. Member loan 2216083 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,358 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jonathan edenbaum</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OXON HILL, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jonathan edenbaum</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; for payment my son car loan,and  some of my credit card&lt;br&gt;&lt;br&gt;  Borrower added on 11/27/12 &gt; Major purchase ,payment for my son car loan. Paying. Some of my credit card ,&lt;br&gt;&lt;br&gt;  Borrower added on 11/27/12 &gt; Major purchase car loan payments credit card payments&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,086.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216138">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216138</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216138</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$26,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216138. Member loan 2216138 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SANFORD, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,264.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216191">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216191</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216191</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,725</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216191. Member loan 2216191 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MINNEAPOLIS, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; To meet capital requirements and improvements of my business to ensure its success.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,213.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216232">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216232</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216232</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216232. Member loan 2216232 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Anejo Mexican Bistro</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EAST SANDWICH, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Anejo Mexican Bistro</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/23/12 &gt; I just want to consolidate 3 high interest Credit Cards into one payment that is more manageable as well as saves me money.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,510.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216240">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216240</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216240</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216240. Member loan 2216240 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Neill Corporation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MANDEVILLE, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Neill Corporation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,306.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216242">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216242</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216242</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216242. Member loan 2216242 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EMBRAER Aircraft Customer Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.40%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MARGATE, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EMBRAER Aircraft Customer Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,842.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216286">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216286</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216286</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,150</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216286. Member loan 2216286 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">California Comedy Traffic School</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">California Comedy Traffic School</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,399.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216301">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216301</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216301</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216301. Member loan 2216301 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">District Court</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OKLAHOMA CITY, OK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">District Court</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,564.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216310">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216310</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216310</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216310. Member loan 2216310 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Indianapolis, IN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">770-774</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,528.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216326">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216326</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216326</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216326. Member loan 2216326 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of California-CHP</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ELK GROVE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of California-CHP</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/23/12 &gt; I want to pay off my debt and with a lower interest rate.  Trying to get some extra money for X-Mas.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,402.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216329">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216329</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216329</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216329. Member loan 2216329 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.93%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ELMHURST, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,569.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216341">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216341</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216341</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216341. Member loan 2216341 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RISTORANTE CLARETTA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JENSEN BEACH, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RISTORANTE CLARETTA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,076.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216346">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216346</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216346</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216346. Member loan 2216346 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.02%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BARNEGAT, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1975</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$42,752.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216384">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216384</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216384</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216384. Member loan 2216384 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">westchester bronx ob gyn</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRONXVILLE, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">westchester bronx ob gyn</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; I have had the same employer for 15 years, I have never been late on a payment ever.&lt;br&gt;&lt;br&gt; Borrower added on 11/26/12 &gt; I appreciate everyones help in helping me achieve my debt free goals.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$40,954.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216412">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216412</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216412</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216412. Member loan 2216412 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HRA/DSS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRONX, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HRA/DSS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/23/12 &gt; my loan is for payoff  some of my credit card&lt;br&gt;&lt;br&gt; Borrower added on 11/23/12 &gt; debt consolidation and payoff some of my credit card  and other&lt;br&gt;stores credit cards..&lt;br&gt;&lt;br&gt; Borrower added on 11/23/12 &gt; to payoff some of my credit cards and stores credit card&lt;br&gt;&lt;br&gt; Borrower added on 11/23/12 &gt; to payoff some my credit cards and stores credit card so tell me if you need more information on this thank you for yr cooperation.........&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,093.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216548">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216548</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216548</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,175</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216548. Member loan 2216548 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hero's Sportsbar</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.18%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Modesto, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hero's Sportsbar</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/23/12 &gt; My finance and I are moving into our first home next month, and I thought having a little extra money to ease the process would be a good idea just in case unexpected expenses were to a rise.&lt;br&gt;I hope to be your canidate, and I want to thank you for taking the time to over look my request.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,131.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216577">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216577</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216577</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216577. Member loan 2216577 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Centinela Capital Partners</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Baldwin Park, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Centinela Capital Partners</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$48,651.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216614">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216614</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216614</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216614. Member loan 2216614 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,208 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of Washington/Dept. of Corrections</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.91%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MARYSVILLE, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of Washington/Dept. of Corrections</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,593.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216735">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216735</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216735</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216735. Member loan 2216735 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chico, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,718.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216747">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216747</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216747</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216747. Member loan 2216747 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Barclaycard</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DOWNINGTOWN, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Barclaycard</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,583.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216798">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216798</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216798</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216798. Member loan 2216798 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,900 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">no</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ARLINGTON, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">no</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,493.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216808">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216808</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216808</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216808. Member loan 2216808 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City Of York</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">YORK, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City Of York</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,983.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216835">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216835</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216835</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216835. Member loan 2216835 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,933 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. Navy</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FAIRFAX, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. Navy</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,783.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216859">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216859</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216859</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216859. Member loan 2216859 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Midwest Masonry</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HICKORY HILLS, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Midwest Masonry</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,099.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216864">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216864</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216864</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216864. Member loan 2216864 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,989 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">atria</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">louisville, KY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">atria</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,459.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216888">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216888</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216888</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216888. Member loan 2216888 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">aaa</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WESTBURY, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">aaa</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; Home Improvement&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,155.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216932">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216932</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216932</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216932. Member loan 2216932 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lowe's Home Improvement</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHAMBLEE, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lowe's Home Improvement</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/24/12 &gt; I have come to the point of wanting to settle all my affairs to be able to save on intrest charges and seperate monthly payments.  Plus, as I intend to continue to work a very pleasurable job for atleast 3 to 5 years it will be beneficial to lighten my financial burden a bit.  Thank you.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,498.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2217033">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2217033</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2217033</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.83%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2217033. Member loan 2217033 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.79%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lucerne, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/24/12 &gt; I'd like to pay off my debts with a lower monthly payment than I currently pay. In the last year I inherited a house, but also a credit card debt. Also my daughter got married this summer at my house. This has added to my debt. I'd appreciate being able to pay it off in a few years.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,421.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">95.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2217060">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2217060</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2217060</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2217060. Member loan 2217060 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">California Highway Patrol</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROCKLIN, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">California Highway Patrol</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,062.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2217099">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2217099</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2217099</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2217099. Member loan 2217099 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LA HABRA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,106.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2217102">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2217102</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2217102</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2217102. Member loan 2217102 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Guitar Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SYLMAR, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Guitar Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/24/12 &gt; Pay off some bills&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,244.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2217114">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2217114</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2217114</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2217114. Member loan 2217114 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,803.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2217526">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2217526</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2217526</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$27,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2217526. Member loan 2217526 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Village Place Rehab</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ENGLEWOOD, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Village Place Rehab</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; Needs help to buy small house. Thanks in advance for those helping..&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,122.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2217579">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2217579</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2217579</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2217579. Member loan 2217579 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,722 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ferguson brewing company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FLORISSANT, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ferguson brewing company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/25/12 &gt; This loan is solely for the purpose of eliminating my credit card debt. As I pay my bills every month, I realize that I will have paid three times more than what I owe when I get them all paid off. Now I can be debt free in a reasonable time frame.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,529.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2217600">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2217600</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2217600</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2217600. Member loan 2217600 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Clover contracting</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.88%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Falls church, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Clover contracting</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/25/12 &gt; Pay the car and Credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,605.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">96.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2217607">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2217607</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2217607</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2217607. Member loan 2217607 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,753 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RBC University Hospitals of Cleveland</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SOLON, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RBC University Hospitals of Cleveland</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$44,480.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2217669">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2217669</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2217669</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2217669. Member loan 2217669 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Louisiana Community and Technical Colleg</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BATON ROUGE, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Louisiana Community and Technical Colleg</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/25/12 &gt; I want to pay off some debt and then put money into home improvements and then hopefully refinance home to save money.  We moved into the house 4 years ago, got married 2 years ago, and had a baby 6 months ago.  I started a new job (a promotion) but honeymoon and baby set us back.  Need fresh start&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,174.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2217685">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2217685</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2217685</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2217685. Member loan 2217685 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Regional orthopedics</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Staten Island, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Regional orthopedics</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,028.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2217816">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2217816</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2217816</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2217816. Member loan 2217816 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Marriott  city center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SALT LAKE CITY, UT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Marriott  city center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,928.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2217913">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2217913</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2217913</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2217913. Member loan 2217913 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Turner Broadcasting</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.61%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Decatur, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Turner Broadcasting</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$80,871.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2217933">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2217933</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2217933</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2217933. Member loan 2217933 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,166 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">House of Colour</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BAKERSFIELD, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">House of Colour</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,078.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2217952">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2217952</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2217952</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2217952. Member loan 2217952 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,718 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Control Flow, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PORTER, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Control Flow, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,245.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2217967">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2217967</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2217967</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2217967. Member loan 2217967 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">frank j strahl inc    </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">bismarck, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">frank j strahl inc    </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,925.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2217980">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2217980</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2217980</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2217980. Member loan 2217980 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,042 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jsa healthcare</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TAMPA, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jsa healthcare</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,586.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2217985">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2217985</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2217985</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2217985. Member loan 2217985 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Boule Funeral Home </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Berkley, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Boule Funeral Home </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/25/12 &gt; This loan is to consolidate higher interest credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">755-759</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,010.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218055">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218055</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218055</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218055. Member loan 2218055 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,777 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Avery-Dennison Corp</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LENOIR, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Avery-Dennison Corp</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; Partial repayment of BOA credit card.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,962.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218071">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218071</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218071</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218071. Member loan 2218071 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aegis Therapies</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORGANTOWN, WV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aegis Therapies</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,356.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218081">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218081</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218081</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,900</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218081. Member loan 2218081 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BIXBY, OK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/25/12 &gt; Consolidation of credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,410.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218091">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218091</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218091</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218091. Member loan 2218091 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,567 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">M & T Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.91%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BUFFALO, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">M & T Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,024.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218094">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218094</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218094</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218094. Member loan 2218094 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOLLISTER, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; The death of my wife caused some unexpected expenses.  Final costs as well as some tax issues  and  I need to consolidate some bills.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,923.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218240">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218240</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218240</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.95%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218240. Member loan 2218240 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">otto candies</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JERSEY CITY, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">otto candies</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$51,589.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218243">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218243</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218243</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218243. Member loan 2218243 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">R2integrated</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SPARKS GLENCOE, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">R2integrated</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,265.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218272">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218272</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218272</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218272. Member loan 2218272 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WEST JEFFERSON, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; Paying off credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,932.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218305">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218305</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218305</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218305. Member loan 2218305 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Family Physical Therapy of NY</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">sayreville, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Family Physical Therapy of NY</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$57,804.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218352">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218352</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218352</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218352. Member loan 2218352 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Thurston+Woods+Village</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.93%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BURR+OAK, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Thurston+Woods+Village</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,533.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">97.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218466">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218466</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218466</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218466. Member loan 2218466 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GARNERVILLE, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,786.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218506">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218506</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218506</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218506. Member loan 2218506 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New system laundry</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Portland, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New system laundry</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,852.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218549">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218549</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218549</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,825</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218549. Member loan 2218549 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">sfm security service</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.34%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CORAL GABLES, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">sfm security service</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,747.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218575">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218575</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218575</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218575. Member loan 2218575 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Castle Rock Hospital District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MANILA, UT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Castle Rock Hospital District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,891.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218624">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218624</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218624</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218624. Member loan 2218624 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BOFA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.15%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SHERMAN OAKS, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BOFA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; I was layoff from my job in 2009. It took me a year after to find a job and that's when I got into this debt which I have been paying consistently,  but because of high interest I have not been able to payoff. Now I have a full time position and would like to get out of this debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,563.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218649">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218649</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218649</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218649. Member loan 2218649 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NAMI of Southerrn MD</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CALIFORNIA, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NAMI of Southerrn MD</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,934.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218650">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218650</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218650</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218650. Member loan 2218650 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ENCINO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1976</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,787.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218651">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218651</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218651</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218651. Member loan 2218651 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Modit IT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brooklyn Park, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Modit IT</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; Pay off medical bills that were not covered by inusrance&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,545.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218652">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218652</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218652</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218652. Member loan 2218652 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,542 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Healthy Home Market</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Charlotte, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Healthy Home Market</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; I have 4 credit cards that charge me between 22% and 29% interest that are hard to manage in my budget. Most of the debt is from dental and car repair expenses. I want to consolidate the charge cards into one monthly payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,473.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218689">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218689</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218689</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218689. Member loan 2218689 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,262 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Vacumet Metallized Plastics Div</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.61%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EAST POINT, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Vacumet Metallized Plastics Div</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; for debt payment to IRS&lt;br&gt;&lt;br&gt; Borrower added on 11/27/12 &gt; for debt consolidation&lt;br&gt;&lt;br&gt; Borrower added on 11/27/12 &gt; For debt consolidation, to make debt payment to IRS as soon as possible.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,486.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218709">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218709</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218709</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$33,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218709. Member loan 2218709 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NYC DOT BRIDGES</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.91%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bronx, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NYC DOT BRIDGES</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$47,864.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218712">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218712</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218712</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218712. Member loan 2218712 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Winchester Internal Medicine</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Winchester, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Winchester Internal Medicine</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,485.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218722">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218722</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218722</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218722. Member loan 2218722 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,967 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jacksonville, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1978</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$44,054.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218730">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218730</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218730</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218730. Member loan 2218730 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.85%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LANSDALE, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; My family has two car payments we have had since college that carry high interest rates and we would like to pay them off so we can use our money towards purchasing a home and paying off other bills instead paying all of this interest on these cars.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,617.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218749">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218749</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218749</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218749. Member loan 2218749 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Francis Marion University</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FLORENCE, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Francis Marion University</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I am consolidating some large debts incurred in helping my family; want to reduce multiple payments to a single, more easily managed loan with one payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">100</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,682.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">100</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218795">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218795</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218795</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218795. Member loan 2218795 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">INSIGHT DIRECT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CAROL STREAM, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">INSIGHT DIRECT</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,372.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218899">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218899</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218899</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218899. Member loan 2218899 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAP America Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SUWANEE, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAP America Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,663.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218983">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218983</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218983</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218983. Member loan 2218983 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HT Hackney</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ashland, KY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HT Hackney</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; pay off credit card debt&lt;br&gt;&lt;br&gt; Borrower added on 11/26/12 &gt; pay off credit card debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">755-759</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1974</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,208.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2219008">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2219008</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2219008</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2219008. Member loan 2219008 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lockheed Martin</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fort Worth, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lockheed Martin</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,279.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2219019">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2219019</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2219019</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2219019. Member loan 2219019 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Middle Township board of Education</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.19%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CAPE MAY COURT HOUSE, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Middle Township board of Education</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,019.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2219040">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2219040</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2219040</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2219040. Member loan 2219040 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Escondido, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; 2006 RAW Sand Rail.&lt;br&gt;&lt;br&gt; Borrower added on 11/26/12 &gt; 2006 RAW Motorsports SandRail.  LS1 V8 Motor, Mendeola 4S transmission, long Travlel Suspension.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">825-829</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,516.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2219068">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2219068</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2219068</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2219068. Member loan 2219068 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Placentia Yorba Linda Unified School Dis</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">YORBA LINDA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Placentia Yorba Linda Unified School Dis</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,086.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2219114">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2219114</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2219114</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2219114. Member loan 2219114 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Retrostudios</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">cedar park, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Retrostudios</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; This loan is to help me consolidate a couple credit cards into one easy payment.   I have excellent credit and appreciate the help.&lt;br&gt;&lt;br&gt; Borrower added on 11/28/12 &gt; i have been at my current job for 12 years.  Very stable employment.  Plan to use the funds to consolidate a couple debts into one payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">805-809</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,056.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2219121">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2219121</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2219121</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2219121. Member loan 2219121 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Oakland Park, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; The loan will be used to pay on personal and medical expenses.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$602.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2219149">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2219149</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2219149</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2219149. Member loan 2219149 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Federal Restaurant Group</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.01%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Farmington, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Federal Restaurant Group</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; This loan will be used to pay off higher-interest credit cards. It is part of my plan to save money long-term&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,731.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2219165">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2219165</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2219165</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2219165. Member loan 2219165 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PENFIELD, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; I just want to pay off loans that I have and have one monthly bill to pay.&lt;br&gt;&lt;br&gt;  Borrower added on 11/27/12 &gt; I want to pay off my credit cards with high interest and truck&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,853.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2219178">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2219178</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2219178</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$27,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2219178. Member loan 2219178 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Titlemax</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.19%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fultondale, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Titlemax</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,104.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2219228">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2219228</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2219228</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2219228. Member loan 2219228 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">INDIAN RIVER, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,092.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2219246">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2219246</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2219246</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2219246. Member loan 2219246 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">big orange productions</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MOBILE, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">big orange productions</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,000.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2219296">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2219296</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2219296</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2219296. Member loan 2219296 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wells Fargo</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LINFIELD, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wells Fargo</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$43,027.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2219340">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2219340</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2219340</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2219340. Member loan 2219340 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Puget Sound Naval Shipyard</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">POULSBO, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Puget Sound Naval Shipyard</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,436.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2219381">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2219381</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2219381</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2219381. Member loan 2219381 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">California Institution for Men</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RANCHO CUCAMONGA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">California Institution for Men</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$44,694.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2219389">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2219389</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2219389</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2219389. Member loan 2219389 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Island Princess</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.40%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HONOLULU, HI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Island Princess</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,929.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2219405">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2219405</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2219405</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,975</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2219405. Member loan 2219405 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CORONA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,817.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2219420">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2219420</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2219420</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2219420. Member loan 2219420 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Electric Utility</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hilo, HI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Electric Utility</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,868.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2219442">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2219442</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2219442</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$27,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2219442. Member loan 2219442 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">rancho santa margarita, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">760-764</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,134.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2224578">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2224578</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2224578</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2224578. Member loan 2224578 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Geico</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORTHPORT, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Geico</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/21/12 &gt; using the funds to pay off credit card, I have a stable job at a growing company and have no late payments on any of my accounts.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,580.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2224763">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2224763</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2224763</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2224763. Member loan 2224763 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,804 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State Farm Insurance</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BLOOMINGTON, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State Farm Insurance</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$38,301.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2224792">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2224792</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2224792</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2224792. Member loan 2224792 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Duarte Construction</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.93%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROSEVILLE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Duarte Construction</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,735.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2224794">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2224794</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2224794</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2224794. Member loan 2224794 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,033 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COX POOLS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PANAMA CITY, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COX POOLS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,819.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2224814">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2224814</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2224814</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2224814. Member loan 2224814 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stafford County Public Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FREDERICKSBURG, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stafford County Public Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1972</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,411.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2224865">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2224865</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2224865</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2224865. Member loan 2224865 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SARASOTA, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,068.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2224876">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2224876</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2224876</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$33,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2224876. Member loan 2224876 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">waheed brookerage inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">brooklyn, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">waheed brookerage inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; i want to clear my credit cards debt so i can make one payment to lending club +  i want to go india for vacation with my wife.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,228.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2224882">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2224882</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2224882</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2224882. Member loan 2224882 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Crete Carrier Corp</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SUMNER, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Crete Carrier Corp</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/21/12 &gt; The loan will be primarily for debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,940.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2224896">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2224896</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2224896</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2224896. Member loan 2224896 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Fairmont</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FAIRMONT, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Fairmont</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/21/12 &gt; Consolidation to pay off credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,979.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2224904">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2224904</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2224904</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2224904. Member loan 2224904 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mercury Insurance</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BALDWIN PARK, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mercury Insurance</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,243.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2224979">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2224979</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2224979</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$29,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2224979. Member loan 2224979 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Arvest Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Conway, AR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Arvest Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,125.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225081">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225081</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225081</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225081. Member loan 2225081 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dover, DE</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/23/12 &gt; consolidation bills,credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,806.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225101">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225101</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225101</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225101. Member loan 2225101 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DADE CITY, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,515.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225109">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225109</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225109</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225109. Member loan 2225109 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. Marine Corps</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.28%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Quantico, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. Marine Corps</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,214.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225135">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225135</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225135</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225135. Member loan 2225135 was requested on November 22, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Canton, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,243.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225137">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225137</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225137</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225137. Member loan 2225137 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aera Energy, LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.88%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BAKERSFIELD, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aera Energy, LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/25/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">775-779</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,888.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225148">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225148</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225148</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,950</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225148. Member loan 2225148 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rebel Oil Co.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORTH LAS VEGAS, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rebel Oil Co.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,239.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225173">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225173</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225173</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225173. Member loan 2225173 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Monroeville, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; I need the loan for debt Consolidation to one payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">800-804</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1983</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$52,999.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225183">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225183</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225183</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225183. Member loan 2225183 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ENCINO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/21/12 &gt; Consolidation&lt;br&gt;&lt;br&gt;  Borrower added on 11/23/12 &gt; dept consalidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,206.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225202">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225202</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225202</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225202. Member loan 2225202 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Steward Health Care</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Adrian, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Steward Health Care</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/21/12 &gt; The loan is my attempt to get out from under increasing variable rates on a credit card balance. This is my second Lending Club loan - I've been successfully paying down the first one, and the regular and enforced payback is helping me get out of debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,486.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225205">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225205</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225205</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225205. Member loan 2225205 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$41,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Acoustigreen</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Watertown, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Acoustigreen</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,481.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225214">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225214</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225214</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">24.83%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225214. Member loan 2225214 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Toyota lift of south tx</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAREDO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Toyota lift of south tx</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/21/12 &gt; consolidation ,and house renovations&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,384.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225219">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225219</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225219</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225219. Member loan 2225219 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BROOKLYN, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/21/12 &gt; i need my loan to improve my business&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,923.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225241">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225241</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225241</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225241. Member loan 2225241 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">los angeles federal credit union</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">los angeles federal credit union</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/21/12 &gt; TO PAY OFF MY HIGH BALANCE CREDIT CARDS.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,120.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225293">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225293</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225293</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225293. Member loan 2225293 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Teeck Alaska</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wasilla, AK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Teeck Alaska</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,459.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225481">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225481</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225481</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225481. Member loan 2225481 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,486 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">South Nassau Communities Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CAMBRIA HEIGHTS, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">South Nassau Communities Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,793.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225482">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225482</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225482</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225482. Member loan 2225482 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">sanoma state center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gilroy, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">sanoma state center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,919.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225509">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225509</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225509</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225509. Member loan 2225509 was requested on November 22, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Warwick, RI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,584.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225550">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225550</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225550</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225550. Member loan 2225550 was requested on November 22, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wright Memorial Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Trenton, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wright Memorial Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,801.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225569">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225569</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225569</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225569. Member loan 2225569 was requested on November 22, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.28%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHICAGO, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/22/12 &gt; pay off my credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,965.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225591">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225591</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225591</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225591. Member loan 2225591 was requested on November 22, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,960 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kreisler Industrial Corporation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.15%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BERGENFIELD, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kreisler Industrial Corporation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,435.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225607">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225607</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225607</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225607. Member loan 2225607 was requested on November 22, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">central utah clinic</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OREM, UT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">central utah clinic</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,444.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225731">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225731</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225731</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225731. Member loan 2225731 was requested on November 22, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NYSDOCCS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ogdensburg, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NYSDOCCS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/22/12 &gt; I would like to redo my bathroom and kitchen&lt;br&gt;&lt;br&gt; Borrower added on 11/22/12 &gt; The loan is for my bath room which is done in hideous pink 80s tile and my outdated kitchen&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,523.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225771">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225771</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225771</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,475</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225771. Member loan 2225771 was requested on November 22, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Schwans</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hudson Falls, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Schwans</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/22/12 &gt; Cash flow to rent a place to sell autographs and collectables. Pay off a few bills and bring in people to do signings&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,126.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">103</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225855">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225855</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225855</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225855. Member loan 2225855 was requested on November 22, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Trustmark National Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KATY, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Trustmark National Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/22/12 &gt; The loan proceeds will be used to consolidate the following accounts:&lt;br&gt;Amegy Bank-$13,000&lt;br&gt;First Community Credit Union -$7,000&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,066.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225870">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225870</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225870</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225870. Member loan 2225870 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Quad/Graphics</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">fairfield, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Quad/Graphics</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; I would like to pay off a credit card and some other bills&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">800-804</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225878">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225878</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225878</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225878. Member loan 2225878 was requested on November 22, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STATE OF NEW JERSEY</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">levittown, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STATE OF NEW JERSEY</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/22/12 &gt; Looking to buy an investment home to live in and generate rental income as well as it is divided.   Need down payment and minor repair capital.  I used to work in general construction and can perform 95% of repairs needed myself.   House that i am interested in is about 70k.  thank you.&lt;br&gt;&lt;br&gt; Borrower added on 11/23/12 &gt; Looking to buy property for living and dual investment.  I&lt;br&gt; used to be in construction and can perform major and minor repairs&lt;br&gt;&lt;br&gt; Borrower added on 11/23/12 &gt; Looking at homes in the range of 65-100 k.  Very manageable considering low rates and plentiful of people needing  room.shares&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,666.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225881">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225881</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225881</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225881. Member loan 2225881 was requested on November 22, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.59%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Peyton, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$74,201.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225961">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225961</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225961</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.95%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225961. Member loan 2225961 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Montefiore Medical Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRONX, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Montefiore Medical Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,958.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225963">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225963</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225963</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$31,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225963. Member loan 2225963 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,800 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New Milford Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Danbury, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New Milford Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/23/12 &gt; Debt consolidation including credit cards and school loans&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,860.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225979">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225979</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225979</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225979. Member loan 2225979 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MABANK, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,615.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226025">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226025</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226025</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226025. Member loan 2226025 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Calo Research Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BLUE ASH, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Calo Research Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,094.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226053">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226053</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226053</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226053. Member loan 2226053 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,208 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dentist</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.22%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOLLAND, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dentist</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,725.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226059">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226059</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226059</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226059. Member loan 2226059 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,296 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">McSheer truck'in</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HEBER SPRINGS, AR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">McSheer truck'in</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/23/12 &gt; pay of cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,012.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226116">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226116</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226116</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226116. Member loan 2226116 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.79%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">raleigh, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,701.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226121">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226121</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226121</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226121. Member loan 2226121 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$35,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Absolute Consulting, Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Scottsdale, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Absolute Consulting, Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Debt Consolidation.  I have several high interest credit cards that I would like to consolidate into one payment and eliminate the high interest rates.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$74,224.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226240">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226240</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226240</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226240. Member loan 2226240 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">syracuse, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,586.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">113</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226251">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226251</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226251</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,725</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226251. Member loan 2226251 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,292 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WAYNE BOARD OF EDUCATION</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PEQUANNOCK, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WAYNE BOARD OF EDUCATION</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/23/12 &gt; SIMPLE CONSOLIDATION OF HIGHER INTEREST BEARING ACCOUNTS&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,513.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226268">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226268</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226268</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226268. Member loan 2226268 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jackson greases trap comp</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.02%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">METAIRIE, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jackson greases trap comp</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,873.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226338">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226338</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226338</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226338. Member loan 2226338 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Dallas PARD</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.39%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DALLAS, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Dallas PARD</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Repair/replace bathroom floor from a slow leak in a pipe, repair electrical in 2 rooms, replace front and back door.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,444.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226414">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226414</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226414</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226414. Member loan 2226414 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Indian river medical center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">vero beach, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Indian river medical center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,959.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226437">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226437</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226437</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226437. Member loan 2226437 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LoanMart</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GLENDALE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LoanMart</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,854.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226464">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226464</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226464</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,025</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226464. Member loan 2226464 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,626 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.91%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CARROLLTON, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,537.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226521">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226521</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226521</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226521. Member loan 2226521 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,332 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Methodist Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.93%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HUMBLE, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Methodist Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,951.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226529">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226529</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226529</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226529. Member loan 2226529 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Big Y Foods</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Northampton, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Big Y Foods</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,099.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226574">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226574</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226574</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226574. Member loan 2226574 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hart Board of Education</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HARTWELL, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hart Board of Education</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; To pay off high interest loans and make one payment instead of several mini payments.&lt;br&gt;&lt;br&gt;  Borrower added on 12/07/12 &gt; pay off high interest loans and make one monthly payment that is of a lower interest.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,593.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226587">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226587</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226587</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226587. Member loan 2226587 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.22%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ATLANTA, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,881.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226605">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226605</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226605</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226605. Member loan 2226605 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Seven One Seven Parking </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.40%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wesley Chapel, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Seven One Seven Parking </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/25/12 &gt; This loan will be used for debt consolidation.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,577.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226610">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226610</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226610</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226610. Member loan 2226610 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BROOKLYN, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,896.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226668">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226668</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226668</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226668. Member loan 2226668 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of MD Transit Admin</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.76%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Severn, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of MD Transit Admin</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">820-824</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,681.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226745">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226745</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226745</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226745. Member loan 2226745 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">kingsbrook jewish medical center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BROOKLYN, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">kingsbrook jewish medical center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,016.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226746">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226746</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226746</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226746. Member loan 2226746 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">School # 3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ELIZABETH, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">School # 3</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/24/12 &gt; paysome of my bills and my husmand  to keep good credict , and try to keep a good valance now and in the future ,because having a good credict is very  good and very important ,times are hart and things are hart if there is no good credict , and with no to many bills life is more joy and more bether&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1983</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,393.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226768">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226768</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226768</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226768. Member loan 2226768 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,875 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Common Ground</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HYDE PARK, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Common Ground</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/24/12 &gt; I would like to be debt free from my credit cards so that I can have just one monthly payment which will tremendously help me during the holidays.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,875.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226772">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226772</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226772</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226772. Member loan 2226772 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kurt S. Adler</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RICHMOND HILL, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kurt S. Adler</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,638.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226804">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226804</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226804</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226804. Member loan 2226804 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Newport Corporation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.92%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WILDOMAR, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Newport Corporation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; I had purchased my new home then to complete. I used all my credit card to buy furniture and appliance. Which I did not realize that too much debt filled up. I had to pay all this credit card to consolidate on one loan. Hoping that would be easy to pay one loan than too much cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,198.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226826">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226826</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226826</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226826. Member loan 2226826 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KY Labor Cabinet</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Frankfort, KY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KY Labor Cabinet</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,365.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226846">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226846</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226846</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$34,475</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226846. Member loan 2226846 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,316 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NYCDOE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.91%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BROOKLYN, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NYCDOE</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,180.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226852">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226852</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226852</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226852. Member loan 2226852 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BAEO</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Warner Robins, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BAEO</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,835.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226916">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226916</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226916</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226916. Member loan 2226916 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,200 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dominos Pizza</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SILOAM SPRINGS, AR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dominos Pizza</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,502.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226926">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226926</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226926</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226926. Member loan 2226926 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,895 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHARLOTTE, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,671.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226985">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226985</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226985</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226985. Member loan 2226985 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,275 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">dept pf education</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.34%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRONX, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">dept pf education</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,185.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227020">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227020</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227020</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227020. Member loan 2227020 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.88%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN JOSE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/24/12 &gt; This loan is for my credit card payments. I only want to owe one place, not multiple.&lt;br&gt;&lt;br&gt; Borrower added on 11/24/12 &gt; This loan is to pay off all my credit card payments.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,096.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227040">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227040</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227040</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227040. Member loan 2227040 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kelso, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/25/12 &gt; Pay off high interest department store And high monthly fee credit cards. My Discover card has a much better rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,839.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227045">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227045</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227045</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227045. Member loan 2227045 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wilsonville, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; Just consolidating some debt. This loan will allow me to pay it off faster at a lower total cost.&lt;br&gt;Thanks&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,995.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227137">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227137</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227137</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227137. Member loan 2227137 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stanley Steemer Intl</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.76%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">dublin, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stanley Steemer Intl</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/24/12 &gt; High APR loan &amp; CC refinancing....&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,797.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227143">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227143</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227143</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227143. Member loan 2227143 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Belle Teche Nursing and Rehab Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAFAYETTE, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Belle Teche Nursing and Rehab Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/24/12 &gt; I WILL BE USING THIS LOAN TO HELP PAY OFF A BUNCH OF SMALL CREDIT CARDS AND SOME THAT HAVE ACCUMULATED. pAYING ALL OF THESE SMALL BILLS WILLALOW ME TO JUST HAVE THIS ONE LOAN PAYMENT A MONTH.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,816.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227154">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227154</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227154</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227154. Member loan 2227154 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">East Hampton, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,388.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227234">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227234</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227234</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227234. Member loan 2227234 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">j and e industries</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">bronx, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">j and e industries</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,483.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227289">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227289</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227289</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227289. Member loan 2227289 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bronx, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2008</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,021.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227301">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227301</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227301</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227301. Member loan 2227301 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">duke-energy</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FELICITY, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">duke-energy</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,750.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227304">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227304</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227304</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227304. Member loan 2227304 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,811 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">alaska commerical</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BARROW, AK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">alaska commerical</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; to get new  dentures .&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,716.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227332">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227332</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227332</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227332. Member loan 2227332 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">boston, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/24/12 &gt; Ive monitored my surrounding property values and feel after 5 years it is time to invest in my home. I hope to remodel my condo to attract potential renters and/or buyers. Since I have a driveway and hold a $900 month mortgage I feel confident my investment will pay for itself in the life of my loan&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,118.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227400">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227400</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227400</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,675</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227400. Member loan 2227400 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Capital One</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">IRVINE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Capital One</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I have been given an opportunity to move to a location close to my family.  However, I need to pay for the relocation out of pocket. My job is very stable for a very well known company that has been in business for over 20 years. In my move, I will have much lower debt based on new housing.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,233.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227415">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227415</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227415</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227415. Member loan 2227415 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,358 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Exacto Tax & Financial Svcs</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">fort worth, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Exacto Tax & Financial Svcs</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,393.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227430">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227430</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227430</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227430. Member loan 2227430 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,218 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USDA NFC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SLIDELL, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USDA NFC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; Trying to stretch my dollars and lower my monthly payments.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,541.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227461">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227461</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227461</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227461. Member loan 2227461 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,042 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Office Works RX</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">daly city, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Office Works RX</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/25/12 &gt; I am a newly graduated nursing student. If I would be able to receive this loan I can pay off my credit cards and save money by paying a lower interest rate each month.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,355.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227524">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227524</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227524</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227524. Member loan 2227524 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,476 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dept of Veterans Affairs</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COOL RIDGE, WV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dept of Veterans Affairs</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,069.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227563">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227563</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227563</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.63%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227563. Member loan 2227563 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">library of congress</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.53%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BALTIMORE, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">library of congress</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/25/12 &gt; Consolidating credit card and other debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,521.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227584">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227584</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227584</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227584. Member loan 2227584 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EPA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UPPER MARLBORO, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EPA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; The loan is to consolidate some of the debit I currently have in order to pay it off in 3 years at a lower interest rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,046.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227636">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227636</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227636</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227636. Member loan 2227636 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Embassy Retirement Home</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FORT LAUDERDALE, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Embassy Retirement Home</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; PAY OFF CREDIT CARDS.&lt;br&gt;&lt;br&gt; Borrower added on 11/27/12 &gt; PAY OFF MY CREDIT CARDS, AND BE DEBT FREE. I AM TIRED OF &lt;br&gt;CREDIT CARD DEBTS.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,439.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227638">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227638</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227638</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.76%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227638. Member loan 2227638 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Altria Group Distribution Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OVERLAND PARK, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Altria Group Distribution Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,596.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227661">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227661</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227661</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227661. Member loan 2227661 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,443 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Strahm Communications</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.61%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NOVATO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Strahm Communications</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; I just want to get the multiple credit cards I've aquired over the years into one payment and save on interest.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">785-789</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1983</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$61,686.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227667">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227667</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227667</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,975</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227667. Member loan 2227667 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Adrian Public Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.15%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ADRIAN, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Adrian Public Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1973</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,019.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227721">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227721</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227721</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227721. Member loan 2227721 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">khazzam inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">bayside, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">khazzam inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/25/12 &gt; This is to pay off credit card debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,341.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227755">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227755</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227755</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227755. Member loan 2227755 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Beverly Hills, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,745.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227787">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227787</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227787</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227787. Member loan 2227787 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Westmed Medical Group</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW YORK, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Westmed Medical Group</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$45,725.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227799">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227799</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227799</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227799. Member loan 2227799 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wright pool plastering</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.40%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EL CAJON, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wright pool plastering</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/25/12 &gt; Restore my credit score&lt;br&gt;&lt;br&gt; Borrower added on 11/25/12 &gt; Restore my credit score&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,163.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227825">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227825</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227825</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227825. Member loan 2227825 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.91%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Madison, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; business development&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,214.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227916">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227916</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227916</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227916. Member loan 2227916 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Immigration and Customs Enforcement</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bowie, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Immigration and Customs Enforcement</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I will use the money to pay off two credit cards and pay to have the shower fixed in my bathroom.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,637.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228002">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228002</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228002</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228002. Member loan 2228002 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,919 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AUBURN HILLS, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/25/12 &gt; to pay bills&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,005.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228052">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228052</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228052</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228052. Member loan 2228052 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HANFORD, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,231.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228145">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228145</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228145</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,075</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228145. Member loan 2228145 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ICORE INTERNATIONAL</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SANTA ROSA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ICORE INTERNATIONAL</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">755-759</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,759.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228182">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228182</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228182</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228182. Member loan 2228182 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HONOLULU, HI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; I am a widower and am trying hard to get all my loans consolidated so that I can pay a one lower interest payment and I can have money to pay more. Please help me lessen my burden.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,543.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228252">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228252</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228252</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228252. Member loan 2228252 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kaiser</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fremont, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kaiser</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; The loan will be used to pay debts.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,545.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228273">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228273</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228273</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228273. Member loan 2228273 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ANNISTON, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; credit cards &amp; kitchen floor&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,238.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228301">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228301</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228301</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228301. Member loan 2228301 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">verizon livesource</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">APPLE VALLEY, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">verizon livesource</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; to consolidate five small personal loans/credit cards to reduce interest rates&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,533.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228303">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228303</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228303</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228303. Member loan 2228303 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,857 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WHITE PLAINS, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; I have a balance on my American Express Business Account that I desire to pay off.  Certain money that I expected to receive from the City has been delayed due to the hurricane.  Thus, I am unable to pay my AMEX balance at this time and therefore, am requesting this loan.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,507.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228306">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228306</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228306</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228306. Member loan 2228306 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOUSTON, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,085.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228333">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228333</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228333</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">24.89%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228333. Member loan 2228333 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">huntington station, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,961.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">108</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228352">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228352</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228352</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228352. Member loan 2228352 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Indian Springs, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; I've owned a mobile rv repair business for 3 yrs  that currently works two markets, one in the summer and one in the winter.  I have funded most of my needs with credit cards to date to see if this dream is sound.  2011 was  hard on tourism in are area, but is picking back up.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,182.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228364">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228364</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228364</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228364. Member loan 2228364 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.02%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DUXBURY, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$44,347.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228370">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228370</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228370</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228370. Member loan 2228370 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Embryo Creative</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Foxboro, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Embryo Creative</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; This loan will be used to consolidate credit cards into a low monthly payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,799.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228386">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228386</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228386</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228386. Member loan 2228386 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">East Hampton Town Police</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EAST HAMPTON, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">East Hampton Town Police</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,940.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228394">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228394</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228394</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.95%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228394. Member loan 2228394 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Highlands County Sheriff's Office</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SEBRING, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Highlands County Sheriff's Office</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,059.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228435">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228435</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228435</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228435. Member loan 2228435 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,442 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nationstar Mortgage</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SUGAR LAND, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nationstar Mortgage</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; Planning a wedding in April 2013&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">755-759</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,067.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228440">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228440</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228440</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228440. Member loan 2228440 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Veolia Transportation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CREST HILL, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Veolia Transportation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; I want to consolidate all my bills into one monthly payments. I can save money doing so.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,282.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228452">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228452</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228452</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228452. Member loan 2228452 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Evergreen Safety Council</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TUKWILA, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Evergreen Safety Council</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Consolidation loan to payoff credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,457.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228456">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228456</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228456</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$26,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228456. Member loan 2228456 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">septa</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PHILADELPHIA, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">septa</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,092.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228493">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228493</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228493</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,925</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228493. Member loan 2228493 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LaGrange IGA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GRAFTON, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LaGrange IGA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,105.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228501">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228501</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228501</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228501. Member loan 2228501 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,633 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Francisco, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; Paying off all credit cards, in preparation for a new home refinance to take advantage of current rates.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,623.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228534">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228534</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228534</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228534. Member loan 2228534 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">University Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SYRACUSE, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">University Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,763.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228601">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228601</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228601</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228601. Member loan 2228601 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St. Vincent Health Systems</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.22%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bryant, AR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St. Vincent Health Systems</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">755-759</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1974</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,792.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228611">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228611</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228611</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228611. Member loan 2228611 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,042 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHULA VISTA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1981</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,929.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228659">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228659</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228659</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228659. Member loan 2228659 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GLENDALE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,788.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228686">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228686</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228686</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228686. Member loan 2228686 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,376 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MELROSE, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; I feel it will be easier to take higher rate credit cards and pay them off which will make monthly payments far easier. I intend to pay some smaller cards completely off, ending payments on these.Also, I have no major purcases in the foreseeable future.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,735.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228692">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228692</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228692</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228692. Member loan 2228692 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">yuma county health department</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN LUIS, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">yuma county health department</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,344.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228716">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228716</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228716</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228716. Member loan 2228716 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UNIVERSITY OF MEDICINE AND DENTISTRY NEW</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Highland Park, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UNIVERSITY OF MEDICINE AND DENTISTRY NEW</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; After ph.d graduation became pregnant and gave birth to baby and she is a toddler now. Started for working and planned to buy a home. I would appreciate lending loan club if they help me to build a home for my family by sanctioning this loan .&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,579.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228765">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228765</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228765</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228765. Member loan 2228765 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">El Castillo retirement center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SANTA FE, NM</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">El Castillo retirement center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; The loan that I requested is to pay existing credit card debt off. I think by having one payment would be easier to handle than having 4 to juggle. Either way the payment would be around the same amount.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,736.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228844">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228844</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228844</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228844. Member loan 2228844 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,767 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LEAWOOD, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; The majority of this loan will pay off a high interest credit card. The rest to property taxes due December 20th and a new garage door. &lt;br&gt;Thank you for your consideration.&lt;br&gt;Have a wonderful holiday season :)&lt;br&gt;&lt;br&gt; Borrower added on 11/26/12 &gt; The majority of this loan will pay off a high interest credit card.  The remainder will pay property taxes due Dec 20th, 2012 and a new garage door (2 car garage).&lt;br&gt;Thank you for your consideration  and have a wonderful holiday season. :)&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,610.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228860">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228860</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228860</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228860. Member loan 2228860 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Albany Medical Center Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ALBANY, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Albany Medical Center Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; I need a loan to pay off 2 personal loans, my line of credit, 2 credit cards and just clean up all small existing bills.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,388.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228943">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228943</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228943</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228943. Member loan 2228943 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Postal Service</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">POINT MARION, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Postal Service</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,459.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2229004">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2229004</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2229004</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2229004. Member loan 2229004 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.59%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BUHLER, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$46,166.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2229006">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2229006</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2229006</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2229006. Member loan 2229006 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,792 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Hartford</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.53%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CLARK MILLS, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Hartford</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,336.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2229022">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2229022</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2229022</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2229022. Member loan 2229022 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">nyc transit</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BROOKLYN, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">nyc transit</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,906.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2229061">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2229061</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2229061</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2229061. Member loan 2229061 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Texas Capital Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.93%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CARROLLTON, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Texas Capital Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; Pay off credit cards in a shorter time and lower interest.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,326.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2229104">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2229104</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2229104</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.76%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2229104. Member loan 2229104 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Arrowhead Dermatology</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GOODYEAR, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Arrowhead Dermatology</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; Consolidate Credit Card Debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$51,047.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2229131">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2229131</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2229131</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2229131. Member loan 2229131 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HUNTINGTON BEACH, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,865.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2229159">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2229159</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2229159</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2229159. Member loan 2229159 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MYRTLE BEACH, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I would like to pay off all of my credit cards at this time and cancel all but 2. I pay very high interest on a few of them and the banks won't lower the interest rates as I have asked. I have perfect credit and fully intend to keep it that way. I am trying to get my credit score up significantly.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,561.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2229166">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2229166</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2229166</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2229166. Member loan 2229166 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,923 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">houston, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,337.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2229229">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2229229</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2229229</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$32,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2229229. Member loan 2229229 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Clarion Health Services Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.53%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Indianapolis, IN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Clarion Health Services Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">760-764</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,156.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2229252">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2229252</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2229252</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2229252. Member loan 2229252 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,483 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Otscon Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.88%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COLUMBIA, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Otscon Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,574.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2229256">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2229256</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2229256</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.63%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2229256. Member loan 2229256 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Regent Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWASSO, OK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Regent Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$40,612.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2229377">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2229377</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2229377</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2229377. Member loan 2229377 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USAirways</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gilbert, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USAirways</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,901.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2229399">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2229399</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2229399</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2229399. Member loan 2229399 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Ventura</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Oxnard, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Ventura</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,309.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2229446">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2229446</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2229446</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2229446. Member loan 2229446 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">General Learning Communications</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHICAGO, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">General Learning Communications</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,949.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2229457">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2229457</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2229457</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2229457. Member loan 2229457 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">United States forest service</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bayard, NM</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">United States forest service</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; Consolidate high APR credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,380.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2229483">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2229483</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2229483</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2229483. Member loan 2229483 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Meridian Health</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">point pleasant, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Meridian Health</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; I would like to pay back credit cards. I worked full time I have my own home.This will allow me to become fiscally strong.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1974</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$40,990.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2234647">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2234647</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2234647</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2234647. Member loan 2234647 was requested on November 22, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NONE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">solheim lutheran home</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">solheim lutheran home</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,292.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2234687">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2234687</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2234687</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2234687. Member loan 2234687 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NONE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">North Mason School District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PORT ORCHARD, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">North Mason School District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; I am currently a new graduate of a Special Education degree and would like to get my credit cards consolidated to one payment.  I have a good job and plan to get this paid off as soon as possible.  Thank you.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,270.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2234704">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2234704</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2234704</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2234704. Member loan 2234704 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NONE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Target distribution center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BAKERSFIELD, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Target distribution center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,404.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2234721">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2234721</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2234721</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$33,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2234721. Member loan 2234721 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,165 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Greenbrier</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LEWISBURG, WV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Greenbrier</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Consolidate and get caught up on bills.&lt;br&gt;&lt;br&gt; Borrower added on 12/04/12 &gt; To consolidate and pay some bills off&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,146.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2234766">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2234766</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2234766</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2234766. Member loan 2234766 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NONE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.02%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RAPIDS CITY, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,148.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2234773">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2234773</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2234773</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2234773. Member loan 2234773 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.91%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">REDDING, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,637.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2234812">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2234812</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2234812</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,825</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2234812. Member loan 2234812 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NONE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Seldens Home Furnishings</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UNIVERSITY PLACE, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Seldens Home Furnishings</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,351.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2234816">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2234816</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2234816</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,150</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2234816. Member loan 2234816 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">optimist youth homes and family services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">optimist youth homes and family services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,408.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2234848">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2234848</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2234848</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2234848. Member loan 2234848 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NONE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GLENN HEIGHTS, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,979.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2234885">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2234885</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2234885</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2234885. Member loan 2234885 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MONTGOMERY, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; i need this to buy product for my store&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$40,425.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2234961">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2234961</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2234961</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2234961. Member loan 2234961 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NONE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VENTURA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,057.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2264623">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2264623</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2264623</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2264623. Member loan 2264623 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NONE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">El Grupo Bimbo bakeries USA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DOWNEY, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">El Grupo Bimbo bakeries USA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/25/12 &gt; Pay off all credit cards and just have one bill&lt;br&gt;&lt;br&gt; Borrower added on 11/25/12 &gt; pay off all credit cards and just have one bill every month&lt;br&gt;&lt;br&gt; Borrower added on 11/25/12 &gt; pay off all credit cards, visa, mastercard and shell gas, that will just leave me with just one bill every month instead of paying cards for years with no just relief.&lt;br&gt;&lt;br&gt; Borrower added on 11/25/12 &gt; credit card refinancing&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,410.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2264631">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2264631</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2264631</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2264631. Member loan 2264631 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NONE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,072 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CAMP VERDE, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/24/12 &gt; Are Business is Growing and We are Looking to Exspend and add more License to do bigger jobs and move forward&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,698.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2264664">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2264664</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2264664</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2264664. Member loan 2264664 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NONE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,200 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">QUARRYVILLE, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,371.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2264670">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2264670</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2264670</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2264670. Member loan 2264670 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SOMERSET MEDICAL CENTER</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SOMERVILLE, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SOMERSET MEDICAL CENTER</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; To pay off some credit card bills and use some of the money for my own personal use.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,584.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2264681">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2264681</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2264681</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2264681. Member loan 2264681 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GLENDORA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,913.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2264685">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2264685</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2264685</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2264685. Member loan 2264685 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NONE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,358 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Raytown School District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KANSAS CITY, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Raytown School District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,514.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2264712">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2264712</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2264712</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2264712. Member loan 2264712 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">absolute care providers </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAROSE, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">absolute care providers </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; To payoff high credit cards bills. To payoff some of my doctor's bill. To do a little Christmas shopping. I want to get a head of some of my bills.&lt;br&gt;&lt;br&gt; Borrower added on 11/30/12 &gt; I would like to payoff some of my high credit cards. I also would like to payoff my doctor bill. I would like to do a little Christmas shopping. I would also like to take my family on a  little vacation for the holidays.&lt;br&gt;&lt;br&gt; Borrower added on 11/30/12 &gt; I would like to payoff some of my credit cards. I would also like to payoff my doctor bills. I would like to take my family on vacation for the holidays. I would also like to do a little Christmas shopping. I would lime to get a head of my bills. I want most of my bills to be paid off.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,005.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2264734">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2264734</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2264734</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2264734. Member loan 2264734 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NONE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,467 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">dd's discounts</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FONTANA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">dd's discounts</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">755-759</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,035.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2264739">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2264739</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2264739</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2264739. Member loan 2264739 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Holzinger Industrial Sheet Metal</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HUNTINGTON PARK, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Holzinger Industrial Sheet Metal</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$46,880.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2274653">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2274653</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2274653</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2274653. Member loan 2274653 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.22%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wooster, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$39,157.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2274658">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2274658</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2274658</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2274658. Member loan 2274658 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">First American Title Insurance Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAINT PETERSBURG, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">First American Title Insurance Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; Vacation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,930.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2274667">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2274667</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2274667</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2274667. Member loan 2274667 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ergonomic Group Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Westbuty, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ergonomic Group Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; consolidarte all credit cards to zero and close accounts&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$35,558.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2274676">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2274676</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2274676</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2274676. Member loan 2274676 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">International Seafood of Alaska</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">kodiak, AK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">International Seafood of Alaska</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; the purpose of my loan is to pay all my credit cards and for house improvement.&lt;br&gt;&lt;br&gt;  Borrower added on 11/27/12 &gt; the purpose of my loan is to pay all my credit cards and for home improvement.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,711.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2274687">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2274687</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2274687</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$33,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2274687. Member loan 2274687 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Care cycle solutions</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Metairie , LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Care cycle solutions</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,829.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2274729">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2274729</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2274729</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2274729. Member loan 2274729 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">IBM</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Newburgh, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">IBM</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$48,259.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2274764">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2274764</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2274764</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2274764. Member loan 2274764 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GREENSBURG, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; i am going to do home improvements&lt;br&gt;&lt;br&gt; Borrower added on 11/27/12 &gt; i am going to fix up my bathroom&lt;br&gt;&lt;br&gt; Borrower added on 11/27/12 &gt; iam going to remodel my bathroom. i will put in a shower, and two new sinks and a counter top. i am going to paint all the walls. i will  put in some mew cermaic tiles. we will do the work ourselves to save the costs of someone doing the work. i will purchase new curtain, new bathroom rugs, toilet&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1981</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$34,314.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2274799">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2274799</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2274799</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2274799. Member loan 2274799 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WANTAGH, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,556.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2274807">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2274807</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2274807</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2274807. Member loan 2274807 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">hilliard, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; Thank you for consideration today for a debt consolidation, I have several credit card acct. that i would like to payoff the amount saved will more than make my monthly loan payment. This is a great way to get this done! Again Thanks&lt;br&gt;&lt;br&gt;  Borrower added on 11/28/12 &gt; I am very greatful to see my debt consolidation loan is nearly 50 % funded and will soon be on the road to saving about $ 200.00 monthly. I have watched while investors have funded my loan,this is not only helpful but also  exciteing to watch, thank you to all who have invested time,money in me.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,679.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2274867">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2274867</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2274867</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2274867. Member loan 2274867 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DigMag Group</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.65%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROSWELL, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DigMag Group</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$41,734.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2274870">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2274870</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2274870</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2274870. Member loan 2274870 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Broward County Public Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.21%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PEMBROKE PINES, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Broward County Public Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,788.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2274876">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2274876</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2274876</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2274876. Member loan 2274876 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Suffolk County Sheriffs Office</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">North Babylon, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Suffolk County Sheriffs Office</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,708.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2274883">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2274883</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2274883</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2274883. Member loan 2274883 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WalMart</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.01%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BAKERSFIELD, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WalMart</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; To consolidate my debt and to have one payment and to lower my interest rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,109.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2274904">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2274904</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2274904</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2274904. Member loan 2274904 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,875 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Volt Information Sciences</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stockton, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Volt Information Sciences</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,456.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2274920">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2274920</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2274920</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2274920. Member loan 2274920 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Southpoint VW</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Baton Rouge, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Southpoint VW</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; This loan is a consolidation of my remaining unsecured credit card debt and my lending club loan that I have had without missing any payments.The old loan was for a home improv. project.  I have just refinanced my home and lowered that by $400 and I am consolidating the rest to save another $250&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,151.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2274933">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2274933</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2274933</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2274933. Member loan 2274933 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lynwood Unified School District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Los Angeles, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lynwood Unified School District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,826.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2274955">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2274955</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2274955</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,075</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2274955. Member loan 2274955 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.18%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ORANGE BEACH, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; I've been 1st mate on a very reputable charter boat for several years now and its time for me to step forward and start my charter business. I have my captain license and all requirements to start I just need funds to buy the permits, business license, and advertising...&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,031.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2274985">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2274985</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2274985</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,950</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2274985. Member loan 2274985 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PALM SPRINGS, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; credit card refinancing&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,609.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">95.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275002">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275002</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275002</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275002. Member loan 2275002 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Cabinet Shoppe</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">THIBODAUX, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Cabinet Shoppe</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,553.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275030">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275030</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275030</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275030. Member loan 2275030 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.02%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FAIRFAX, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,252.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275045">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275045</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275045</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275045. Member loan 2275045 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Purgason Tire</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Shattuck, OK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Purgason Tire</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2008</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,034.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275057">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275057</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275057</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275057. Member loan 2275057 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SPOKANE VALLEY, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,440.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">92.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275078">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275078</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275078</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275078. Member loan 2275078 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nationwide Legal</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Francisco, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nationwide Legal</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,361.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275151">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275151</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275151</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275151. Member loan 2275151 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FEGS-Queens Day Hab</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIDDLE VILLAGE, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FEGS-Queens Day Hab</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; After my second child was born we realized we needed a bigger house.  However, we used the credit cards when I was out of work and since I found a new job, we are trying to get everything under one payment, to pay it all off to get the house of our dreams.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,394.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275255">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275255</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275255</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275255. Member loan 2275255 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Venture</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FLOWER MOUND, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Venture</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,339.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275283">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275283</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275283</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$31,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275283. Member loan 2275283 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UBC Ntl Job Corps Training Fund Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENO, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UBC Ntl Job Corps Training Fund Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,019.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275305">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275305</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275305</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275305. Member loan 2275305 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WEST HOLLYWOOD, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,758.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275352">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275352</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275352</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275352. Member loan 2275352 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">casa guajardo</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN ANTONIO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">casa guajardo</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; I have too many credit cards with high interest rate.  It seems like I will never finish paying, because every month I pay just interest.  This seems like a smart way of paying my bills,and being able to finish paying them soon!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,656.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275380">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275380</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275380</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275380. Member loan 2275380 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.18%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stayton, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; I want to get rid of a high interest Bank of America VISA bill.  I've closed the account-  and with this loan I can pay it off in 3 years.&lt;br&gt;&lt;br&gt;  Borrower added on 11/28/12 &gt; I will use this loan to pay off Bank of America - and repay this Lending Club loan in 3 years and save a ton of money on interest.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,088.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275398">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275398</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275398</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275398. Member loan 2275398 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,134 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Leavenworth USD 453</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Leavenworth, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Leavenworth USD 453</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">830-834</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$623.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275454">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275454</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275454</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275454. Member loan 2275454 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lincoln County R-III School District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.91%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Troy, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lincoln County R-III School District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; This is to consolidate credit card debt, so we can begin to become debt free. With this loan, all of the creidt card debt will be in one loan, and will save over $125 dollars a month. Plan on paying it off before the 36 month term is up.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,038.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275484">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275484</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275484</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$26,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275484. Member loan 2275484 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,300 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Army Corps of Engineers</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AUSTIN, AR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Army Corps of Engineers</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,975.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275528">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275528</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275528</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,725</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275528. Member loan 2275528 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">centralia, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; this loan would cut my monthly payments almost in half  which would free up more for my wife and i  and would not extend the over all time of the payments were making now whith the leftover and addditional each month we could do some things around the house we have put off while raising the children&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,127.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275564">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275564</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275564</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275564. Member loan 2275564 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Magic nail</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STONE MOUNTAIN, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Magic nail</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,393.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275591">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275591</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275591</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275591. Member loan 2275591 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Burkhart-Presidio Insurance Agency</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GLADWIN, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Burkhart-Presidio Insurance Agency</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; I am consolidating one auto loan and three credit cards. The payment will be a little less than I am paying now but the aggregate interest rate is much better. This loan will be paid in full 2/01/2014.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1983</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,030.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275618">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275618</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275618</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$26,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275618. Member loan 2275618 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KARSTEN INTERIOR</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOUSTON, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KARSTEN INTERIOR</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; THE DESCRIPTION OF THIS LOAN IS TO BE A DEBT FREE.I WANT TO PAY OFF ALL MY CREDIT CARDS.IM PAYING A VERY HIGH INTERIST ON THEM.I BEEN PAYING THEM FOR MORE THAN FIVE YEARS ON THEM AND STILL PAYING THEM.AND WITH LENGDINGCLUB I WILL HAVE A LOW FIXED MONTHLY PAYMENTS WITH FLEXIBLE TERMS AND NO HIDEN FE&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,635.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275643">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275643</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275643</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275643. Member loan 2275643 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,926 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Townsend machine</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Yardville, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Townsend machine</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,456.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275675">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275675</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275675</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275675. Member loan 2275675 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">R  R foundations</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">newtown, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">R  R foundations</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,875.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275677">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275677</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275677</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$33,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275677. Member loan 2275677 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,900 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brown & Bigelow</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BLOOMINGTON, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brown & Bigelow</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Compounding credit card interest from financing a failed rental property business has reached the point where there is no cash left after making the monthly payments. This loan will limit total interest, finally pay off the principal, create positive cash flow again &amp; build a better credit score.&lt;br&gt;&lt;br&gt; Borrower added on 12/04/12 &gt; Compounding credit card interest from financing a failed rental property business has reached the point where there is no cash left after making the monthly payments. This loan will limit total interest, finally pay off the principal, create positive cash flow again &amp; build a better credit score.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,020.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275816">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275816</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275816</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275816. Member loan 2275816 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Paso Robles Youth Sports Council</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PASO ROBLES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Paso Robles Youth Sports Council</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; I am working on starting my own business and want to consolidate all of my current bills into one monthly payment. I have been employed at my current job full-time for over 3 years and will continue to work full-time while completing my Bachelor's Degree in engineering.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,578.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275853">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275853</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275853</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275853. Member loan 2275853 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UBU Sports</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.93%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MERRILL, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UBU Sports</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,809.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275854">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275854</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275854</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275854. Member loan 2275854 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,978 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">h & k Towing</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cropseyville, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">h & k Towing</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; pay off credit cards to get rid of them in three years all gone!!!!  that will be nice&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,278.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275902">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275902</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275902</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">24.83%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275902. Member loan 2275902 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">International Longshoremen's Assoc </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jacksonville, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">International Longshoremen's Assoc </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,913.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275906">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275906</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275906</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275906. Member loan 2275906 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,163 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DOTHAN, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,781.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275944">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275944</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275944</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275944. Member loan 2275944 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jackson correctional</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BLACK RIVER FALLS, WI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jackson correctional</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; I need to consolidate my bills and replace my furnace.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,530.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275966">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275966</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275966</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275966. Member loan 2275966 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JA Oilfield Mfg, Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Edmond, OK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JA Oilfield Mfg, Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,640.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276004">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276004</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276004</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276004. Member loan 2276004 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Madison Township, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">755-759</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,808.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276027">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276027</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276027</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276027. Member loan 2276027 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tampa, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; I am starting my own business as an Independent Agent selling life and health insurance.  I neeed the money for startup expenses&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,456.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276114">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276114</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276114</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,925</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276114. Member loan 2276114 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">stcloud hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAINT STEPHEN, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">stcloud hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; to consolidate credit cards&lt;br&gt;&lt;br&gt;  Borrower added on 11/29/12 &gt; debt consoladation&lt;br&gt;&lt;br&gt; Borrower added on 11/29/12 &gt; debt consoladation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,457.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276132">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276132</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276132</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276132. Member loan 2276132 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of Alaska</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JUNEAU, AK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of Alaska</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,919.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276140">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276140</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276140</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276140. Member loan 2276140 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Alegria community Living Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Concord, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Alegria community Living Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; for house improvement to make some repairs.&lt;br&gt;&lt;br&gt;  Borrower added on 12/03/12 &gt; for house improvement to make repairs.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,401.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276160">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276160</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276160</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276160. Member loan 2276160 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Downingtown, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,073.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276219">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276219</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276219</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276219. Member loan 2276219 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,259 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Overland Park Regional Medical Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.93%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kansas City, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Overland Park Regional Medical Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$42,409.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276232">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276232</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276232</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276232. Member loan 2276232 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Coca-Cola Refreshments</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FLOWER MOUND, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Coca-Cola Refreshments</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,312.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276302">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276302</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276302</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276302. Member loan 2276302 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,151 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USAF</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HUBER HEIGHTS, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USAF</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; This loan will consolidate 95% of my Credit Card Debt.  Right now I am paying roughly $700 a month in Credit Card Payments to 5 different cards.  I will be down to one card with a balance of less than $2000.  This will allow me to pay extra to the card over the coming months and close it.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,767.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276383">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276383</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276383</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276383. Member loan 2276383 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">hajoca</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RINGGOLD, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">hajoca</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,454.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276387">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276387</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276387</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276387. Member loan 2276387 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,550 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tory Burch</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brooklyn, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tory Burch</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,064.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276402">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276402</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276402</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$31,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276402. Member loan 2276402 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Grand Strand Regiona Medical Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MYRTLE BEACH, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Grand Strand Regiona Medical Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,309.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276432">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276432</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276432</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276432. Member loan 2276432 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,375 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Anytime Fitness Corporate</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Woodbury, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Anytime Fitness Corporate</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,601.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276437">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276437</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276437</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$32,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276437. Member loan 2276437 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,945 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Riverside Community College</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Jacinto, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Riverside Community College</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">800-804</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,700.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276446">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276446</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276446</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,850</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276446. Member loan 2276446 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ORLANDO, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; Since starting my own business it has been hard to get ahead. So this will help us with those HIGH credit cards and will lower our interest rate. Thank you!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,006.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276493">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276493</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276493</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276493. Member loan 2276493 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">School system</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.40%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PLANT CITY, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">School system</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$42,672.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276543">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276543</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276543</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276543. Member loan 2276543 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">americian interiors</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VIRGINIA BEACH, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">americian interiors</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,287.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276557">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276557</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276557</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,850</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.83%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276557. Member loan 2276557 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN FRANCISCO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,158.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276571">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276571</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276571</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276571. Member loan 2276571 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,796 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">William E Wood & Assoc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VIRGINIA BEACH, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">William E Wood & Assoc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,926.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276588">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276588</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276588</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276588. Member loan 2276588 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Service Source</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SILVER SPRING, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Service Source</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,294.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
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<P>&nbsp;</P>
<A name="2276628">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276628</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276628</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.63%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276628. Member loan 2276628 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">los angeles county sheriff's</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.18%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">los angeles county sheriff's</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; The purpose of this loan is to consolidate my bills so I can pay everything off in 24mo or less&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,182.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276677">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276677</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276677</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276677. Member loan 2276677 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ManpowerGroup</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MILWAUKEE, WI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ManpowerGroup</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,442.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276684">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276684</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276684</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.95%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276684. Member loan 2276684 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Travel Centers Of America</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EATONTON, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Travel Centers Of America</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,279.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276703">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276703</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276703</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276703. Member loan 2276703 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,687 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Oldenburg Group Incorporated</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">IRON RIVER, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Oldenburg Group Incorporated</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,118.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276704">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276704</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276704</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276704. Member loan 2276704 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Saint Paul Public School</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.59%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Woodbury, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Saint Paul Public School</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; I have other credit cards expenses and it cost too much to pay and it takes longer time to pay off the balances.  By applying at Lending Club will made the payment easy for me by making just one payment will be easy for me to pay it off sooner.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,797.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276738">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276738</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276738</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276738. Member loan 2276738 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROCKVILLE, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,145.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276746">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276746</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276746</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276746. Member loan 2276746 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PHI</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">waynesburg, KY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PHI</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; Loan is for an 01 F350 diesel truckwith 15Ok miles that a friends father had. They are selling truck to settle estate. I have 20% to put down and already have a loan with lending club and the rate is better than the credit union.This will replace my clear title 02 f150 which will be sold&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,412.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276767">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276767</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276767</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276767. Member loan 2276767 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,683 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. Army Morale Welfare and Recreation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SIERRA VISTA, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. Army Morale Welfare and Recreation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I am trying to consolidate smaller amounts on a few credit cards with higher interest.  I am working to reduce my debt effectively.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,743.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276835">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276835</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276835</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276835. Member loan 2276835 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Utah Capital Investment Corporation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Salt Lake City, UT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Utah Capital Investment Corporation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; Badly needed vacation for my wife and I.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">775-779</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,809.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276837">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276837</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276837</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,975</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276837. Member loan 2276837 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">rapid it</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">union city, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">rapid it</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; i looking for 20000 total amount for my sisters marriage, suddnly i can't spend that much from my pokect so iam browwing from you.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2008</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$934.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276838">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276838</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276838</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276838. Member loan 2276838 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mail Contractors of America</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Waldorf, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mail Contractors of America</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1977</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,071.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276872">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276872</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276872</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276872. Member loan 2276872 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">santa barbara bank and trust</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOMPOC, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">santa barbara bank and trust</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; to pay off high credit card rates&lt;br&gt;&lt;br&gt; Borrower added on 11/28/12 &gt; to payoff high credit card rates&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,053.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276889">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276889</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276889</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276889. Member loan 2276889 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,880 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tadpole Dory Works</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.92%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIAMI, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tadpole Dory Works</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,948.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276896">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276896</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276896</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276896. Member loan 2276896 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">alpenrose dariy</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.15%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VANCOUVER, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">alpenrose dariy</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; get out of high interest credit cards accounts i have and pay some other bills off complety off.this will be great too get this done thank you very much getting this loan.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,578.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284562">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284562</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284562</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284562. Member loan 2284562 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">palo alto sub acute rehab center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UNION CITY, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">palo alto sub acute rehab center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; Down payment for a house mortgage.&lt;br&gt;&lt;br&gt; Borrower added on 11/27/12 &gt; Mortgage down payment for a mortgage loan.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,791.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284577">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284577</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284577</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284577. Member loan 2284577 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bellisio foods inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WELLSTON, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bellisio foods inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,341.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284587">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284587</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284587</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284587. Member loan 2284587 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rock Island, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; Paying off some bills&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,931.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284606">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284606</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284606</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,850</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284606. Member loan 2284606 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Transcontinental Printing, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.76%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN JOSE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Transcontinental Printing, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; Payoff Fuel Credit Cards at higher APRs&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1980</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,786.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284611">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284611</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284611</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284611. Member loan 2284611 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,125 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Allergan Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HEWITT, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Allergan Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,585.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284617">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284617</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284617</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284617. Member loan 2284617 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DIBOCO FIRE SPRINKLERS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MARION, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DIBOCO FIRE SPRINKLERS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,995.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284629">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284629</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284629</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284629. Member loan 2284629 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kirk O The Valley</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Granada Hills, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kirk O The Valley</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2009</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,942.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284639">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284639</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284639</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.95%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284639. Member loan 2284639 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">milton j wood fire protection</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TALLAPOOSA, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">milton j wood fire protection</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,255.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284666">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284666</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284666</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284666. Member loan 2284666 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">A&P supermarkets</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">carmel, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">A&P supermarkets</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,470.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284704">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284704</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284704</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">24.70%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284704. Member loan 2284704 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Shire</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WOODSTOCK, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Shire</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; I have a cash emergency fund of over 6 months and no longer use credit cards.  My goal is to merge my existing debt and pay off everything ASAP.  I have only worked for two companies in the past 10 years;over 9 years at my previous and 6 months at current. Past credit strikes do not reflect current&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,132.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284707">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284707</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284707</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284707. Member loan 2284707 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dr merriman</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOUSTON, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dr merriman</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,298.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284756">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284756</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284756</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284756. Member loan 2284756 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bed Bath </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.91%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">tamerac, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bed Bath </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; loan consolidation&lt;br&gt;&lt;br&gt;  Borrower added on 11/28/12 &gt; consolidate loan&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,797.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284758">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284758</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284758</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284758. Member loan 2284758 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Syracuse Behavioral Healthcare</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CLAY, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Syracuse Behavioral Healthcare</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; I'd like to use the money to pay off my car loan and clear my credit card debt. This is a great opportunity for me to start the year off right with less debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,180.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284770">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284770</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284770</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,775</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284770. Member loan 2284770 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FAIRFAX, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,119.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284781">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284781</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284781</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,975</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284781. Member loan 2284781 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Manhattan Class Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FLUSHING, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Manhattan Class Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; This loan is intended for a simple credit card debt consolidation.  The funds are to be used solely for the purpose of refinancing to improve savings on interest.  My track record for on-time payment on these accounts is years long.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,966.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284786">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284786</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284786</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284786. Member loan 2284786 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Martin Marietta</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">saint cloud, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Martin Marietta</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; We want to clear up some bills&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">755-759</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,767.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284792">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284792</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284792</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284792. Member loan 2284792 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,646 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Visionary Medical Imaging</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Denison, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Visionary Medical Imaging</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; Credit Card consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,119.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">108</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284808">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284808</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284808</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284808. Member loan 2284808 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">palmdale, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; Purchase an off road vehicle&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">790-794</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,096.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284830">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284830</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284830</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284830. Member loan 2284830 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cvs</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Oceancity, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cvs</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,604.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284835">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284835</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284835</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284835. Member loan 2284835 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,919 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Department of Homeland Security</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHICAGO, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Department of Homeland Security</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; I plan on using this money to pay off aquired debt of credit cards and small loans. I have accumilated this debt putting myself through college, my spouse through two grad programs, and daily expenses.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$40,429.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284836">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284836</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284836</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284836. Member loan 2284836 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.65%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAS CRUCES, NM</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; CHASE CREDIT CARD IS RIDICULOUS AND I WILL NEVER GET THE $8000.00 BALANCE PAID OFF.  THEIR SIX MONTH REVIEWS ARE ABSOLUTELY RELENTLESS AND THEY HAVE NO SYMPATHY FOR ANY LITTLE ERROR MADE OVER 6 MONTH PERIOD SO MY INTEREST RATE HAS NEVER GOTTEN OFF OF 29.99 % I AM DROWNING THANKS TO CHASE BANK.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$51,174.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284875">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284875</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284875</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284875. Member loan 2284875 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MCLEAN, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,035.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284877">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284877</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284877</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,950</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284877. Member loan 2284877 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Owings Mills, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,302.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284881">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284881</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284881</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284881. Member loan 2284881 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UNIONPIPEFITTERSLU533</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SHAWNEE, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UNIONPIPEFITTERSLU533</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,462.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284896">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284896</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284896</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284896. Member loan 2284896 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FORT GAY, WV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,564.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284908">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284908</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284908</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284908. Member loan 2284908 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,125 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nationwide Financial</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COLUMBUS, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nationwide Financial</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; Home Improvements&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,109.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284976">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284976</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284976</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,925</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284976. Member loan 2284976 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">j&b installations</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SHERBURNE, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">j&b installations</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; pay off personal loan&lt;br&gt;&lt;br&gt; Borrower added on 11/27/12 &gt; pay offpersonal loan to wells fargo bank&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,044.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284978">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284978</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284978</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284978. Member loan 2284978 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WAKE VILLAGE, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; To re-model my bathroom.&lt;br&gt;&lt;br&gt;  Borrower added on 11/28/12 &gt; I would like to re-model my master bathroom,  all new fixtures, tile, counter tops, mirrors, and wall paper.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1980</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,352.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284990">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284990</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284990</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,975</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284990. Member loan 2284990 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,981 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BROOKLYN, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; I always pay my bills on time but i cant get my two visa interest rates down. I would like this paid off for good.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,802.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285034">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285034</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285034</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285034. Member loan 2285034 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">advanetagemachine</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">rochester, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">advanetagemachine</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; deptconsolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,758.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285065">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285065</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285065</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285065. Member loan 2285065 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,825 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">north arkansas college</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HARRISON, AR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">north arkansas college</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,539.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285080">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285080</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285080</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285080. Member loan 2285080 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chowchilla, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; I have $3000/month for myself to pay for bills and over the last year I had a few unexpected expenses that had to be charged. Now I am back on course and I am paying too much a month for debt. It really was a no brainer to obtain one loan, pay them off except Home Depot and then shred the cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,130.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285081">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285081</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285081</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285081. Member loan 2285081 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KCKPD</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KANSAS CITY, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KCKPD</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; I make all of my payments on time, but have a lot of small amounts on multiple accounts. For the new year I would like to combine some of these accounts into one payment and close out 5 high interest rate accounts that still have small balances (under 2,500) on them.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,132.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285094">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285094</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285094</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285094. Member loan 2285094 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aiken, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; Credit Cards consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,535.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285167">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285167</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285167</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285167. Member loan 2285167 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AEK IMAGING</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GARDENA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AEK IMAGING</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">765-769</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,717.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285284">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285284</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285284</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,550</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285284. Member loan 2285284 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.18%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TORRANCE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$41,536.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285285">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285285</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285285</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285285. Member loan 2285285 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Erin & Bills Auto Transport</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HINSDALE, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Erin & Bills Auto Transport</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; Home improvement&lt;br&gt;&lt;br&gt; Borrower added on 11/27/12 &gt; Needed for home improvement.&lt;br&gt;&lt;br&gt; Borrower added on 11/27/12 &gt; Needed for home improvement loan.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,701.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285298">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285298</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285298</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285298. Member loan 2285298 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Louisville, KY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; I am consolidating my credit card accts. This will be a big help for me. Thank you for all your help-God bless you.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,005.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285302">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285302</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285302</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285302. Member loan 2285302 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">modesto, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; pay off a couple of credit card debts, get dental work, some spending money for holidays&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,887.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285311">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285311</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285311</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285311. Member loan 2285311 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">bramie enterprises</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CORPUS CHRISTI, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">bramie enterprises</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; this loan will be used to payoff discover,citi card,macys and jcp&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1976</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,899.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285336">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285336</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285336</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285336. Member loan 2285336 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dept.f Homeland Security</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RIO RICO, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dept.f Homeland Security</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; i PLAN ON PAYING OFF MY OTHER CREDIT CARDS TO HAVE ONLY ONE PAYMENT DUE EVERY MONTH.  I CONSIDER MY SELF RESPONSIBLE AND I AM ABLE TO AFFORD THIS MONTHLY PAYMENT&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,296.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285368">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285368</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285368</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285368. Member loan 2285368 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Alliance Sales Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Orlando, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Alliance Sales Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; I am trying to clean up bills and consolidate my debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,194.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285381">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285381</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285381</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285381. Member loan 2285381 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ORLANDO, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; Is to be able to refinance my car to lower payments, to consolidate some bills into one per month. Which it would help alot, instead of having different payments per month.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,538.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285384">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285384</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285384</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285384. Member loan 2285384 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,549 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.89%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">North Bend, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,190.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285460">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285460</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285460</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285460. Member loan 2285460 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">new castle, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,197.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285472">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285472</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285472</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,725</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285472. Member loan 2285472 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CCMSI</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.34%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MANCHESTER, NH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CCMSI</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; loan consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,736.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285504">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285504</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285504</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285504. Member loan 2285504 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,054 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hana Food Distributor, Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ELLICOTT CITY, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hana Food Distributor, Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,609.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285595">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285595</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285595</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285595. Member loan 2285595 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,192 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Steven St. Laurent</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fairfax, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Steven St. Laurent</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; New town, new job, new responsibilities: and the windows in my new apartment are so drafty!  This will be a cold winter if I don't seal them up and buy a safe space heater, some blankets, and maybe wool socks!  Christmas is coming and money will be tight, this will help me over the temporary gap!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,919.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">96.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285607">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285607</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285607</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,225</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285607. Member loan 2285607 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LIVINGSTON, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; Car financing&lt;br&gt;&lt;br&gt; Borrower added on 11/27/12 &gt; personal&lt;br&gt;&lt;br&gt; Borrower added on 11/27/12 &gt; car financing&lt;br&gt;&lt;br&gt;  Borrower added on 11/28/12 &gt; i want to buy a good car&lt;br&gt;&lt;br&gt; Borrower added on 11/28/12 &gt; BUYING A CAR&lt;br&gt;&lt;br&gt; Borrower added on 11/28/12 &gt; I WANT TO BUY A NEW CAR&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,386.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285615">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285615</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285615</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285615. Member loan 2285615 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hispanic Health Coalition of Georgia</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROSWELL, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hispanic Health Coalition of Georgia</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,652.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285632">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285632</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285632</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285632. Member loan 2285632 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,343 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">REDWOOD CITY, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,421.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285674">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285674</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285674</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285674. Member loan 2285674 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Shawnee, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,174.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285707">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285707</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285707</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285707. Member loan 2285707 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PMG Puglisi, Moore & Gioffre</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.53%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PLEASANTVILLE, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PMG Puglisi, Moore & Gioffre</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,003.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285717">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285717</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285717</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,225</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285717. Member loan 2285717 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,517 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cafe Antonio</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hamilton, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cafe Antonio</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,595.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285727">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285727</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285727</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285727. Member loan 2285727 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Alpine Solutions/also self employed</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NAPLES, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Alpine Solutions/also self employed</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,792.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285746">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285746</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285746</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285746. Member loan 2285746 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Florida Hospital Orlando</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wesley Chapel, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Florida Hospital Orlando</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; Mother needs surgery in a few months for health reason.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,544.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285824">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285824</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285824</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285824. Member loan 2285824 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.88%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">West Covina, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,024.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285859">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285859</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285859</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285859. Member loan 2285859 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,795 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RHP Staffing Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LITTLE CANADA, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RHP Staffing Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Debt consolidation. Car will be paid off in 3 years looking to have all other debt paid off by then as well.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,737.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285910">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285910</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285910</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,475</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285910. Member loan 2285910 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,897 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chesterfield County</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORTH CHESTERFIELD, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chesterfield County</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,209.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285929">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285929</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285929</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285929. Member loan 2285929 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,708 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Plano</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Plano, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Plano</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">810-814</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,626.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285954">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285954</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285954</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285954. Member loan 2285954 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,629 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SmartSearch Marketing</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.15%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pittsburgh, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SmartSearch Marketing</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; I want to consolidate all of our credit card debt to make it easy with one payment.  We have put a lot of effort into making our house a home and our debt is mostly tied to that.  We hope to have just one payment to streamline our budget and make things easier.  Thanks!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$61,715.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285977">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285977</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285977</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285977. Member loan 2285977 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$54,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WEST BLOOMFIELD, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; needs loan to finish basement at my primary residence&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">755-759</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,059.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286025">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286025</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286025</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286025. Member loan 2286025 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Prince GHeorge's County Government</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mitchellville, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Prince GHeorge's County Government</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; Debt Consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,529.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286076">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286076</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286076</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286076. Member loan 2286076 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Creswell, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Pay off a two loans and have a little money for Christmas.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,858.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286077">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286077</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286077</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286077. Member loan 2286077 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">cardenia friendship home</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.93%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAINT PAUL, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">cardenia friendship home</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; Small amount of credit cards, pay off every bill I have and only have 1 pymt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,707.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">92.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286081">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286081</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286081</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286081. Member loan 2286081 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Boeing</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAKE TAPPS, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Boeing</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,419.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286099">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286099</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286099</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286099. Member loan 2286099 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Golds gym</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.22%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LEXINGTON, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Golds gym</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,491.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286163">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286163</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286163</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286163. Member loan 2286163 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Seitlin, a Marsh & McLennan Agency</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pembroke Pines, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Seitlin, a Marsh & McLennan Agency</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; I plan to use the funds for the loan to pay off other debt and have a single monthly payments that will help me in my attainment of one of my most important goals...to live completely debt free!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,040.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286213">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286213</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286213</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286213. Member loan 2286213 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City Of San Diego </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Poway, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City Of San Diego </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">770-774</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,366.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286216">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286216</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286216</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$31,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">24.70%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286216. Member loan 2286216 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,904 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Montgomery County Public Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Baltimore, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Montgomery County Public Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; I am planning on finishing a Basement area&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$893.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286238">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286238</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286238</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286238. Member loan 2286238 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Atlanta Air Authority</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">POWDER SPRINGS, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Atlanta Air Authority</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; My goal is to pay off high interest credit cards, and expiring promotional offers in order to save on interest. The monthly payment is less than I am paying now on minimum payments.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,949.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286278">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286278</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286278</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286278. Member loan 2286278 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,550 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jb hunt </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">south gate , CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jb hunt </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,440.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286285">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286285</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286285</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286285. Member loan 2286285 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Discover Home Loans</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOUISVILLE, KY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Discover Home Loans</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$41,638.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286466">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286466</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286466</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286466. Member loan 2286466 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$132 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">541.22%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LONG BEACH, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; The loan is to decrease the high interest levels on particular credit accounts and ease the budget I have recently created in order to clear my debts.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,829.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286478">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286478</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286478</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286478. Member loan 2286478 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MOUNTAIN VIEW, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; bill consolidation&lt;br&gt;&lt;br&gt; Borrower added on 11/28/12 &gt; debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,686.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286493">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286493</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286493</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,225</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286493. Member loan 2286493 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EWI Collection</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EWI Collection</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$38,197.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286494">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286494</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286494</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286494. Member loan 2286494 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.21%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIAMI BEACH, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,719.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286535">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286535</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286535</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286535. Member loan 2286535 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">lsg skychefs</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">cottage grove, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">lsg skychefs</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; debt consolidation&lt;br&gt;&lt;br&gt; Borrower added on 12/06/12 &gt; pay off higher interest rate debts&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,095.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286542">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286542</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286542</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286542. Member loan 2286542 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LSG/Sky Chefs</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brooklyn Park, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LSG/Sky Chefs</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">755-759</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,455.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286543">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286543</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286543</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286543. Member loan 2286543 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chubb group of insurance companies</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Philadelphia, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chubb group of insurance companies</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,190.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286576">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286576</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286576</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286576. Member loan 2286576 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">formfactor</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LIVERMORE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">formfactor</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; I will pay my 401 k, then i will borrow money again, to pay all my credit cards and my loan.&lt;br&gt;&lt;br&gt; Borrower added on 12/01/12 &gt; i will pay my 401 k, wich i borrowed money 2 yrs ago, but now, i would like to pay them, thats why im borrowing money from u, then i will borrow money again for my 401k, to pay all my credit cards en my loan.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,524.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286619">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286619</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286619</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,475</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286619. Member loan 2286619 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Moncks Corner, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; My husband and I have a retail location and several websites. We are seeking funding for merchandise and advertising to grow and boost our business over the holiday season.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,841.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286681">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286681</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286681</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286681. Member loan 2286681 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,983 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Foam Fair</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.61%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Upper Darby , PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Foam Fair</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; I am borrowing this money to invest in a business.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">820-824</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$367.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286692">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286692</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286692</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286692. Member loan 2286692 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jamaica, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; the loan is to pay off my credit card bills.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,177.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286720">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286720</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286720</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286720. Member loan 2286720 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,796 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Georgetown County Sheriff Dept. </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.85%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Murrells Inlet, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Georgetown County Sheriff Dept. </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; This loan is being used for a 20% down payment on a morgage loan.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">780-784</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,723.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286737">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286737</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286737</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286737. Member loan 2286737 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. Air Force</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOMPOC, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. Air Force</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$35,955.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286788">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286788</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286788</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286788. Member loan 2286788 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,958 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Guaranty Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.53%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">REPUBLIC, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Guaranty Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; would like a one payment option compared to 6 payments with a lower interest rate&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,762.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286793">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286793</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286793</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286793. Member loan 2286793 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Henry ford west bloomfield hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TROY, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Henry ford west bloomfield hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,384.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286801">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286801</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286801</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286801. Member loan 2286801 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,087 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">sungarden terrace retirement home</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.92%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN DIEGO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">sungarden terrace retirement home</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,961.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286814">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286814</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286814</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286814. Member loan 2286814 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.21%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">thomaston, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1978</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,243.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286816">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286816</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286816</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286816. Member loan 2286816 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St. Joesph Hospital and Medical center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAVEEN, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St. Joesph Hospital and Medical center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; To consolidate  my debts (credit cards) into one monthly payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,214.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286820">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286820</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286820</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286820. Member loan 2286820 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">commonwealth dairy llc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">atkinson, NH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">commonwealth dairy llc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; I wish to use this loan to consolidate credit card, medical, and other misc. outstanding bills, at a lower interest rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,944.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286836">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286836</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286836</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286836. Member loan 2286836 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">marina management </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">pensacola, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">marina management </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,542.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">92.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286881">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286881</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286881</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$32,650</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286881. Member loan 2286881 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Imagine Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GOODYEAR, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Imagine Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; Pay off credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,654.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286910">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286910</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286910</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286910. Member loan 2286910 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lawrenceville, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; I would like to expand my advertising/marketing practice. Proceeds will be used for direct mail campaigns and other selling activities to gain additional clients.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,516.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286917">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286917</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286917</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$27,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286917. Member loan 2286917 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">E2open</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Belmont, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">E2open</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,644.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286938">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286938</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286938</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.28%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286938. Member loan 2286938 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,813 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hopland Sho-Ka-Wah. Casino</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hopland, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hopland Sho-Ka-Wah. Casino</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,009.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286955">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286955</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286955</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286955. Member loan 2286955 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,183 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">North Bay Automotive</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NOVATO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">North Bay Automotive</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; I been working in automotive business since 2007 now I want buy cars remodel them, clean them, do paint job and try to sell them for much better value.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,306.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2294585">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2294585</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2294585</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2294585. Member loan 2294585 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">serv u success</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DELAWARE, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">serv u success</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; debt consolidation&lt;br&gt;&lt;br&gt; Borrower added on 11/29/12 &gt; bill consolidation&lt;br&gt;&lt;br&gt;  Borrower added on 11/30/12 &gt; outstanding med  bills plus credit debt has made this necessary thanks&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$43,811.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2294666">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2294666</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2294666</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2294666. Member loan 2294666 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.59%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pompano Beach, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; To cosolidate credit cards. Personal and Business.&lt;br&gt;&lt;br&gt; Borrower added on 11/29/12 &gt; To consolidate credit cards.Personal and business.All are up to date and never been late.In the transportation business for 30yrs.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,957.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2294670">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2294670</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2294670</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2294670. Member loan 2294670 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.02%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Grayslake, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1983</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,632.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2294708">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2294708</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2294708</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.95%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2294708. Member loan 2294708 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Department of Defense</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAINT PETERSBURG, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Department of Defense</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,497.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2294717">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2294717</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2294717</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2294717. Member loan 2294717 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Meisinger Construction Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EAGAN, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Meisinger Construction Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,331.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2294771">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2294771</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2294771</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2294771. Member loan 2294771 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,868 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dept of Army</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.01%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Thurmont, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dept of Army</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$55,126.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2294778">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2294778</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2294778</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2294778. Member loan 2294778 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NY Presbyterian Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">freshmeadow queens, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NY Presbyterian Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; This debt consolidation loan will help me a lot the intrest on my credit card&lt;br&gt;is to high&lt;br&gt;&lt;br&gt; Borrower added on 11/29/12 &gt; my loan is to pay my credit cards&lt;br&gt;&lt;br&gt; Borrower added on 11/29/12 &gt; This loan is to pay all my credit card bill and if any left over some hoiday &lt;br&gt;shoping but must of all my credit card the intrest is too high&lt;br&gt;&lt;br&gt;  Borrower added on 11/29/12 &gt; People take out loan for several different reason but the main thing is that&lt;br&gt;they need money.With a loan you would have the freedom to fullfill the needs and not having to worry about the high intrest rate of the credit cards&lt;br&gt;and by me taking this loan will help a lot of does worries and help&lt;br&gt;&lt;br&gt; Borrower added on 11/29/12 &gt; My story is that I have been paying high intrest on my credit cards and last&lt;br&gt;night I was looking and I got upset and said that most be a solution to this &lt;br&gt;madness and came to my office ready to find a solution not to be paying &lt;br&gt;all this high intrest when online and foud you and apply and apply&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,112.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2294782">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2294782</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2294782</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2294782. Member loan 2294782 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Senior Select Home Health</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MC KINNEY, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Senior Select Home Health</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,609.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2294801">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2294801</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2294801</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2294801. Member loan 2294801 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wichita Falls , UT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; I walways pay my bills on time so this loan will be no different. I am a good client for a personal loan, I will make all payments in full and on time&lt;br&gt;&lt;br&gt;  Borrower added on 11/30/12 &gt; I am hoping to get the loan to assist with a medical prodecure that is will make my quality of life better.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,620.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2294844">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2294844</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2294844</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2294844. Member loan 2294844 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,125 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ALIS ROTI SHOP</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.65%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PLANTATION, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ALIS ROTI SHOP</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,295.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2294846">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2294846</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2294846</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2294846. Member loan 2294846 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,543 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stockbridge Resources, Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RONKONKOMA, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stockbridge Resources, Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; This loan is to consolidate my credit card debt into 1 monthly payment so I am able to pay off this outstanding debt within a specified period of time or sooner.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,031.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2294939">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2294939</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2294939</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2294939. Member loan 2294939 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tampa Police Department</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAND O LAKES, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tampa Police Department</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,560.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2294963">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2294963</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2294963</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$33,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2294963. Member loan 2294963 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,267 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Interlinc Mortgage Services, LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Frisco, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Interlinc Mortgage Services, LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; Consolidating credit cards into one payment for simple interest financing with a set term.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$49,077.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2294976">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2294976</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2294976</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2294976. Member loan 2294976 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Canyon Creek Country Club</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.65%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WHITEWRIGHT, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Canyon Creek Country Club</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; Have been employed at current position and club for 20 years  Will use funds to payoff high interest debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,118.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2294992">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2294992</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2294992</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2294992. Member loan 2294992 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SNELLVILLE, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; I am doiing my best to end the cycle of debt. I am a self employed entertainer and this year has been tough. Next year looks better, but trying to get out from under oppressive credit card debt.Hope you will help.&lt;br&gt;I have received these pre-approved offers before and always denied.&lt;br&gt;Surprise me!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1974</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,831.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295013">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295013</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295013</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295013. Member loan 2295013 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jewishhome</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VALLEY COTTAGE, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jewishhome</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,143.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295017">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295017</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295017</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295017. Member loan 2295017 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">R.I.G.H.T. Program</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Los Angeles, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">R.I.G.H.T. Program</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,510.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">97.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295031">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295031</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295031</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295031. Member loan 2295031 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,214 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Webster Petroleum LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">bronx, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Webster Petroleum LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,284.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295117">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295117</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295117</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295117. Member loan 2295117 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Encino, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">810-814</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1981</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$771.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295123">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295123</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295123</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295123. Member loan 2295123 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HUNTINGTON BEACH, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; To pay all cards into one bill, canceling, then use pre-paid credit already established through Wells Fargo, try to pay as quick as possible...&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,272.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295132">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295132</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295132</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295132. Member loan 2295132 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Eaton Corporation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CEDAR PARK, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Eaton Corporation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,487.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295135">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295135</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295135</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295135. Member loan 2295135 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SOUTHGATE, KY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; surprise christmas visit to see grandchildren&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,260.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295137">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295137</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295137</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295137. Member loan 2295137 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cisco Systems</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.59%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NASHUA, NH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cisco Systems</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I work for a reputed company on a good pay scale. I'm in need to pay off my personal debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,988.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295177">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295177</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295177</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295177. Member loan 2295177 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">M-squared mgmt</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JAMAICA, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">M-squared mgmt</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,110.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295204">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295204</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295204</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295204. Member loan 2295204 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.99%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MELBOURNE, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1982</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,491.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295207">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295207</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295207</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295207. Member loan 2295207 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,003 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Criminal District Court of Orleans Paris</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Slidell, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Criminal District Court of Orleans Paris</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,707.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295211">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295211</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295211</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,225</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295211. Member loan 2295211 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROSSVILLE, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1971</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,895.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295231">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295231</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295231</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295231. Member loan 2295231 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ODOT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OKLAHOMA CITY, OK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ODOT</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; Looking to consolidate some credit card debt and free up some extra funds.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$44,997.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295259">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295259</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295259</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295259. Member loan 2295259 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,057 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Old Tappan Board of Education</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORWOOD, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Old Tappan Board of Education</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,597.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295264">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295264</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295264</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$31,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295264. Member loan 2295264 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GRAHAM, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; pay off all my credit cards&lt;br&gt;&lt;br&gt; Borrower added on 11/29/12 &gt; to pay off all me credit cards. so i can start living right so i can send my kids to college so maybe they will not have to do what i had to do it will help me out so i can breath and spleep at night please help me get my live back in order  for family and me please help a good person in need plesae&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,611.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295270">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295270</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295270</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,075</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295270. Member loan 2295270 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Miami International Airport</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORTH MIAMI BEACH, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Miami International Airport</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,448.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295272">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295272</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295272</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295272. Member loan 2295272 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Constellation Home Care</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW HAVEN, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Constellation Home Care</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; Due to some family issues, I incurred significant credit card debt.  My efforts to pay them down are hampered by the very high interest rates.  With this loan, I can eliminate my credit card debt completely in 3 years.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,860.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295281">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295281</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295281</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295281. Member loan 2295281 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Prestonsburg, KY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Loan consolidation&lt;br&gt;&lt;br&gt; Borrower added on 12/03/12 &gt; Loan consolidation&lt;br&gt;&lt;br&gt; Borrower added on 12/03/12 &gt; Loan consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,523.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295298">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295298</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295298</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,975</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295298. Member loan 2295298 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,490 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NYC Law Department</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SOUTH OZONE PARK, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NYC Law Department</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,126.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295319">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295319</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295319</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295319. Member loan 2295319 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Northern Hospital of Surry County</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CLAUDVILLE, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Northern Hospital of Surry County</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,754.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295334">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295334</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295334</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295334. Member loan 2295334 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,958 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Western Montana Chapter</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Missoula, MT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Western Montana Chapter</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$383.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295338">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295338</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295338</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295338. Member loan 2295338 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Somerset Hills School District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORRIS PLAINS, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Somerset Hills School District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,149.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295348">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295348</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295348</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,075</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295348. Member loan 2295348 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dependable Lumber</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PAONIA, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dependable Lumber</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Payoff a highter interest loan&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1982</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$39,201.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295371">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295371</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295371</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295371. Member loan 2295371 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WELLINGTON, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,717.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295392">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295392</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295392</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$27,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295392. Member loan 2295392 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,200 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOMESTEAD, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,994.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295404">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295404</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295404</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295404. Member loan 2295404 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chandler Unified School District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chandler, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chandler Unified School District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,186.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295426">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295426</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295426</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,025</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295426. Member loan 2295426 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAWRENCE, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; Tired of paying out of control credit card rates As soon as I pay off the card companies I will maintain only 1 card for emergency purposes.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1979</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,692.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295487">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295487</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295487</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295487. Member loan 2295487 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHARLOTTE, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,993.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295500">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295500</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295500</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,075</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295500. Member loan 2295500 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">auto go transmission</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW IBERIA, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">auto go transmission</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; pay off high intrest credit card loans&lt;br&gt;&lt;br&gt;  Borrower added on 12/01/12 &gt; pay off high intrest credit card loans also bank loan&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,240.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295501">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295501</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295501</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,225</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295501. Member loan 2295501 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dr. Bauer</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TAMPA, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dr. Bauer</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; Paying off some credit cards and repair car&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,547.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295505">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295505</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295505</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295505. Member loan 2295505 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,285 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">fdle</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TALLAHASSEE, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">fdle</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,572.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295512">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295512</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295512</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295512. Member loan 2295512 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORTH CHARLESTON, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,522.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295522">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295522</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295522</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295522. Member loan 2295522 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">J.M. Fahey Construction Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">belton, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">J.M. Fahey Construction Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Pay OFF Credit Cards with HIGHER INTEREST RATES.&lt;br&gt;&lt;br&gt; Borrower added on 12/05/12 &gt; To PAY OFF Credit Cards with HIGHER Interest Rates.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,226.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295560">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295560</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295560</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295560. Member loan 2295560 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Baptist Health Systems</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.01%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIAMI, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Baptist Health Systems</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; In this last year there have been personal problems which have led me to have debts that I must pay off. I would like to combine all of them in one account and make one payment at a time. This method would be much more convenient for me.&lt;br&gt;&lt;br&gt;Thank you in advance.&lt;br&gt;&lt;br&gt;  Borrower added on 12/04/12 &gt; I wish to express my sincere gratitude to all the people who make it possible for one reason or another that loan as they are approved, I think you are part of a group that give people new opportunities. Again thank you very much and God bless.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,443.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295580">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295580</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295580</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295580. Member loan 2295580 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.99%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FARMINGVILLE, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,189.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">96.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295581">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295581</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295581</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295581. Member loan 2295581 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Plainfield School Dist</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Plainfield, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Plainfield School Dist</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$35,000.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295652">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295652</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295652</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295652. Member loan 2295652 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Paradigm Aviation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LATROBE, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Paradigm Aviation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,514.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295673">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295673</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295673</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,675</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295673. Member loan 2295673 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">berthod motors</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW CASTLE, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">berthod motors</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,178.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295680">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295680</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295680</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295680. Member loan 2295680 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Duxbury Mortgage Services, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DUXBURY, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Duxbury Mortgage Services, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,476.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295712">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295712</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295712</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295712. Member loan 2295712 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,400 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Paramount</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Paramount</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,659.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295718">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295718</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295718</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295718. Member loan 2295718 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ken Randall Group</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BEAVERTON, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ken Randall Group</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,094.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295738">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295738</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295738</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295738. Member loan 2295738 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,292 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fit BPO</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FALLBROOK, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fit BPO</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,349.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295755">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295755</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295755</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295755. Member loan 2295755 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Shimmick Construction Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RAMONA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Shimmick Construction Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; This seems like a managable way to pay off a few credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,980.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295771">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295771</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295771</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.95%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295771. Member loan 2295771 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Abbott Northwestern Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.39%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAINT PAUL, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Abbott Northwestern Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,537.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295845">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295845</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295845</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,175</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295845. Member loan 2295845 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Micro Machines</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AUSTIN, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Micro Machines</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,800.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295847">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295847</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295847</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295847. Member loan 2295847 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Regional Construction</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chillicothe, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Regional Construction</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">770-774</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,130.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295858">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295858</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295858</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,175</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295858. Member loan 2295858 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,169 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OCALA, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,089.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295860">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295860</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295860</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295860. Member loan 2295860 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bluewolf Group LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN FRANCISCO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bluewolf Group LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,374.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295886">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295886</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295886</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295886. Member loan 2295886 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Verizon Wireless</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRONX, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Verizon Wireless</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,759.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295895">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295895</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295895</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295895. Member loan 2295895 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,170 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Woodland Davis pest Control</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Woodland, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Woodland Davis pest Control</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,375.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">97.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295919">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295919</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295919</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295919. Member loan 2295919 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STATEN ISLAND, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; there is a few things I need the money for.  First pay of a couple of credit cards. Then pay my estimated state income tax. Finally fix the front steeps into the house.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,533.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295941">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295941</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295941</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295941. Member loan 2295941 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,577 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CyberThink inc. </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chicago , IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CyberThink inc. </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2008</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,355.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295952">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295952</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295952</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295952. Member loan 2295952 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Catonsville, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; I have a credit card that I have been struggling with. The minimum payment just became too high for me and this loan will reduce my monthly payment a great deal. Plus I will actually see the balance shrink! Once I gain financial freedom personally, I can continue to build my business further.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2008</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,810.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">97.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295992">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295992</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295992</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295992. Member loan 2295992 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">intex corp</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LITTLE FALLS, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">intex corp</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,017.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295994">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295994</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295994</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295994. Member loan 2295994 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TMX Finance</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EATONTON, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TMX Finance</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; My goal is to get rid of my credit card debt.  I have 3 cards w/high balances. It will take such a long time to pay them off off just paying slightly more than the min pmt.  This loan will allow me to close the CC accts and eliminate the debt in just 5 years and will save me thousands of dollars.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,347.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296002">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296002</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296002</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296002. Member loan 2296002 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Parker Fabrication</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EAST PEORIA, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Parker Fabrication</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; consolidate debt to one monthly payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,852.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296075">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296075</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296075</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296075. Member loan 2296075 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">spectrum contracting inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">lehigh acres, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">spectrum contracting inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; i will be paying off my credit cards that have a high apr.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,101.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296082">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296082</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296082</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296082. Member loan 2296082 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">miami, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,226.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296088">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296088</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296088</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296088. Member loan 2296088 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,558 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Metson Offshore Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.89%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WASILLA, AK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Metson Offshore Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; After moving to Alaska June 2012 to take employment with the company I now am with I used up a lot of my reserves to make the move. With this loan I can eliminate some debt including a college loan which will bring me into a comfortable position with my life here in Alaska.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,096.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296090">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296090</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296090</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,075</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296090. Member loan 2296090 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pho888</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STOCKTON, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pho888</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,081.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296092">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296092</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296092</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296092. Member loan 2296092 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">University Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bellevue, KY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">University Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; I am using this loan for debt consolidation.  Thank you!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,537.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296095">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296095</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296095</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296095. Member loan 2296095 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,187 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OILWELL TUBULAR CONSULTANTS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BROUSSARD, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OILWELL TUBULAR CONSULTANTS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; CONSOLIDATE HI INTEREST CREDIT CARD BALANCES AND CANCELL THESE CARDS&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$45,676.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296103">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296103</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296103</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296103. Member loan 2296103 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIAMI, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,780.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296130">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296130</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296130</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$34,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296130. Member loan 2296130 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KELLER, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; consolidate credit card debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1970</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$35,879.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296136">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296136</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296136</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296136. Member loan 2296136 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">payless mattress and fiurniture</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PORT SAINT LUCIE, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">payless mattress and fiurniture</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; The loan is is for the sole purpose of paying of paying off existing debt..which is mostly due to dental work I had done..I paid alot of that bill by using my own cash..This loan would pay off most of my debt making my finaces very easy to manage..I could do it on my own,but this makes sense.&lt;br&gt;&lt;br&gt; Borrower added on 11/30/12 &gt; The loan is for the sole purpose of paying off existing debt which was incurred due to dental work which I had done..I also used alot of my own cash to pay that bill..This loan would make my finances very easy to manage&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,892.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296139">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296139</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296139</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296139. Member loan 2296139 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,420 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Astonish Results LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.39%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Coventry, RI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Astonish Results LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Nearly 10 years ago I started a partnership that dissolved after nearly five years. I cut my teeth on Internet marketing at the time and have since moved to working in a startup that just hit Inc's 500 list. I'm now in a stable place and want to pay off the debt faster than the CC rates allow.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$85,733.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296178">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296178</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296178</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296178. Member loan 2296178 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,900 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ANGEL FIRE, NM</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; Debt Consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,638.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296230">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296230</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296230</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.63%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296230. Member loan 2296230 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Backyard Bistro</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.15%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RALEIGH, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Backyard Bistro</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; Most of the funding is going to credit card consolidation/refinancing.  The rest is being used for home repairs.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,721.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296231">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296231</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296231</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,225</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296231. Member loan 2296231 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AKRON, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,417.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296239">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296239</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296239</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296239. Member loan 2296239 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Crosslink</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SPRINGFIELD, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Crosslink</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,245.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296270">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296270</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296270</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296270. Member loan 2296270 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW YORK, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,678.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296274">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296274</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296274</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296274. Member loan 2296274 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New London, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; Im tring to buy my grandsons truck to help him out after the death of his father and help him avoid losing the truck&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,634.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296285">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296285</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296285</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296285. Member loan 2296285 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.22%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CAYCE, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,854.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296290">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296290</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296290</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,225</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296290. Member loan 2296290 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,666 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Falco Alarm Co. of Tulsa</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Broken Arrow, OK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Falco Alarm Co. of Tulsa</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,993.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296295">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296295</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296295</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296295. Member loan 2296295 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,375 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.99%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jupiter, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; credit card refinacing&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,617.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296309">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296309</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296309</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$27,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296309. Member loan 2296309 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Interim Health Care and Hospice</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.40%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Austin, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Interim Health Care and Hospice</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; In need of new heater/air conditioner&lt;br&gt;&lt;br&gt;  Borrower added on 11/30/12 &gt; My air/heater died. $30.000.00 to replace&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">770-774</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,057.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296329">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296329</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296329</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.95%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296329. Member loan 2296329 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">providence point</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Oakdale, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">providence point</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,463.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296339">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296339</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296339</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,950</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296339. Member loan 2296339 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kids World Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRIDGEVILLE, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kids World Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; credit card debit&lt;br&gt;&lt;br&gt;  Borrower added on 12/03/12 &gt; I would like to consolidate my credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,757.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296358">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296358</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296358</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296358. Member loan 2296358 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.92%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Santa Barbara, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,386.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296361">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296361</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296361</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296361. Member loan 2296361 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Speedmark Transportation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW BUFFALO, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Speedmark Transportation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,056.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296369">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296369</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296369</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296369. Member loan 2296369 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">General Dentistry</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OPELOUSAS, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">General Dentistry</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,563.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296372">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296372</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296372</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296372. Member loan 2296372 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,760 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Creative Technology</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.53%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lewis Center, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Creative Technology</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,275.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296374">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296374</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296374</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296374. Member loan 2296374 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kansas City, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I would like to consolidate a couple high interest credit cards.  I've had a hard time trying to pay them off but I believe consolidating them would make a huge difference.  I had some financial challenges in the past but have since rebuilt my credit one point at a time, which I'm very proud of.&lt;br&gt;&lt;br&gt; Borrower added on 12/06/12 &gt; I've spent the last several years rebuilding my credit, one point at a time.  Unfortunately I still have some high interest credit cards I'd like consolidate and pay off.  This would allow me to do so and improve my rating some more.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,195.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296375">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296375</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296375</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296375. Member loan 2296375 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kaiser Permanente</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.99%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VALENCIA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kaiser Permanente</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,198.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296392">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296392</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296392</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296392. Member loan 2296392 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,758 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">B&W Fluid Dynamics</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DEER PARK, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">B&W Fluid Dynamics</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; I have several credit cards w/balances totaling ~$30,000 and interest rates ranging from 22 - 30%.  My total monthly payments on these cards is ~ $800.  My payments to Lending Club would be about the same &amp; your support would allow me to pay them off saving considerable interest &amp; time.  Thanks.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,757.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296395">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296395</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296395</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296395. Member loan 2296395 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,743 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Washington Hospital Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SPRINGDALE, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Washington Hospital Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,380.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296401">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296401</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296401</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296401. Member loan 2296401 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mission Pharmacal</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LEXINGTON, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mission Pharmacal</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Consolidation of several credit cards. This loan should save me around $200 a month with a much lower interest rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,829.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296402">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296402</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296402</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$31,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296402. Member loan 2296402 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,421 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HUB International</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HERMOSA BEACH, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HUB International</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,616.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296426">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296426</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296426</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296426. Member loan 2296426 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Resource Options Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stoneham, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Resource Options Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,064.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296463">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296463</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296463</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296463. Member loan 2296463 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Highlands Ranch, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,802.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296485">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296485</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296485</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296485. Member loan 2296485 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wadel Stabilization</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hart, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wadel Stabilization</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,974.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296525">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296525</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296525</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296525. Member loan 2296525 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,577 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.92%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN JOSE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,801.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296543">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296543</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296543</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296543. Member loan 2296543 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Alabama Power Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EUFAULA, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Alabama Power Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,313.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296554">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296554</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296554</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.28%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296554. Member loan 2296554 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New School University</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BROOKLYN, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New School University</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,569.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296555">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296555</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296555</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296555. Member loan 2296555 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Yardworks Nursery</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KANSAS CITY, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Yardworks Nursery</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; I would like a loan with a lower rate than my credit cards, so that I may get out of debt. I want to free from debt within 3 years and this will help me in that goal.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,228.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296558">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296558</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296558</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296558. Member loan 2296558 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OLC Global</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WICHITA, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OLC Global</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; This loan is something I will be using to consolidate 2 high rate credit accounts i have currently in order to pay them off much more quickly&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,019.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296612">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296612</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296612</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296612. Member loan 2296612 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SCIF</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.40%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SACRAMENTO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SCIF</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; refinance from higher interest rate credit card&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,146.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296614">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296614</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296614</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296614. Member loan 2296614 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">INSURANCE AGENCY</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OLNEY, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">INSURANCE AGENCY</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,026.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296638">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296638</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296638</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296638. Member loan 2296638 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,770 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Round Rock</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROUND ROCK, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Round Rock</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,396.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296649">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296649</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296649</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296649. Member loan 2296649 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">University of Virginia's College at Wise</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WISE, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">University of Virginia's College at Wise</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; We want to get our consumer credit debt off of us, and get out of debt in five years.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,702.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296654">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296654</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296654</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296654. Member loan 2296654 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,292 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Diamond Graphics</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MINNEAPOLIS, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Diamond Graphics</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,580.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296656">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296656</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296656</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296656. Member loan 2296656 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Massapequa, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1974</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,736.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296707">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296707</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296707</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296707. Member loan 2296707 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SUN PRAIRIE, WI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">765-769</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,515.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296730">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296730</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296730</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296730. Member loan 2296730 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Camp Twin Lakes</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RUTLEDGE, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Camp Twin Lakes</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,591.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296746">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296746</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296746</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.76%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296746. Member loan 2296746 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Shepherd Eye Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Las Vegas, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Shepherd Eye Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,687.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">95.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296747">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296747</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296747</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296747. Member loan 2296747 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ryen Friedrich dds</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.19%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">atlanta, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ryen Friedrich dds</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; I want to pay off credit card debt fast and easy.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$46,432.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296752">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296752</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296752</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296752. Member loan 2296752 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Del Amo Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.92%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">hawthorne, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Del Amo Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,880.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296759">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296759</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296759</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$32,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296759. Member loan 2296759 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">dagen trucking</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">QUEENSBURY, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">dagen trucking</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; Credit card payoff&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$38,849.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">95.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296766">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296766</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296766</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296766. Member loan 2296766 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,548 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tyler Technologies</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FRANCESTOWN, NH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tyler Technologies</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,970.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296794">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296794</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296794</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296794. Member loan 2296794 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,077 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Reading Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.21%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">READING, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Reading Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; To pay off a few student loans and credit cards and consolidate to a more managable one payment a month&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,263.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296860">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296860</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296860</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296860. Member loan 2296860 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">complete distribution services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EL PASO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">complete distribution services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,232.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296891">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296891</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296891</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296891. Member loan 2296891 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Watertown Taxi Co.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NATICK, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Watertown Taxi Co.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,245.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296893">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296893</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296893</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">24.89%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296893. Member loan 2296893 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Us Army</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Afton, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Us Army</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; This loan will lower my monthly payments by $300 and assist in paying off cards which would take up to 15 years by paying the minimum.  This loan payment would be $878, other low interest loans $1550 and other bills (phone, insurance, etc) $852 equals $3280 a month.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$34,323.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296899">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296899</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296899</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296899. Member loan 2296899 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cedar Sinai medical center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">INGLEWOOD, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cedar Sinai medical center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,100.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296901">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296901</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296901</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296901. Member loan 2296901 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LEES SUMMIT, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,563.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296915">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296915</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296915</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,675</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">24.83%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296915. Member loan 2296915 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">dunkin donuts</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">upper marlboro, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">dunkin donuts</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; to buying a inventory for store and pay some bills.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,203.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296921">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296921</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296921</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296921. Member loan 2296921 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Franklin, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; Debt Consolidation for credit cards/home improvement loan/dental bills/etc&lt;br&gt;&lt;br&gt;Excellent credit and can not get a loan at a bank for over 10K at 13%apr, they must be out of there mind, my cc apr is lower than that!! Hopefully these fine people at the Lending Club can help!!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,098.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296933">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296933</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296933</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296933. Member loan 2296933 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Spotsylvania County Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FREDERICKSBURG, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Spotsylvania County Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Lower interest rate on credit card payments&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$34,227.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296936">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296936</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296936</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296936. Member loan 2296936 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WellPoint, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Newbury Park, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WellPoint, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,336.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296941">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296941</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296941</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$31,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296941. Member loan 2296941 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Derst Baking Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PROSPERITY, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Derst Baking Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,933.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296942">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296942</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296942</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296942. Member loan 2296942 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Toys R Us</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHUGIAK, AK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Toys R Us</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,076.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296962">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296962</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296962</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296962. Member loan 2296962 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Citizen Advocates</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BURKE, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Citizen Advocates</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; This loan is going to combine 4 open accounts each with a different due date. This will allow one easy monthly payment to be factored into my monthly budget so I will be able to focus more of my time towards reaching my goal of being debt free before returning to college for my Masters in Nursing.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,346.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296963">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296963</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296963</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296963. Member loan 2296963 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DaVinci Signs</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CANTON, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DaVinci Signs</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I have credit card loans that have accumulated over school and car repairs and with a few cards it would be a great budget help to have a single monthly payment that I can use to budget more efficiently and hopefully pay off sooner. Thank you for your consideration.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,766.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297015">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297015</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297015</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,950</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297015. Member loan 2297015 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bob Evans Farm</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">QUITMAN, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bob Evans Farm</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1981</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,117.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297044">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297044</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297044</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297044. Member loan 2297044 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,358 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAS VEGAS, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; To move and pay off some bills&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,428.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297046">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297046</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297046</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297046. Member loan 2297046 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Golder Associates</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ORANGEVALE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Golder Associates</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,787.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297055">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297055</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297055</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297055. Member loan 2297055 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Agio Technology</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORMAN, OK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Agio Technology</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,576.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297078">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297078</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297078</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297078. Member loan 2297078 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Santa Rosa, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$86,178.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297079">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297079</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297079</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297079. Member loan 2297079 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chateau Golf Club</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RIVER RIDGE, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chateau Golf Club</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,194.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297087">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297087</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297087</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297087. Member loan 2297087 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aurora Enterprises</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TORRANCE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aurora Enterprises</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; This loan is a chance to consolidate debt and improve credit for myself and my family. Recently went back to school to finish a B.S. in Mech. Engr., and will be graduating next year. Hard working Americans getting back on our feet after losing my Father a few years ago. Thanks for your time!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,131.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297091">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297091</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297091</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297091. Member loan 2297091 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St.Mary's Medical Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">West Palm Beach, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St.Mary's Medical Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; I have been focused one graduate school the past 3 years and in this time I have accumulated a little credit card debt in which I would like to consolidate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,996.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297120">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297120</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297120</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297120. Member loan 2297120 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cast and crew</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Redondo Beach, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cast and crew</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; To assist in paying off high interest credit debt and provide a savings for emergencies.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,374.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297127">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297127</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297127</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297127. Member loan 2297127 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Carlton Senior Living</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.76%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ALAMEDA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Carlton Senior Living</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,399.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297149">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297149</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297149</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297149. Member loan 2297149 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">American Family Insurance</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Deerfield, WI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">American Family Insurance</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,667.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297154">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297154</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297154</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297154. Member loan 2297154 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Desert Jet</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Palm Desert, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Desert Jet</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; To consalidate past credit card debit to a lower interest rate and get out of debt a short amount of time.&lt;br&gt;&lt;br&gt;  Borrower added on 12/07/12 &gt; To consalidate past credit card debit to a lower interest rate and get out of debt in a shorter amount of time.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,126.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297161">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297161</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297161</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297161. Member loan 2297161 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Evergreen Arco</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN JOSE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Evergreen Arco</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; Wedding&lt;br&gt;&lt;br&gt; Borrower added on 12/01/12 &gt; wedding&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,993.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297224">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297224</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297224</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,950</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297224. Member loan 2297224 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">leacraft boland</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">teaneck, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">leacraft boland</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; my daughter has been struggling her whole life and has always taken care of her mother an i would love nothing more than to help her marry the one man she has always loved by helping her make her wedding day special in allowing her the opportunity to walk down the isle, a mothers gift to her child.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,844.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297229">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297229</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297229</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297229. Member loan 2297229 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WMS Gaming</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WHEELING, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WMS Gaming</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; I have two high interest credit cards I am paying off.  This loan will save me SIGNIFICANT interest fees and allow me to pay this debt off much sooner than I could making the monthly payments.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,303.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297246">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297246</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297246</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297246. Member loan 2297246 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,694 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Suddenlink Communications</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JONESBORO, AR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Suddenlink Communications</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,389.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297258">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297258</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297258</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297258. Member loan 2297258 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">summit sales</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WEBSTER, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">summit sales</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; debt consolidation lower monthly payments&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,288.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297279">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297279</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297279</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297279. Member loan 2297279 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.61%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LEXINGTON, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; Working capital and estimated tax payments&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,147.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297288">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297288</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297288</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297288. Member loan 2297288 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">laborers local 1085</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CAIRO, WV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">laborers local 1085</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,441.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297294">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297294</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297294</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297294. Member loan 2297294 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PASADENA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,151.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297382">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297382</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297382</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297382. Member loan 2297382 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Certified Power, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Zion, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Certified Power, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,551.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297397">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297397</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297397</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297397. Member loan 2297397 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,219 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pest Management Systems</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SOPHIA, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pest Management Systems</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,939.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297400">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297400</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297400</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297400. Member loan 2297400 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BURKE, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; creditcards,consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,223.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297420">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297420</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297420</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297420. Member loan 2297420 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">brooklyn, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Setting up my new business in the medical field, need financial aid.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,485.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297421">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297421</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297421</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297421. Member loan 2297421 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.79%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SMYRNA, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,144.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297432">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297432</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297432</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297432. Member loan 2297432 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,782 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Peter Galvan, MD</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Slidell, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Peter Galvan, MD</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1970</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,185.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297464">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297464</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297464</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297464. Member loan 2297464 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FIRST COMMUNICATIONS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN DIEGO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FIRST COMMUNICATIONS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,875.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297489">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297489</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297489</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297489. Member loan 2297489 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lawrence General Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.88%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DRACUT, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lawrence General Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,524.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297521">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297521</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297521</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297521. Member loan 2297521 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Synergistic Research</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.88%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DANA POINT, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Synergistic Research</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,489.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297544">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297544</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297544</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297544. Member loan 2297544 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,884 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cordia Senior Residence</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Yorkville, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cordia Senior Residence</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; DEBT CONSOLIDATION&lt;br&gt;&lt;br&gt;  Borrower added on 12/03/12 &gt; Pay off all credit cards immediately !!!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1967</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,688.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297562">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297562</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297562</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297562. Member loan 2297562 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,292 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Long Beach</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LONG BEACH, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Long Beach</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,524.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297580">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297580</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297580</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297580. Member loan 2297580 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,875 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">YMCA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.59%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tampa, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">YMCA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,027.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297585">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297585</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297585</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,550</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297585. Member loan 2297585 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">coca cola</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SCHENECTADY, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">coca cola</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,457.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297597">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297597</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297597</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297597. Member loan 2297597 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Transcend United Technologies</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MINNEAPOLIS, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Transcend United Technologies</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,020.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297605">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297605</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297605</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297605. Member loan 2297605 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">First Heritage Credit</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SHREVEPORT, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">First Heritage Credit</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; PAYOFF ALL CREDIT CARDS, NEW ROOF ON MY HOUSE, AUTOMOBILE REPAIR&lt;br&gt;&lt;br&gt; Borrower added on 12/01/12 &gt; Pay off credit cards, pay off a couple of small  loans,new roof on my house, automobile repairs&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,331.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297613">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297613</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297613</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297613. Member loan 2297613 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Amgen Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OXNARD, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Amgen Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; To consolidate our high interest credit cards and eliminate high interest department store cards.  With LC's help, I'll be able to save more for my children's college fund after the 36month term. Thank you LC.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,818.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297639">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297639</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297639</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,725</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297639. Member loan 2297639 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Upland Rehab Care Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CORONA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Upland Rehab Care Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I am applying for this loan to consolidate my debts. I want to be debt free in 3 yrs. that is my goal.i also want to increase my fico score and be credit worthy.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,728.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297674">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297674</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297674</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297674. Member loan 2297674 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRONX, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,834.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297721">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297721</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297721</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297721. Member loan 2297721 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bosch</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROCHESTER HILLS, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bosch</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,917.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297741">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297741</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297741</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297741. Member loan 2297741 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">newyork, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; i am a sales person.so i wanna more growth my business thats why i need some money.&lt;br&gt;&lt;br&gt; Borrower added on 12/01/12 &gt; i wanna my business growth as a sales person and as an inverstor i wanna make sure the , i have suffieient money to salec and buy good products and combination of sales and make some products.for this purpose i need some money and quality purpose to ensure that my products will be the best products.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">755-759</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,156.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297744">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297744</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297744</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297744. Member loan 2297744 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,316 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">panhandle, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,780.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297777">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297777</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297777</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297777. Member loan 2297777 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,300 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Saint Luciecounty  Sheriff</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">port saint lucie, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Saint Luciecounty  Sheriff</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">810-814</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$478.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297791">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297791</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297791</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297791. Member loan 2297791 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$50,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">june realty services inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">goldens bridge, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">june realty services inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$42,676.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297801">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297801</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297801</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.95%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297801. Member loan 2297801 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,658 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mid America Clinical Labs</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Solsberry, IN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mid America Clinical Labs</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; This loan will me get to one monthly payment and help reduce high interest on other credit cards. I am looking forward to being able to payoff my loan in less than the 5 years&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,278.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297824">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297824</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297824</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297824. Member loan 2297824 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Our Home Office, Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VIRGINIA BEACH, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Our Home Office, Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; We are looking to buy a house before next school year so we can be in a better  zone.  We have come a long way paying our debt down but feel like we are running out of time and need this little extra help. We fully intend to be able to pay this loan off considerably early.  Thanks for considering.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,410.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297906">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297906</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297906</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297906. Member loan 2297906 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Frazier & Deeter LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fayetteville, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Frazier & Deeter LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; I plan to use the loan proceeds to pay off several high interest credit card balances.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$126,946.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297979">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297979</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297979</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297979. Member loan 2297979 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,717 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mulholland Security &Patrol</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.22%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GLENDALE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mulholland Security &Patrol</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,540.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297993">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297993</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297993</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297993. Member loan 2297993 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,510 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">William George Associates</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.85%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SUTTON, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">William George Associates</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">765-769</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1981</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,691.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298002">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298002</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298002</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298002. Member loan 2298002 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rosemount , MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">785-789</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,407.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298041">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298041</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298041</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298041. Member loan 2298041 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Michigan Wheel</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WYOMING, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Michigan Wheel</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,360.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298042">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298042</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298042</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298042. Member loan 2298042 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">utilimap corporation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Germantown, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">utilimap corporation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; too many credit cards at high interest rate&lt;br&gt;one payment ease and no more interest accumulation&lt;br&gt;i calculated 320 a month in interest not accumulating&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,697.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298070">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298070</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298070</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298070. Member loan 2298070 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CDC Repair</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEWBURG, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CDC Repair</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,832.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298134">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298134</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298134</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298134. Member loan 2298134 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROCKY MOUNT, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,176.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298168">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298168</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298168</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298168. Member loan 2298168 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Food giant inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sikeston, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Food giant inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,663.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298169">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298169</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298169</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298169. Member loan 2298169 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,942 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Video Products</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.61%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PHILADELPHIA, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Video Products</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; This loan is to get ride of my high interest credit card payments that will take me 30+ years to pay off. I am a bit leery of using this peer to peer option but from my research this may be a good way to reduce my debt quicker.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,487.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298190">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298190</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298190</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298190. Member loan 2298190 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.89%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEWFOUNDLAND, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,076.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298216">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298216</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298216</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298216. Member loan 2298216 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GMAC Mortgage LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SCHWENKSVILLE, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GMAC Mortgage LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$43,339.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298233">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298233</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298233</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298233. Member loan 2298233 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.28%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jamaica, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; I'm applying for this loan to upset another loan of a higher rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">790-794</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,726.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298242">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298242</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298242</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298242. Member loan 2298242 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Krys Jacobs </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAINT JACOB, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Krys Jacobs </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I have credit card debt that has higher interest. It never seems to go down even though I pay more per month.Want all paid off in 3 years and one payment per mo.Debt was mostly from trying to finish construction on our home.&lt;br&gt;&lt;br&gt; Borrower added on 12/07/12 &gt; Credit card debt. Was trying to finish home to move into and ran out of money a few years ago. Have shredded most cards have been trying to pay them off. Visicous circle with high interest. This will pay them all off within 3 years.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,661.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298250">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298250</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298250</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298250. Member loan 2298250 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">American Carpet One</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.21%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HONOLULU, HI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">American Carpet One</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,236.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298315">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298315</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298315</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298315. Member loan 2298315 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,832 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Penske Truck Leasing</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Calhoun, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Penske Truck Leasing</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$51,124.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298320">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298320</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298320</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298320. Member loan 2298320 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UISD  </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAREDO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UISD  </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,486.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298359">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298359</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298359</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298359. Member loan 2298359 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Safeway Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.21%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORTH POLE, AK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Safeway Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,605.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">99.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298361">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298361</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298361</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298361. Member loan 2298361 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,740 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USPS OIG</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fullerton, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USPS OIG</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; This loan is to pay off high interest credit cards in 5 years versus the rest of our life.&lt;br&gt;&lt;br&gt;  Borrower added on 12/03/12 &gt; And to improve our fico score.  Have never been late on anything and fico is hurting us because creditors lowered all of our credit limits to what our balance is so everything is maxed.&lt;br&gt;&lt;br&gt; Borrower added on 12/03/12 &gt; This loan would help us payoff a large chunk of credit cards in 5 years and help improve our fico score. Payment would be about the same as what we pay now on the cards we wanna pay off.  Benefit would be they would be paid in 5 years.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$73,137.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298368">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298368</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298368</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298368. Member loan 2298368 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kimiecik Landscaping</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FLORIDA, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kimiecik Landscaping</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Ive decided to purchase a automatic standby generator with automatic transfer switch. After hurricane Sandy we were without power for 11 days. My small generator did just fine however sitting in line for fuel for hours made this decision pretty easy for me.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,036.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298371">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298371</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298371</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$26,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298371. Member loan 2298371 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,067 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Champion Technoligies</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AZTEC, NM</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Champion Technoligies</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; debit consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,854.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298372">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298372</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298372</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298372. Member loan 2298372 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JP Morgan Chase Bank NA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JP Morgan Chase Bank NA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,248.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298382">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298382</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298382</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298382. Member loan 2298382 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gallup McKinley County Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.88%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Navajo, NM</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gallup McKinley County Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2008</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,477.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298389">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298389</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298389</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298389. Member loan 2298389 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Strand</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COLUMBIA, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Strand</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; consolidating four credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,171.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298402">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298402</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298402</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298402. Member loan 2298402 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Round Star inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.01%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BROOKLYN, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Round Star inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; Pay off credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,079.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298438">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298438</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298438</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298438. Member loan 2298438 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PSC Environmental, LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PORTLAND, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PSC Environmental, LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,174.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298469">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298469</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298469</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298469. Member loan 2298469 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DU BOIS, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,212.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298484">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298484</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298484</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298484. Member loan 2298484 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">High Tech Plastics</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AMERICAN FORK, UT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">High Tech Plastics</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,067.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298506">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298506</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298506</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.28%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298506. Member loan 2298506 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Naugatuck, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$226.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298537">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298537</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298537</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298537. Member loan 2298537 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brooklyn, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">755-759</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1982</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,730.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298544">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298544</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298544</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298544. Member loan 2298544 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Spacefitters </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEWINGTON, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Spacefitters </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,169.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298556">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298556</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298556</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298556. Member loan 2298556 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">north bay portables</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SANTA ROSA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">north bay portables</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; Consiladate debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2008</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,629.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298565">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298565</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298565</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,675</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298565. Member loan 2298565 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cigna</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Arlington Heights, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cigna</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Strong income and credit score.  Recently reduced mortgage rate from 6.375% to 4.125%.  Final car payment in January, 2013.  Former Lending Club customer who paid off a loan in the past.  &lt;br&gt;&lt;br&gt;Borrowing money at a lower rate than my credit card, and to do some needed remodeling on the house.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$70,764.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298573">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298573</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298573</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,950</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298573. Member loan 2298573 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PEORIA, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; To pay of c.c.'s&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$34,664.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298586">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298586</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298586</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298586. Member loan 2298586 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UPS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ALTAMONT, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UPS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; Debit consolidation,loan pay off.&lt;br&gt;&lt;br&gt; Borrower added on 12/02/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,373.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298601">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298601</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298601</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298601. Member loan 2298601 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Crawford and company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CUMMING, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Crawford and company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,233.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298607">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298607</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298607</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298607. Member loan 2298607 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Ridge School & Pawling Cntrl Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.34%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SALT POINT, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Ridge School & Pawling Cntrl Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; The Town where I reside has mandated that I make improvements to my home in order to close out open building permits. I will lose my home if I can't afford to do this.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,611.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298615">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298615</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298615</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298615. Member loan 2298615 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Regency General Contractors</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COSTA MESA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Regency General Contractors</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; consolidate credit card debt.&lt;br&gt;&lt;br&gt; Borrower added on 12/02/12 &gt; consolidate credit card debt.&lt;br&gt;been paying my bills on time.&lt;br&gt;$900.00&lt;br&gt;I have been with current employer past 7 years, it seems very promising down the road to become a bord member.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,335.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298625">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298625</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298625</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298625. Member loan 2298625 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Baker Hughes Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Foss, OK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Baker Hughes Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,667.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298645">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298645</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298645</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298645. Member loan 2298645 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TRIDENT CONSULTING INC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FOSTER CITY, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TRIDENT CONSULTING INC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; Requesting Loan for Debt Consolidation. Credit Card companies are charging high interest. The balance never seems to reduce. Current credit card balances: $11938.37, $2785.31, $2347.01, $1470.09, $1431.26, $1343.63, $1259.29, $473.80. Total $23048.76. Will fund a part from my Salary. Thank you.&lt;br&gt;&lt;br&gt;  Borrower added on 12/03/12 &gt; I have never ever missed a payment till date! My Experian credit report 12-02 says: &quot;You have done a great job at making all of your payments on time...&quot; I have a good job &amp; with this loan, I will be able to save more especially since I will save on huge interest payments on credit cards. Thank You&lt;br&gt;&lt;br&gt;  Borrower added on 12/03/12 &gt; I have NEVER missed any payments till date. My EQUIFAX Credit Report dated 11/30 says:&lt;br&gt;Payment History: Your history of paying bills on time: Excellent.&lt;br&gt;&lt;br&gt;Thank you very much for your funding.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2008</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,220.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298660">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298660</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298660</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298660. Member loan 2298660 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,058 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">scheurer hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PIGEON, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">scheurer hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1978</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,587.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298670">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298670</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298670</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298670. Member loan 2298670 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mutual of America</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.02%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRONX, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mutual of America</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; Debt Consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,623.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298676">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298676</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298676</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,075</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298676. Member loan 2298676 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,942 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Campbell union high school </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN JOSE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Campbell union high school </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; I am just trying to pay off my cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,518.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298677">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298677</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298677</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298677. Member loan 2298677 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nabisco</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ANCHORAGE, AK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nabisco</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; Simply consolidating all my credit cards.  Good stable job of 20 years&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,325.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298703">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298703</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298703</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298703. Member loan 2298703 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">YORBA LINDA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; We are looking into getting our interest rates down so more of our payment goes to the principle and we can get out of debt for good.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,533.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298721">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298721</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298721</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298721. Member loan 2298721 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KBR, INC., SEII</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">vernon, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KBR, INC., SEII</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; Loan request is for home improvement.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2008</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,347.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298734">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298734</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298734</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298734. Member loan 2298734 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Incomm</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Atlanta, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Incomm</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,558.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298746">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298746</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298746</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298746. Member loan 2298746 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,381 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. Government</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FEDERAL WAY, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. Government</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,815.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">92.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298756">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298756</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298756</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298756. Member loan 2298756 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Xtime</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dublin, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Xtime</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Stabilizing the finances with a term based apr loan. This will help our family lead to a planned way of getting rid of this credit card debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$38,462.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298759">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298759</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298759</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298759. Member loan 2298759 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.18%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wilsonville, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; My loan request is to consolidate credit card debt. To begin the new year with a new outlook, new goals and new aspirations.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,461.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298772">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298772</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298772</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298772. Member loan 2298772 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,427 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CTS Telecommunications</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Newark, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CTS Telecommunications</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,920.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298800">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298800</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298800</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298800. Member loan 2298800 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ansell Grimm & Aaron</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WEST LONG BRANCH, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ansell Grimm & Aaron</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; The loan is to pay off my credit card debt by consolidating them to a lower interest rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1983</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$40,433.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298807">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298807</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298807</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298807. Member loan 2298807 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,286 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Walmart</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.28%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VERO BEACH, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Walmart</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; I want to consolidate debt and pay medical bills...just had surgery, owe approximately $10,000&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$35,504.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298828">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298828</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298828</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298828. Member loan 2298828 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JBS United</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROYAL, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JBS United</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; just a little help to get over the hump&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,660.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298830">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298830</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298830</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298830. Member loan 2298830 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,225 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Big y</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.39%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Agawam, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Big y</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1983</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,654.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298841">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298841</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298841</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.83%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298841. Member loan 2298841 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,483 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The society Of The Fourarts</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WEST PALM BEACH, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The society Of The Fourarts</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; consolidate all my debts into one   payment&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1981</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,309.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298855">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298855</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298855</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298855. Member loan 2298855 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">beth israel medical center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ELMONT, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">beth israel medical center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,812.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298858">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298858</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298858</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298858. Member loan 2298858 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">McEnearney Associates, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.21%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WASHINGTON, DC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">McEnearney Associates, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,021.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298873">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298873</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298873</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298873. Member loan 2298873 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Green Shed Renovations</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">METHUEN, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Green Shed Renovations</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,198.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298898">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298898</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298898</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298898. Member loan 2298898 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Workforce Outsource Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">newark, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Workforce Outsource Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Want to put the money I pay into all my credit cards montly into a loan that has a smaller interest and is 1 payment a month equivalent to what i pay the credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2008</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,940.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298927">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298927</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298927</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298927. Member loan 2298927 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">werner ent</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FAYETTE, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">werner ent</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Adding garage&lt;br&gt;&lt;br&gt; Borrower added on 12/03/12 &gt; garage&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,744.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">97.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298936">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298936</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298936</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.83%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298936. Member loan 2298936 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sunoco Logistics</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bay City , TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sunoco Logistics</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I have a stable job. However I have put into place steps to make sure this loan gets paid back. Life, disability insurance and a few months pay into my savings account. I believe in loyalty. If I am going to ask investors to help me. I am going to make sure there are safeguards in place for them.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,612.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">95.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298946">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298946</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298946</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298946. Member loan 2298946 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Vendue Inn</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHARLESTON, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Vendue Inn</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Pay off credit card with high interest&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,870.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298948">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298948</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298948</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298948. Member loan 2298948 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Holy Cross Anesthesia Associates</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.22%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chevy Chase, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Holy Cross Anesthesia Associates</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Funding requested to help remodel kitchen in a recently purchased house. Thank you!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,086.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298949">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298949</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298949</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.76%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298949. Member loan 2298949 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LILLY INVESTMENT INC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHICAGO, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LILLY INVESTMENT INC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; TO EXPAND MY AUTO PARTS BUSINESS.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,421.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298969">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298969</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298969</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298969. Member loan 2298969 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. Army</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Raeford, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. Army</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,959.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298983">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298983</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298983</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298983. Member loan 2298983 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BarkleyREI</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ARVADA, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BarkleyREI</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Over the past few years after a some personal hardships, my credit card balances have crept up.  I pay well more than the minimum each month, but with the high interest rates it's hard to get ahead.  Ultimately I'm trying to save to buy a house.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,128.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299009">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299009</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299009</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299009. Member loan 2299009 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BUFFALO, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; I would like to consolidate current credit cards and a personal loan&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,115.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299015">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299015</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299015</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299015. Member loan 2299015 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$857 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">117.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Princess Anne , MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; I will be using this loan to pay off my Chase Credit Cards, , HSBC, Lowes, and Dell Credit.  By Getting this loan I will be able to cut down time on these loans and will be able to pay them off fast and will lower the interest rates and will be able to raise my credit score!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,259.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299017">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299017</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299017</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,650</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299017. Member loan 2299017 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,160 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brackett Imports</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HYANNIS, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brackett Imports</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; to refinance my credit cards to a lower interest rate, thank you.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,650.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299026">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299026</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299026</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299026. Member loan 2299026 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jeromey lesperance</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">irrigon, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jeromey lesperance</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,407.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299034">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299034</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299034</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$34,475</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299034. Member loan 2299034 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LBUSD</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Long Beach, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LBUSD</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I am using these funds to pay off credit card debt in a faster fixed manner.  It will take me years to pay off this debt where as with this loan I know it will be payed off in 36 months or less.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$122,925.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">97.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299056">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299056</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299056</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299056. Member loan 2299056 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RMC Vanguard</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.85%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DETROIT, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RMC Vanguard</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,332.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299077">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299077</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299077</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299077. Member loan 2299077 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Waupaca Foundry, Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.59%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Almond, WI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Waupaca Foundry, Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,537.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299079">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299079</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299079</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299079. Member loan 2299079 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">R&G Excavating</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GERVAIS, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">R&G Excavating</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,318.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299087">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299087</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299087</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299087. Member loan 2299087 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cabinetparts</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Coral Springs, MT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cabinetparts</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">815-819</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,540.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299092">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299092</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299092</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299092. Member loan 2299092 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Viracon</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.22%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BLUE EARTH, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Viracon</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; To do some refinancing&lt;br&gt;&lt;br&gt; Borrower added on 12/03/12 &gt; doing some refinancing&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1968</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,572.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299095">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299095</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299095</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299095. Member loan 2299095 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cushman & Wakefield</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WALTHAM, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cushman & Wakefield</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; This is to pay off 9 credit cards that will actually end up saving me money and with a new baby on the way this will help out immensely!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,645.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299098">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299098</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299098</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299098. Member loan 2299098 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Belair Road Supply Co., Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.01%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LUSBY, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Belair Road Supply Co., Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; We are interested in a debt consolidation loan that will allow us to pay off a large portion of our revolving debt in a short period.  Our children are reaching college age and the 36 month term offered allows us to plan for the future as well as see an end in sight for reducing our overall debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,804.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299104">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299104</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299104</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299104. Member loan 2299104 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$50,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Zipworks</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.93%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fort Lauderdale, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Zipworks</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">770-774</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$44,162.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299112">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299112</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299112</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299112. Member loan 2299112 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,355 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOCKPORT, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,176.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299114">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299114</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299114</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299114. Member loan 2299114 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,975 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dublin Baptist Church</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Grove City, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dublin Baptist Church</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; To consolidate several bills into one payment with lower interest&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,745.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299115">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299115</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299115</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299115. Member loan 2299115 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">charlotte pipe and foundry</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.28%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MONROE, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">charlotte pipe and foundry</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; to pay off 90% of my debt to get my wife and i back on our feet to live a happier life&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,097.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299117">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299117</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299117</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299117. Member loan 2299117 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.65%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SOUTHOLD, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I am borrowing this amount to do home improvements like replace a failed cesspool, replace a gas fireplace with a wood burning insert, reinsulate and pay off higher rate credit cards and debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299120">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299120</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299120</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299120. Member loan 2299120 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">grayslake, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; to pay off crdit cards&lt;br&gt;&lt;br&gt;  Borrower added on 12/07/12 &gt; credit card bill consolidation pay these off at abetter rate and years paid off.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">790-794</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1975</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,946.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299126">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299126</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299126</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299126. Member loan 2299126 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Heavenly Smiles Dental</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HENDERSON, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Heavenly Smiles Dental</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; There is a great opportunity now to purchase home in Henderson where adding those money to already saved ones will give me the opportunity&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,539.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299144">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299144</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299144</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299144. Member loan 2299144 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wilmington Parking Authority</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WILMINGTON, DE</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wilmington Parking Authority</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1981</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$45,267.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">92.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299166">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299166</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299166</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299166. Member loan 2299166 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chase Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wheeling, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chase Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; get me out of debt, almost there!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,320.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299167">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299167</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299167</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299167. Member loan 2299167 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,729 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Barth Tax & Finanical</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GLOUCESTER CITY, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Barth Tax & Finanical</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; My loan is for majority home improvements.  The house I share with my fiancee we were able to complete the downstairs but ran out of money to be able complete upstairs. We are planning a wedding so money would be for that too as well has paying some credit card debt off.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,943.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299172">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299172</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299172</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299172. Member loan 2299172 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,617 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOUISVILLE, KY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,859.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299175">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299175</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299175</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,900</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299175. Member loan 2299175 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,848 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Amitesh Patel, D.D.S.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROHNERT PARK, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Amitesh Patel, D.D.S.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,402.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299190">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299190</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299190</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299190. Member loan 2299190 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,042 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JPMorgan Chase</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW YORK, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JPMorgan Chase</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Leveraged credit to try to save a failing restaurant venture. Requesting this loan to consolidate debt so that payments can be made and fulfilled.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1978</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$43,998.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299198">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299198</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299198</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299198. Member loan 2299198 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">nyct</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">brooklyn, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">nyct</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Want to get out of &ccedil;redit card debt. It has been a long time with it. Feel like Iam never going to get out of it .want to start 2013 with a new slate with this loan&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,374.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299200">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299200</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299200</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299200. Member loan 2299200 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,700 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">REVERE, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,310.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299212">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299212</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299212</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,925</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299212. Member loan 2299212 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,700 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Master Communications Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAINT LOUIS, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Master Communications Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; I would like to use the loan  for all my debt consolidation.  I have a good job and have been in this field for over 28 years.  I am actively working on being debt free in a 5 year plan. Having a fixed rate.would go a long way  in making this possible.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,726.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299244">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299244</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299244</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299244. Member loan 2299244 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ashley Furniture</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.18%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DURAND, WI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ashley Furniture</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; pay my credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,760.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299275">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299275</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299275</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299275. Member loan 2299275 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Parque Vista Apartments, L.P.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN FRANCISCO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Parque Vista Apartments, L.P.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Credit card debt refiance to lower intererest rates on current credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1966</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$34,284.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299286">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299286</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299286</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299286. Member loan 2299286 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW ENGLAND MOTOR FREIGHT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PAWTUCKET, RI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW ENGLAND MOTOR FREIGHT</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; clear up credit cards&lt;br&gt;&lt;br&gt; Borrower added on 12/04/12 &gt; clear up credit card debt&lt;br&gt;&lt;br&gt; Borrower added on 12/04/12 &gt; clear up credit card debt&lt;br&gt;&lt;br&gt; Borrower added on 12/04/12 &gt; clear up credit card debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1967</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,874.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299300">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299300</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299300</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299300. Member loan 2299300 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brackens True Value</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ENTERPRISE, UT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brackens True Value</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; I currently pay over $1000.00 a month towards debt and I am hoping to consolidate that into one lower monthly payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,335.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299301">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299301</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299301</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299301. Member loan 2299301 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,989 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Empower FCU</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.79%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EAST SYRACUSE, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Empower FCU</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Consolidate credit cards to a lower rate and one payment&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,683.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299340">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299340</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299340</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299340. Member loan 2299340 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,909 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NYS DOCCS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EAST ROCHESTER, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NYS DOCCS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,038.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299346">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299346</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299346</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299346. Member loan 2299346 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GREAT NECK, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,731.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299357">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299357</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299357</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299357. Member loan 2299357 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">bros carpentry</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gloucester, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">bros carpentry</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; i want to refinance credit into lower monthly payment&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,632.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299360">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299360</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299360</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299360. Member loan 2299360 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Federal Bureau of Prisons</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LIBERTY, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Federal Bureau of Prisons</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,514.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299362">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299362</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299362</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299362. Member loan 2299362 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Monterey Plaza Hotel & Spa</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SALINAS, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Monterey Plaza Hotel & Spa</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I have taken out smaller high interest loans and I am spending a fortune in interest. This loan will pay off my high interest loans along with a credit card bill and I will save more then $4,500 in interest over 3 years.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,974.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299363">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299363</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299363</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299363. Member loan 2299363 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.40%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OVERLAND PARK, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,683.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299370">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299370</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299370</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$32,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299370. Member loan 2299370 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Flynns automotive</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.65%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PITTSBURGH, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Flynns automotive</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; to roll all my payments into one payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,538.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299379">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299379</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299379</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$29,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299379. Member loan 2299379 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lake County Captains</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.40%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">University Heights, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lake County Captains</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">765-769</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,043.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299391">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299391</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299391</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$26,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299391. Member loan 2299391 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Citescape LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CLEARWATER, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Citescape LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; This loan is consolidate credit card and misc debt into one easy payment.&lt;br&gt;&lt;br&gt;  Borrower added on 12/04/12 &gt; We choose a longer term so that the payment would lower, but we have a good record of paying extra and ahead on our obligations.  Thanks So Much for investing in our funding.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,985.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299397">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299397</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299397</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299397. Member loan 2299397 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">leisure  time  products</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SILOAM SPRINGS, AR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">leisure  time  products</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,517.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299407">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299407</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299407</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$33,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299407. Member loan 2299407 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,654 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bloomington Public Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SPRINGFIELD, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bloomington Public Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; with this debt consolidation I will be paying less per month while paying the debt off faster. Better alternative than cashing out the retirement.  Thank you.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,682.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299425">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299425</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299425</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299425. Member loan 2299425 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Regeneron</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TROY, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Regeneron</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; The loan will reduce interest rate currently paying  and payoff 2 accounts. The new 3 year term consolidation will effectively have a lower monthly payment and the new amortization schedule will be paid off faster.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1983</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,993.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299426">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299426</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299426</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299426. Member loan 2299426 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Faltisek Paving</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EL CAMPO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Faltisek Paving</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,655.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299436">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299436</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299436</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299436. Member loan 2299436 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EGUSD</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SACRAMENTO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EGUSD</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Credit Card Consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$39,656.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299445">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299445</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299445</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299445. Member loan 2299445 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Deninos south</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STATEN ISLAND, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Deninos south</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2009</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,975.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299449">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299449</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299449</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299449. Member loan 2299449 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">exclusive fresh inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.59%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN FRANCISCO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">exclusive fresh inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; for pay off  high interest credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,260.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299467">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299467</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299467</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299467. Member loan 2299467 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Child DEvelopment</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">tamaqua, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Child DEvelopment</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,647.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299504">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299504</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299504</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299504. Member loan 2299504 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NYPD</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STATEN ISLAND, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NYPD</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Credit cards APR is way to high, want to get rid of the credit card debt and the credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$35,744.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299505">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299505</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299505</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299505. Member loan 2299505 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN DIEGO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,351.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299531">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299531</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299531</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299531. Member loan 2299531 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Associated Foods Lins Pharmacy</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Enoch, UT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Associated Foods Lins Pharmacy</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I want to consolidate some loans to have a more affordable payment&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$49,680.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299548">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299548</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299548</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299548. Member loan 2299548 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Steamfitters L.U.638</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RONKONKOMA, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Steamfitters L.U.638</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Rebuilt house over the past 2 years. Cost overrun. Wish to get rid of high interest credit card debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,229.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299549">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299549</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299549</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299549. Member loan 2299549 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sams club</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JONESBORO, AR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sams club</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,294.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299558">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299558</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299558</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299558. Member loan 2299558 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,665 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cal Fire/Butte County Fire</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.39%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Oroville, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cal Fire/Butte County Fire</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; I wish to clean up my debt and improve my financial security. I have been at my very stable job for 11 years. I have every intention of paying my loan back early as I have done with previous loans I have had.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,571.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299560">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299560</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299560</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299560. Member loan 2299560 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOUSTON, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1979</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,664.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299566">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299566</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299566</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$32,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299566. Member loan 2299566 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Spring ISD</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SPRING, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Spring ISD</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$39,056.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299573">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299573</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299573</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299573. Member loan 2299573 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mount Sinai Medical Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BROOKLYN, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mount Sinai Medical Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$47,013.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299575">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299575</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299575</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,950</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299575. Member loan 2299575 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wal-Mart</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WARREN, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wal-Mart</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,392.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299579">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299579</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299579</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299579. Member loan 2299579 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">cipco boarding co inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EAST ROCKAWAY, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">cipco boarding co inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,053.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299599">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299599</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299599</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,725</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299599. Member loan 2299599 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">North Naples fire dept</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fort Myers, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">North Naples fire dept</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">765-769</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299616">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299616</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299616</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,775</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299616. Member loan 2299616 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,292 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jack Henry and associates</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PINEVILLE, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jack Henry and associates</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; credit card consolidation&lt;br&gt;&lt;br&gt;  Borrower added on 12/04/12 &gt; Intent for loan is to consolidate credit card bills to one convenient monthly payment.  Currently I have all credit card payments auto debited from my account with intended complete payoff by June of 2016.  This loan would create 1 auto debit payment and shorten my payoff plan.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,768.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299617">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299617</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299617</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299617. Member loan 2299617 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">los angeles county</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RIALTO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">los angeles county</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I need this loan the pay off credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,166.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299628">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299628</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299628</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299628. Member loan 2299628 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Philadelphia </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Philadelphia, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Philadelphia </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,097.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299641">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299641</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299641</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299641. Member loan 2299641 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UNITED STATES ARMY</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WATERTOWN, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UNITED STATES ARMY</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I'm a US Soldier looking to use this money to help me pay off my credit cards. I deploy next year and I want to be free of this debt in case something happens. Thank you.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,647.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299650">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299650</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299650</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299650. Member loan 2299650 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Williams Int</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WHITE LAKE, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Williams Int</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,044.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299667">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299667</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299667</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299667. Member loan 2299667 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,196 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Huntsman</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEDERLAND, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Huntsman</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; credit card consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,966.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299684">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299684</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299684</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299684. Member loan 2299684 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.39%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAKE WORTH, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,782.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299685">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299685</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299685</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,825</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299685. Member loan 2299685 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rollstone Bank & Trust</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.91%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fitchburg, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rollstone Bank & Trust</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I've lived beyond my means for a very long time, and am tired of it.  I've sought financial counceling and am working with an advisor to create a viable budget.  Additionally, I am actively seeking a 2nd job to assist with paying down my debt/building a nest egg.  Thank you for your consideration.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,806.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299701">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299701</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299701</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299701. Member loan 2299701 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COSMOS ATUO PARTS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRICK, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COSMOS ATUO PARTS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; MY LOAN IS TO PAY OFF A FEW CREDIT CARDS AND TO PAY A LAWYER FEE.WITH ALITTLE LEFT OVER IN CASE OF ANY EMERGENCIES THAT MAY ARISE&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,007.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299712">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299712</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299712</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299712. Member loan 2299712 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,710 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Worldwide Cargo Logistics Americas LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.91%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Doral, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Worldwide Cargo Logistics Americas LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,347.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299731">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299731</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299731</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299731. Member loan 2299731 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Seneca Foods</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BARABOO, WI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Seneca Foods</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,739.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299751">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299751</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299751</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299751. Member loan 2299751 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sikorsky</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.59%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROCHESTER, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sikorsky</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,673.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299755">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299755</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299755</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299755. Member loan 2299755 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NetJets</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Port Saint Lucie, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NetJets</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Hi Everyone,&lt;br&gt;&lt;br&gt;I am using this money to purchase some HMI lighting for my production company.  I have had other loans in the past with The Lending Club and I have paid them off on time.  I have excellent credit and a fantastic track record with The Lending Club.  Contact me for any questions.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">790-794</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1971</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,457.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299759">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299759</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299759</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299759. Member loan 2299759 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DSCI Corporation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BOSTON, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DSCI Corporation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; This is a consolidation of my last two high interest credit card balances so I can pay them off and retire my debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$47,242.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299773">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299773</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299773</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299773. Member loan 2299773 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dominion Power</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SUFFOLK, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dominion Power</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,269.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299795">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299795</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299795</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299795. Member loan 2299795 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.53%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Princeton, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$43,206.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299802">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299802</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299802</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299802. Member loan 2299802 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Univar USA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cardiff, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Univar USA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Debt Consolidation&lt;br&gt;&lt;br&gt;  Borrower added on 12/04/12 &gt; debt consolidation, very high credit score&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">755-759</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,928.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299825">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299825</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299825</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299825. Member loan 2299825 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Philips Medical</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHARDON, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Philips Medical</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,675.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299834">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299834</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299834</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,925</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299834. Member loan 2299834 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,664 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">schneider national</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RANCHO CUCAMONGA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">schneider national</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; paying off bofa credit card $8200 wells fargo $10600 sears $4871instead of 15 to twenty years to pay off these loans i can know be done in only 5 years..and will pay off all of my smaller debt with my tax return in in total i will be saving 250.00 per month in mothly bills, and have only one payment&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,599.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299838">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299838</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299838</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299838. Member loan 2299838 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,058 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Colorado Springs, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; This will allow me to pay cards so that may be able to save more each month.&lt;br&gt;&lt;br&gt; Borrower added on 12/03/12 &gt; This loan will allow me to pay off the majority of my credit cards so that I can cancel them. And I will be able to save more each month.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,342.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299843">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299843</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299843</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$31,825</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299843. Member loan 2299843 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">H&R Block</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LENEXA, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">H&R Block</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,758.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299855">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299855</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299855</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$26,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299855. Member loan 2299855 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Marietta City Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DALLAS, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Marietta City Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I want to consolidate some of my debt and medical expenses not covered by my insurance company.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,826.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299859">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299859</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299859</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299859. Member loan 2299859 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Friedman Williams Group</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.34%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BROOKLYN, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Friedman Williams Group</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,581.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299866">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299866</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299866</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299866. Member loan 2299866 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,125 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Trattoria La Festa</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WOLCOTT, VT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Trattoria La Festa</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Recent big life changes including buying a home, hoping to consolidate my high interest debt in order to pay it off faster.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,442.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299886">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299886</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299886</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299886. Member loan 2299886 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DENVER, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,428.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299891">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299891</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299891</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299891. Member loan 2299891 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,769 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Scottsdale Healthcare</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ANTHEM, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Scottsdale Healthcare</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,427.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299894">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299894</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299894</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299894. Member loan 2299894 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">American Mold Remediation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.21%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ACME, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">American Mold Remediation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,654.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299905">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299905</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299905</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299905. Member loan 2299905 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of Alabama</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VALLEY GRANDE, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of Alabama</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; I need to consolidate my credit card bills, this loan will give me better rates&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,587.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299929">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299929</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299929</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299929. Member loan 2299929 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.02%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAS VEGAS, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,394.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299935">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299935</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299935</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299935. Member loan 2299935 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NHRMC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.59%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WILMINGTON, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NHRMC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,653.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299951">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299951</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299951</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299951. Member loan 2299951 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CNB Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRADFORD, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CNB Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,446.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299958">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299958</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299958</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">24.89%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299958. Member loan 2299958 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,131 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CARTWRIGHT INC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.59%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EL CAJON, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CARTWRIGHT INC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,738.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299961">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299961</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299961</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299961. Member loan 2299961 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Dallas</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DESOTO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Dallas</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Credit payoff&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,026.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299968">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299968</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299968</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299968. Member loan 2299968 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pierremont Townhomes (HOA)</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GARLAND, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pierremont Townhomes (HOA)</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Debt consolidation.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,068.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299969">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299969</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299969</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299969. Member loan 2299969 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,208 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Societe Generale</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WEST HEMPSTEAD, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Societe Generale</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,141.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299971">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299971</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299971</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299971. Member loan 2299971 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">manager</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">nuevo ca, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">manager</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; I want to buy a new business place&lt;br&gt;&lt;br&gt; Borrower added on 12/03/12 &gt; I want to buy a new business place&lt;br&gt;&lt;br&gt; Borrower added on 12/03/12 &gt; I would like a loan for my business because i would like to remodel it to get more money and more clients and so the clients could feel good about the business and want to come back&lt;br&gt;&lt;br&gt; Borrower added on 12/03/12 &gt; i want a loan for my business because this is a good aportuniti to remodle my business and to get more money and get more clients so they can feel good and come back to the business so if you could please give me the loan i would be really thankful and also  my employes would be happy thank you much&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,580.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299972">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299972</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299972</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299972. Member loan 2299972 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nyack schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TAPPAN, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nyack schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; We are currently remodeling a few rooms in our house including the bathrooms and we would like to use the money for all fixtures and appliances&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,492.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299992">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299992</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299992</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299992. Member loan 2299992 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,308 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Concord Fire Protection</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.15%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BUTLER, KY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Concord Fire Protection</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I have about 23,000 dollars worth of credit card debt, I pay the minimum plus a few dollars every month and the debt doesn't seem to shrink. I pay over 1,000 dollars a month just for credit cards. This loan would allow me to get financially healthy.&lt;br&gt;&lt;br&gt;  Borrower added on 12/04/12 &gt; Good bye credit cards!!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,448.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299994">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299994</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299994</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299994. Member loan 2299994 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BAE Systems</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Renfrew, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BAE Systems</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; An ATV for use around home.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$42,696.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300001">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300001</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300001</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300001. Member loan 2300001 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.18%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Colchester, VT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,126.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300012">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300012</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300012</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300012. Member loan 2300012 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Perfection Associates</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KALAMAZOO, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Perfection Associates</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Consolidation&lt;br&gt;&lt;br&gt;  Borrower added on 12/05/12 &gt; To consolidate other outstanding bills to have one payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,052.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300017">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300017</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300017</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300017. Member loan 2300017 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,975 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sodexo</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.53%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DUNCAN, OK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sodexo</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,092.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300029">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300029</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300029</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,650</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300029. Member loan 2300029 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wells Fargo</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FRIDLEY, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wells Fargo</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Just want to do a consolidation and get all debt payments consolidated and paid faster.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,456.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300056">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300056</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300056</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,950</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300056. Member loan 2300056 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SCR Transportion</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MARKHAM, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SCR Transportion</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,249.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300074">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300074</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300074</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300074. Member loan 2300074 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW YORK, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; to repaid credit card&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,211.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300076">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300076</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300076</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,950</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300076. Member loan 2300076 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Twin Cities Labatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.85%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAINT PAUL, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Twin Cities Labatory</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,154.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300078">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300078</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300078</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300078. Member loan 2300078 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cost-Less</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TURLOCK, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cost-Less</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,839.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300088">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300088</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300088</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300088. Member loan 2300088 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pfizer</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KALAMAZOO, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pfizer</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$35,032.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300092">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300092</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300092</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300092. Member loan 2300092 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,084 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">General Dynamics</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CULLMAN, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">General Dynamics</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I was trying to consolidate my loan to help with monthly income.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,205.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300115">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300115</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300115</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300115. Member loan 2300115 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,296 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Asplundh Tree Expert Co.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Willow wood, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Asplundh Tree Expert Co.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; I plan to pay off all credit cards and my car and will be debt free from all major bills. My job is a very good job and make good pay. I want to pay off bills faster and be abel to have money for unexpected expences. And save money to pay this loan off faster with haveing about 1200.00 dollars extra&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,714.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300118">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300118</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300118</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300118. Member loan 2300118 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">International Business Machines Corp</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Powder Springs , GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">International Business Machines Corp</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,148.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300132">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300132</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300132</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300132. Member loan 2300132 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gramercy Park Hotel</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WEST ORANGE, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gramercy Park Hotel</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,028.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300139">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300139</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300139</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300139. Member loan 2300139 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,458 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stark Carpet Corp.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STOUGHTON, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stark Carpet Corp.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; This loan is for some needed credit card relief turning everything into one lump sum and avoiding the fees and APR's from credit cards is a relief.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,858.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300141">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300141</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300141</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300141. Member loan 2300141 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.53%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BEAUMONT, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; PAY OFF MY CREDIT CARDS&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,308.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300142">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300142</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300142</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300142. Member loan 2300142 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,519 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Department of Veterans Affairs</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WESLEY CHAPEL, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Department of Veterans Affairs</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Looking for a company to reduce my debt without the complexity of traditonal bank lending&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,768.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300146">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300146</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300146</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300146. Member loan 2300146 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Midland College</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.99%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Odessa, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Midland College</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Have had some periods of unemployment and got behind. Am back on track now and looking for the cheapest, fastest and easiest way to get out of debt. Thanks for your help.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,731.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300155">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300155</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300155</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300155. Member loan 2300155 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of VA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIDLOTHIAN, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of VA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,822.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300181">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300181</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300181</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300181. Member loan 2300181 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,170 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chappaqua Central School district</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New Fairfield, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chappaqua Central School district</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,172.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300183">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300183</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300183</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,950</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300183. Member loan 2300183 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bio PAPPEL international</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN RAFAEL, NM</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bio PAPPEL international</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,827.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300225">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300225</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300225</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300225. Member loan 2300225 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">bank of america</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.91%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DUARTE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">bank of america</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,943.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300239">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300239</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300239</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300239. Member loan 2300239 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">south gate, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; looking to purchase a used mini van&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,258.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300244">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300244</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300244</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.95%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300244. Member loan 2300244 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,370 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Adams 12 Five Star Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.65%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORTHGLENN, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Adams 12 Five Star Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Loan will be used for debt consolidation and to pay off high limit credit card debt at well known financial institutions as well as local store chains.  This debt consolidation loan would improve my current financial outlook and would provide further savings on a monthy basis.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,720.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300249">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300249</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300249</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300249. Member loan 2300249 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,581 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of Illinois</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHICAGO, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of Illinois</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Loan is to pay off current bills with higher interest rates.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1978</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,892.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300260">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300260</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300260</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300260. Member loan 2300260 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PITTSBURG, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I wish to pay off my credit cards and have 1 easy payment. I feel this will increase my credit score .&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,078.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300262">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300262</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300262</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300262. Member loan 2300262 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,372 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pacific Gas & Electric Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pacifica, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pacific Gas & Electric Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Credit card consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">775-779</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,313.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300277">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300277</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300277</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300277. Member loan 2300277 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sitzmann Morris & Lavis</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Ramon, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sitzmann Morris & Lavis</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; To consolidate multiple credit card and loan payments in to one.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,693.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300280">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300280</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300280</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300280. Member loan 2300280 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SDDC US Army</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">O FALLON, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SDDC US Army</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,898.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300283">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300283</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300283</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300283. Member loan 2300283 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kindred Healthcare</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LISLE, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kindred Healthcare</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; After a Master's degree, my dad's job loss, and my grandma who passed with too much love and pride to tell her family about a reverse mortgage, I attempted to help my family and gain my education. I truly look forward to being debt free, and having my hard earned income invested and plan my future!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,584.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300286">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300286</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300286</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300286. Member loan 2300286 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,900 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Paisano Redi Mix</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ARLINGTON, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Paisano Redi Mix</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; debt consolidation  and repairs to my house.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,376.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300289">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300289</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300289</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300289. Member loan 2300289 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,140 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Decorative Painting & Design</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BIRMINGHAM, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Decorative Painting & Design</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,008.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300321">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300321</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300321</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300321. Member loan 2300321 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SANTA ROSA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$39,574.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300330">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300330</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300330</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300330. Member loan 2300330 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Deptartment of Homeland Security</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.15%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FLOWER MOUND, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Deptartment of Homeland Security</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$47,163.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300343">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300343</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300343</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300343. Member loan 2300343 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dayton High School</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dayton, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dayton High School</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,124.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300345">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300345</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300345</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300345. Member loan 2300345 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CENTERLIGHT HEALTH CARE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRONX, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CENTERLIGHT HEALTH CARE</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,206.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300360">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300360</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300360</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300360. Member loan 2300360 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,875 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wells Fargo N.A.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BELLEVUE, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wells Fargo N.A.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Need to raise $8000 to pay off my Nordstrom Credit card balance, I used the card to pay for my college expenses in 2007 - 2009. If the amount is successfully fund by lendingclub investors, I can make additional $150 principle payment every month and pay off my debt faster in 2 years.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,880.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300364">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300364</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300364</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,850</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300364. Member loan 2300364 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Meyer and LUNDAHL</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PHOENIX, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Meyer and LUNDAHL</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,863.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300373">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300373</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300373</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300373. Member loan 2300373 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Army</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EL PASO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Army</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,259.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300376">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300376</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300376</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300376. Member loan 2300376 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UCLA Health System</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RESEDA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UCLA Health System</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,895.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300390">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300390</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300390</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,825</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300390. Member loan 2300390 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Milwaukee, WI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; I'm currently seeking funding for a downpayment to buy a recreational co-ed sports league I have been working at since 2005. The business has been around since 2000. Small investment for a business that has seen a six figure gross every year since 2002. Thank You!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,336.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300405">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300405</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300405</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300405. Member loan 2300405 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Knights Service Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PIQUA, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Knights Service Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,480.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300408">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300408</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300408</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300408. Member loan 2300408 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Menlo park</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sunnyvale, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Menlo park</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; This loan is to pay off/close higher interest credit cards with a payment schedule and interest rate from lending club that will allow me to pay off debt in a reasonable amount of time. Credit card usage occurred in the past.  All payment obligations are being met without issue.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,485.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300412">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300412</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300412</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$26,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300412. Member loan 2300412 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delta Airlines</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SALT LAKE CITY, UT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delta Airlines</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Debit consolidation so that i can begin building my real estate portfolio.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,447.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300428">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300428</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300428</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300428. Member loan 2300428 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FBI</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stockton, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FBI</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1983</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$444.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300434">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300434</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300434</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300434. Member loan 2300434 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ucla</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WESTLAKE VILLAGE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ucla</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; reduce and consolidate credit card debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,014.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300437">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300437</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300437</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300437. Member loan 2300437 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">R/GA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chicago, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">R/GA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I have a few student loans and credit card debt scattered about and I'm using this loan to pay them all off and just have one monthly payment from here on out.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1980</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,495.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300454">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300454</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300454</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300454. Member loan 2300454 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,723 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">barona casino</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.19%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN YSIDRO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">barona casino</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; pay off credit card and loans&lt;br&gt;&lt;br&gt; Borrower added on 12/04/12 &gt; pay off credit card and loans&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,829.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300455">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300455</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300455</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300455. Member loan 2300455 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wells Fargo Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHARLOTTE, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wells Fargo Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; To pay off some credit card debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,675.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300459">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300459</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300459</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300459. Member loan 2300459 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MELBOURNE, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,853.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300469">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300469</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300469</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300469. Member loan 2300469 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,966 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Akron Children's Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HUDSON, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Akron Children's Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I am seeking to consolidate debt and make my monthly payments more manageable.  This loan will allow me to pay down my debt more quickly. Thank you for your consideration of this loan request.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1971</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,006.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">96.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300476">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300476</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300476</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300476. Member loan 2300476 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HAAS TCM</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SHELTON, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HAAS TCM</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1981</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,123.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300477">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300477</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300477</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300477. Member loan 2300477 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TREVOSE, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Basically i would like to pay off my high interest credit cards,&lt;br&gt;&lt;br&gt; Borrower added on 12/04/12 &gt; Basically i would like to pay off my credit cards which have very high&lt;br&gt;interest, i also have a bike i want to pay off too. If i can get this loan which has a lower interest rate i will be able to pay this loan amount off very fast.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,949.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300482">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300482</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300482</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300482. Member loan 2300482 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chrysler LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BELVIDERE, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chrysler LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; This loan is for refinancing my 24.99APR cards to a much lower rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,180.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300507">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300507</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300507</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300507. Member loan 2300507 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,214 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Altercare Of Hilliard</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COLUMBUS, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Altercare Of Hilliard</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,014.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300512">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300512</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300512</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300512. Member loan 2300512 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MARIETTA, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Too much credit card debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1982</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,940.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300515">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300515</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300515</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300515. Member loan 2300515 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,088 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.92%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WEST MELBOURNE, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Want to consolidate some high interest cards coming off of their 0% offers.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,923.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300531">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300531</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300531</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300531. Member loan 2300531 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Department of the Army Civil Service</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BELTON, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Department of the Army Civil Service</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Now that the weather has turned cooler in Texas, I am planning to replace and re-lay the propane gas lines and the water lines to the house, as well as replace most, if not all, of the water lines in the house and the water heater, which is 15 years old, before it fails completely.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,877.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300534">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300534</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300534</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300534. Member loan 2300534 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hitachi High Technologies America, INC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.21%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GILBERT, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hitachi High Technologies America, INC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,248.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">97.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300539">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300539</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300539</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300539. Member loan 2300539 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,711 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hall County Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOSCHTON, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hall County Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Credit Card consolodation to lower finance charges and pay off my debts more quickly and efficiently&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,318.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300543">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300543</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300543</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300543. Member loan 2300543 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pelican</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOCKPORT, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pelican</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,927.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300563">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300563</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300563</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300563. Member loan 2300563 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">south nassau communities hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.28%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LONG BEACH, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">south nassau communities hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; for debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,044.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300566">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300566</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300566</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300566. Member loan 2300566 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,510 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Medical Motor Service</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROCHESTER, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Medical Motor Service</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,341.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300569">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300569</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300569</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300569. Member loan 2300569 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Georgia School Boards Association</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jasper, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Georgia School Boards Association</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Due to illness and a layoff, I incurred a bit of CC debt and wish to get rid of it!&lt;br&gt;&lt;br&gt;  Borrower added on 12/06/12 &gt; I've worked very hard to get my credit into a good place, and don't want my recent run of bad luck to affect it. Goodbye, credit card debt!&lt;br&gt;&lt;br&gt;  Borrower added on 12/07/12 &gt; Please note: Recently switched jobs from a public company (8 years) to a private subsidiary - just wanted you to know I've been working in the same field (Education Technology) for almost a decade. Thanks!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,525.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300571">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300571</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300571</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300571. Member loan 2300571 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,387 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Annapolis Police Department</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Annapolis, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Annapolis Police Department</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,740.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300573">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300573</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300573</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300573. Member loan 2300573 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sorenson Communication</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Le Roy, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sorenson Communication</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,711.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300574">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300574</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300574</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300574. Member loan 2300574 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Anson County Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORWOOD, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Anson County Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I am looking to consolidate many of my smaller limit credit cards to eventually close those accounts.  I am working to delete my debt.&lt;br&gt;&lt;br&gt;  Borrower added on 12/05/12 &gt; Thank you to the investors so far!  I really appreciate this in my time of financial need. I have had some unforeseen obstacles lately and I appreciate your help!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,571.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">98.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300576">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300576</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300576</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300576. Member loan 2300576 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Fairmont Olympic Hotel</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SEATTLE, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Fairmont Olympic Hotel</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I will use the loan to consolidate my credit cards. I keep a finance program on my computer to help me keep track of upcoming bills and due dates and I have never been late paying anything. I have recently paid off my auto loan from Chase completely.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,252.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300579">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300579</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300579</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300579. Member loan 2300579 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">con-way freight</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">holly, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">con-way freight</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; loan consoladation,home imrovement&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,380.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300580">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300580</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300580</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300580. Member loan 2300580 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,835 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mount Vernon, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1970</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,516.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300581">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300581</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300581</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300581. Member loan 2300581 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Trugreen</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Albany, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Trugreen</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Just let debt get a little out of control. Feel it would be much easier to automatically withdraw 1 payment each month from my checking account to pay off my debt instead of paying 4 different locations and having to remember debts due dates.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,601.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300582">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300582</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300582</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300582. Member loan 2300582 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UMHC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MOBERLY, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UMHC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,613.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300588">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300588</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300588</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300588. Member loan 2300588 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ryder Integrated Logistics</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.76%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WESTON, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ryder Integrated Logistics</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Pay down debt at a higher intrest rate. Consolidate to one payment per month&lt;br&gt;&lt;br&gt; Borrower added on 12/04/12 &gt; I have credit cards that are at a higher rate than this loan that I can pay down.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,351.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300595">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300595</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300595</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300595. Member loan 2300595 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. Bankl</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.22%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cleveland, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. Bankl</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,527.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300603">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300603</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300603</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300603. Member loan 2300603 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ESPANOLA, NM</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,854.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300615">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300615</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300615</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300615. Member loan 2300615 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,706 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gainesville Police Department</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Alachua, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gainesville Police Department</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; The loan is for debt consolidation to allow a smaller payment over a shorter period of time to pay down debt.&lt;br&gt;&lt;br&gt;  Borrower added on 12/07/12 &gt; Each account I hold have payments that are more than one thousand dollars per month; my APR's are an average of over 20 percent; and my total amount owed is equal to the amount requested.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,777.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300617">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300617</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300617</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300617. Member loan 2300617 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,521 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Federal Aviation Administration</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.21%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ANCHORAGE, AK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Federal Aviation Administration</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; The purpose of this loan is to consolidate 3 credit cards and 2 loans into a single fixed payment.  Reduce the revolving credit while moving the total monthly payments in 5 pieces to a lower single payment&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,311.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300624">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300624</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300624</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300624. Member loan 2300624 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.15%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kansas City, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,373.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300631">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300631</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300631</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300631. Member loan 2300631 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PALM COAST, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; buy airplane to help the one i already have in flight training&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,758.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300633">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300633</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300633</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300633. Member loan 2300633 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">United States Steel Corporation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PITTSBURGH, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">United States Steel Corporation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,754.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300634">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300634</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300634</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300634. Member loan 2300634 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">kennametal  inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FALLON, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">kennametal  inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; vacation to the orent&lt;br&gt;&lt;br&gt;  Borrower added on 12/05/12 &gt; loan will be used to  help my wifes,family to restore homes hit by typhoon bopha,in mindanow.so going to the phillippines&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">755-759</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,365.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300638">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300638</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300638</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300638. Member loan 2300638 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pretzel & Stouffer</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.76%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GLENVIEW, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pretzel & Stouffer</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Loan is to consolidate high interest credit card debt and to lower overall monthly payments to multiple creditors.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$46,937.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300641">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300641</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300641</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.76%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300641. Member loan 2300641 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,550 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tile City of Thousand Oaks</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LONG BEACH, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tile City of Thousand Oaks</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I am planning to consolidate my credit cards and a personal loan into one manageable monthly payment in order to become debit free.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,760.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300654">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300654</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300654</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300654. Member loan 2300654 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Raleigh, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; This loan will help with wedding expenses. We are in an excellent position for repayment as well as a financial situation and a perfect history of repayment!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,577.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300685">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300685</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300685</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300685. Member loan 2300685 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CLIFTON, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Debt Consolidation and one fixed payment&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,674.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300687">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300687</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300687</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,225</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.95%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300687. Member loan 2300687 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,459 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LHOIST NORTH AMERICA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAINTE GENEVIEVE, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LHOIST NORTH AMERICA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,567.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300689">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300689</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300689</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300689. Member loan 2300689 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,637 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Milford Public Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.18%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORTH BRANFORD, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Milford Public Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; This loan is to consolidate high interest rate credit cards into one lower interest rate loan. By just paying the minimum payments on the high interest rate cards it could take up to 8 years, by taking out this loan I can be debt free in 3 years.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,383.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300692">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300692</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300692</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300692. Member loan 2300692 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,950 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">kendall regional medical center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIAMI, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">kendall regional medical center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,115.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300701">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300701</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300701</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300701. Member loan 2300701 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">B Farms LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EDMOND, OK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">B Farms LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Refinancing debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$40,573.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300705">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300705</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300705</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300705. Member loan 2300705 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Entergy Operations, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW ORLEANS, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Entergy Operations, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,883.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300715">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300715</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300715</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$34,475</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.28%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300715. Member loan 2300715 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,430 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Spartanburg County</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COWPENS, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Spartanburg County</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$38,733.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300717">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300717</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300717</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300717. Member loan 2300717 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">church point, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; paying off credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,594.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300720">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300720</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300720</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,825</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300720. Member loan 2300720 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ARS International Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GROVE, OK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ARS International Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,873.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300732">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300732</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300732</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300732. Member loan 2300732 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,574 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Colorado City , CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I need to pay off credit cards and a loan from a credit union.  This will leave me with this loan, house payment, utilities and one other payment from Sunwest Credit union.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1967</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,676.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300735">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300735</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300735</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300735. Member loan 2300735 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lubbock National Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lubbock, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lubbock National Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$541.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300737">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300737</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300737</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300737. Member loan 2300737 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LANSING, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,054.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300741">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300741</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300741</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300741. Member loan 2300741 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Prince William County Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CULPEPER, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Prince William County Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Debt consolidation is the request for the loan.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,358.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300744">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300744</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300744</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300744. Member loan 2300744 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of  Yonkers</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">YONKERS, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of  Yonkers</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$39,825.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300745">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300745</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300745</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300745. Member loan 2300745 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Old Farm Shores</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kentwood, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Old Farm Shores</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,802.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">97.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300754">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300754</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300754</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300754. Member loan 2300754 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,153 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kansas City Southern Railway</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CARL JUNCTION, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kansas City Southern Railway</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; To end my revolving credit high interest rates.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,692.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300766">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300766</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300766</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300766. Member loan 2300766 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.28%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bainbridge, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; This loan is to be used to consolidate numerous bills into one loan. The payment on this loan will be less than the combined payments I will be paying off.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$35,149.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300771">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300771</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300771</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300771. Member loan 2300771 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Henderson County Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HENDERSONVILLE, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Henderson County Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; My loan would pay off all of my current debt in full except for my mortgage and student loan.  It would also allow me to replace a deck on my home which is in need of repair.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,580.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300772">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300772</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300772</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300772. Member loan 2300772 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TIO PEPE RESTAURANT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">baltimore , MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TIO PEPE RESTAURANT</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; to pay some bills with high rates&lt;br&gt;&lt;br&gt; Borrower added on 12/04/12 &gt; to pay a denture  treatment  for my wife and  other bills with  a higher rates&lt;br&gt;&lt;br&gt; Borrower added on 12/04/12 &gt; to pay a medical treatment  and  to pay a credit card&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,404.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300778">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300778</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300778</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300778. Member loan 2300778 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,561 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CONCORD, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; pay off credit cads&lt;br&gt;&lt;br&gt; Borrower added on 12/04/12 &gt; my loan for credit cars  pay off car  help my busines  make some purchasespay off creditiwouldbegreatfulwouidyouhelpmetopayoffthatoffthatdedtbetterformeandotheriwouldbesothankfulforitpleasehelpmethecashwouldrealiyhelpineedyourhelpihavecreditcardsineedtogetdowntoget theiaskformoneytopaidoffoutingdedi&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,531.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300780">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300780</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300780</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,850</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300780. Member loan 2300780 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Richmond, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,495.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300782">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300782</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300782</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300782. Member loan 2300782 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cleveland Clinic</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FAIRVIEW PARK, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cleveland Clinic</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Reduce higher interest credit card and consolidate payments into one monthly payment to pay off sooner.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,162.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300785">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300785</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300785</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,850</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300785. Member loan 2300785 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RDS,LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Marietta, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RDS,LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,944.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300787">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300787</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300787</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300787. Member loan 2300787 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">camping world</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DELRAN, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">camping world</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I need to consolodate my debt.Just went through Hurricane Sandy and my cards are high.I just need to get a better handle on my finances.This loan would help me out tremendously.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,892.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300791">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300791</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300791</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300791. Member loan 2300791 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,919 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Deluxe Digital Studios</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Canyon Country, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Deluxe Digital Studios</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Just had a son, bought a house, trying to be smart and get completely out of debt. Help me out please. Thanks!!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,808.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300799">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300799</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300799</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300799. Member loan 2300799 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,798 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Georgia Theatre Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.92%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAINT SIMONS ISLAND, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Georgia Theatre Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,916.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300809">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300809</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300809</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300809. Member loan 2300809 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2nd House</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIAMI, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2nd House</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Very satisfied with my terms. Easy and affordable debt consolidation deal. &lt;br&gt;Currently 14% average vs. my new 8.90% equals Freedom in 3 years or less.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,366.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300811">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300811</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300811</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300811. Member loan 2300811 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VENICE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,313.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300812">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300812</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300812</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300812. Member loan 2300812 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN ANTONIO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,056.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300824">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300824</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300824</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300824. Member loan 2300824 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pritikin 'Longevity Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Miami, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pritikin 'Longevity Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,889.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300828">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300828</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300828</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300828. Member loan 2300828 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Butler Warren Right at Home Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LEBANON, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Butler Warren Right at Home Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,403.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300844">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300844</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300844</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300844. Member loan 2300844 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">University Healthcare Alliance</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.85%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Crockett, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">University Healthcare Alliance</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,841.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300860">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300860</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300860</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300860. Member loan 2300860 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FirstEnergy</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COPLEY, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FirstEnergy</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I would like to pay off credit card debt. I have a great job that pays well but I am buried under this debt which I can't seem to pay down fast enough. I want to save money and pay off debt this loan would give me that&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,022.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300864">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300864</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300864</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$26,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300864. Member loan 2300864 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Henkel</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CORINTH, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Henkel</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$35,783.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300873">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300873</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300873</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300873. Member loan 2300873 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORWOOD, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,657.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300879">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300879</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300879</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300879. Member loan 2300879 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Enterprise Holdings</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kissimmee, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Enterprise Holdings</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,298.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">97.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300882">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300882</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300882</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300882. Member loan 2300882 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Los Angeles County Fire Dept.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.65%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UPLAND, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Los Angeles County Fire Dept.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I would like to pay a few Credit Card bills and do some home improvements on my Home like Tile for the Interior and new carpet for the stair case.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,573.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300885">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300885</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300885</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300885. Member loan 2300885 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SADL Construction</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.19%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">THE WOODLANDS, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SADL Construction</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Paying off a car note and a small credit card balance.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,290.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300903">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300903</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300903</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300903. Member loan 2300903 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GC&E</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.65%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHARLOTTE, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GC&E</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I would like to consolidate monthly bills to 1 insted of 8. I will be able to meet the monthly payments. I work 40 plus hours a week so,maybe able to pay the loan back sooner then 36 months.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,552.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300912">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300912</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300912</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,150</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300912. Member loan 2300912 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,210 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHS PHARMACY</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VANCOUVER, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHS PHARMACY</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; pay off credit cards so I am debt free when this loan is paid.&lt;br&gt;&lt;br&gt; Borrower added on 12/06/12 &gt; loan to pay off credit card debt saving me hundreds per month. Making me debt free when this loan is paid&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,096.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300915">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300915</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300915</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300915. Member loan 2300915 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">u.s.b.p</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MARICOPA, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">u.s.b.p</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; My wife has been ill for the past year with no positive results and we are looking at two surgerys. we started to experience the negative impact of the medical bills that are quickly accruing. My wife and i would like to also eliminate some debt to better prepare for any arising medical expenses.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,200.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300935">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300935</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300935</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300935. Member loan 2300935 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,562 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">E.R. Carpenter Co</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LA PORTE, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">E.R. Carpenter Co</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,027.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300948">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300948</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300948</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300948. Member loan 2300948 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Happy hour</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Northport, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Happy hour</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,812.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300954">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300954</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300954</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300954. Member loan 2300954 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,792 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ryder Logistics and Transportation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DANIELSON, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ryder Logistics and Transportation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,335.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300963">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300963</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300963</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300963. Member loan 2300963 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">rowan university</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PITTSGROVE, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">rowan university</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I have been in the process of reducing my loans over the last few years with success. I have been able to pay off a couple of credit cards and reduce the others substantially. This loan  would enable me to pay off the remaining credit cards and have a net gain of over 700 per month.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1978</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,108.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300975">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300975</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300975</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300975. Member loan 2300975 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,633 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Center for the Study of Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">College Park, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Center for the Study of Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Consolidating the remaining credit card debt. Over three years, 40 percent of balances have been repaid. I would like to consolidate the debt to improve credit in order to refinance our house at a lower, more competitive interest rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,897.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300978">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300978</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300978</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.28%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300978. Member loan 2300978 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">bronx, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; looking to expand in business sales and putting in more desks and computers.. getting new soft ware and market materials&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1982</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,809.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300981">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300981</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300981</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300981. Member loan 2300981 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ViewTrade Securities</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CLIFFSIDE PARK, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ViewTrade Securities</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,101.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300991">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300991</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300991</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,525</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300991. Member loan 2300991 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lansing ophthalmology</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LANSING, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lansing ophthalmology</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,017.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300999">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300999</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300999</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.28%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300999. Member loan 2300999 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LaserCare Technologies</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LONG BEACH, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LaserCare Technologies</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,763.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301001">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301001</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301001</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301001. Member loan 2301001 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">tk construction</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">glen allen, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">tk construction</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,445.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301020">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301020</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301020</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301020. Member loan 2301020 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,203 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tinker Air Force Base</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Midwest City, OK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tinker Air Force Base</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,663.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301022">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301022</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301022</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301022. Member loan 2301022 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FINDER LAKES DDSO</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LEICESTER, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FINDER LAKES DDSO</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; GETTING OUT OF DEPT. WITH LOWER INTEREST....&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,352.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301035">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301035</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301035</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$31,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301035. Member loan 2301035 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">direct telecom inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BURBANK, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">direct telecom inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,860.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301040">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301040</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301040</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301040. Member loan 2301040 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CAL POOLS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.22%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHESTERTOWN, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CAL POOLS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; To consolidate debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,450.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301041">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301041</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301041</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301041. Member loan 2301041 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">forest hills, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,044.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301050">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301050</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301050</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301050. Member loan 2301050 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">carolina one</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MOUNT PLEASANT, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">carolina one</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; To consolidate high intrest credit cards&lt;br&gt;&lt;br&gt; Borrower added on 12/05/12 &gt; Need to pay off high interst credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,984.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301057">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301057</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301057</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301057. Member loan 2301057 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tasty Brand, Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CALABASAS, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tasty Brand, Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,690.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301065">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301065</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301065</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301065. Member loan 2301065 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">go fast gum co</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">highlands ranch, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">go fast gum co</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Mortgage is 5% 1809.00 loan balance is 259000.00, three major credit cards with balances less then 6000.00 with an average interest rate of 22%. Hope this helps you.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,535.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">109</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301084">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301084</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301084</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301084. Member loan 2301084 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,621 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CenturyLink</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">THORNTON, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CenturyLink</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; THis loan will consolidate debt into one easy payment instead of multiple accounts and cost savings of up to 500 per month.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,955.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301085">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301085</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301085</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301085. Member loan 2301085 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Administrative Ofc of US District Courts</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FRANKLIN, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Administrative Ofc of US District Courts</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1981</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$43,784.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301103">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301103</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301103</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301103. Member loan 2301103 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NYC Dep. of Environmental Protection</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRONX, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NYC Dep. of Environmental Protection</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; To pay off high interest credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,590.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301116">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301116</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301116</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301116. Member loan 2301116 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,633 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Columbia University</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New York, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Columbia University</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; This loan is to consolidate my debts and lower my overall interest rates.&lt;br&gt;Im an excellent repayer and my credit history speaks for itself. zzZ&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$47,737.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301133">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301133</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301133</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301133. Member loan 2301133 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LIVONIA, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,513.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301140">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301140</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301140</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301140. Member loan 2301140 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,158 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">California Pacific Medical Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.92%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN FRANCISCO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">California Pacific Medical Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; My loan is for paying for my crdit cards that has high interest.&lt;br&gt;Im tired of paying a lot of a lot of bills to pay. In this case I need to issue&lt;br&gt;one payment only.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1982</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,811.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301160">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301160</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301160</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301160. Member loan 2301160 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,438 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Neiman Marcus</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WALNUT CREEK, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Neiman Marcus</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I'll be paying off the full balances for all my credit cards($10,592), my vehicle loan ($4911) and my school loan ($3951) (Total Debt $19,452.30) This will reduce my monthly combined debt expenses by 77% and significantly reduce the combined interest I would otherwise pay without this loan.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,836.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301172">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301172</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301172</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301172. Member loan 2301172 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tishman Construction Corp.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PEABODY, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tishman Construction Corp.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,522.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301175">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301175</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301175</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301175. Member loan 2301175 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WAPAKONETA, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,493.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301205">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301205</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301205</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301205. Member loan 2301205 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Yonkers</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">YONKERS, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Yonkers</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,343.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301208">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301208</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301208</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301208. Member loan 2301208 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RAEFORD, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,988.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301258">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301258</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301258</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,975</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301258. Member loan 2301258 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Porto Alegre Cafe</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UPPER SADDLE RIVER, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Porto Alegre Cafe</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$34,139.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301283">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301283</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301283</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301283. Member loan 2301283 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Poway Irrigation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ESCONDIDO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Poway Irrigation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I have credit cards with very high interest rates. I would like to pay them off quickly since I have 3 young children I need to start investing in their future.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,934.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301287">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301287</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301287</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301287. Member loan 2301287 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pepsi Beverages Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.19%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DUNCANSVILLE, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pepsi Beverages Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I am going to pay off another high interest loan and some credit cards.  It will allow me to consolodate bills into one easy payment&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,743.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301312">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301312</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301312</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301312. Member loan 2301312 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">College Station Medical Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.34%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COLLEGE STATION, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">College Station Medical Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,373.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301342">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301342</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301342</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,150</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301342. Member loan 2301342 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,067 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Waterton Residential</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Phoenix, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Waterton Residential</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,641.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301351">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301351</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301351</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301351. Member loan 2301351 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,200 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Poko Loko Child Care Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gurnee, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Poko Loko Child Care Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; My credit cards have seemed to get out of hand.  I can make my payments but I just think that having them all in one place will help out tremendously.  They have all been cut up and I'm looking for a fresh start&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,783.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301359">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301359</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301359</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301359. Member loan 2301359 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Elizabeth, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2009</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$194.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301361">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301361</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301361</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301361. Member loan 2301361 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BAYBORO, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,198.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301380">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301380</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301380</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301380. Member loan 2301380 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bayport, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; To payoff my credit card drbt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,537.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301382">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301382</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301382</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301382. Member loan 2301382 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">tinley park, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,426.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301385">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301385</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301385</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301385. Member loan 2301385 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Krispy Kreme</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CUTLER BAY, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Krispy Kreme</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,632.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301398">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301398</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301398</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301398. Member loan 2301398 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Holmdel Bagels</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOLMDEL, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Holmdel Bagels</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; To payoff an auto loan&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,774.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301427">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301427</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301427</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301427. Member loan 2301427 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Robins Air Force Base</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WARNER ROBINS, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Robins Air Force Base</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Pay credit card debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$38,914.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301434">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301434</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301434</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301434. Member loan 2301434 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">holaday-parks</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORTH POLE, AK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">holaday-parks</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; the loan is for debt consolidation,i would rather make one payment then have to make several payments,interest on this loan would be considerable less than all the others combined.thank you for taking the time to review my appication&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,291.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301437">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301437</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301437</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301437. Member loan 2301437 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DR Horton</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brunswick, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DR Horton</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301445">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301445</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301445</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301445. Member loan 2301445 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Domtar</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tega Cay, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Domtar</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,578.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301448">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301448</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301448</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301448. Member loan 2301448 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Loan consolidation with faster pay off than current terms.&lt;br&gt;&lt;br&gt;  Borrower added on 12/07/12 &gt; better interest rate than existing terms&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,186.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301461">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301461</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301461</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301461. Member loan 2301461 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Escambia County Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FLOMATON, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Escambia County Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$48,094.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301481">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301481</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301481</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$31,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301481. Member loan 2301481 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">IBT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HUTCHINSON, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">IBT</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,626.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301492">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301492</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301492</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$33,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301492. Member loan 2301492 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tulare Joint Unified School District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VISALIA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tulare Joint Unified School District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; To consolidate Credit Cards to a fixed payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$46,036.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301498">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301498</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301498</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301498. Member loan 2301498 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DEPARTMENT OF ARMY, FEDERAL GOVT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.53%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HEPHZIBAH, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DEPARTMENT OF ARMY, FEDERAL GOVT</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Plan to consolidate remainder of two loans and expanding payoff period with this loan. Also will pay off two credit cards. They total $660 per month, this consolidation will create  an additional 500 per month of disposable income with payment of new consolidation loan.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,147.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">92.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301508">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301508</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301508</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301508. Member loan 2301508 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,013 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Volcano Corporation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Elk Grove, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Volcano Corporation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; This business buys and exports new/used electronics. I currently have business relationship partners in India and Costa Rica and looking to expand. I have been in this business since November 2010. For fiscal year 2012, my year to date revenue is $123,140 of which 10% is profit.&lt;br&gt;&lt;br&gt; Borrower added on 12/06/12 &gt; This loan will allow me to increase my inventory, which will translate to more sale. Currently I only have $8,000 in capital but I am able to generate $24,000 on sales per month. With this funding, I will be able to increase sales to $50,000/mo while decreasing paypal transaction cost, more profit.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,260.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301515">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301515</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301515</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301515. Member loan 2301515 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">key city transport</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.65%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">riverside, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">key city transport</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,209.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">97.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301518">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301518</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301518</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301518. Member loan 2301518 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,991 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">lowes rdc960</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HARMONY, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">lowes rdc960</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,126.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301522">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301522</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301522</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301522. Member loan 2301522 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Del Monte</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HANFORD, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Del Monte</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,156.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301531">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301531</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301531</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,850</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301531. Member loan 2301531 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Evo payments international</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Franklin square, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Evo payments international</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,977.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301537">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301537</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301537</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301537. Member loan 2301537 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Texco Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fort Worth, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Texco Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; bills&lt;br&gt;&lt;br&gt; Borrower added on 12/04/12 &gt; Need to pay bills and consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,706.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301546">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301546</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301546</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301546. Member loan 2301546 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,162 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Torrance Memorial Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.85%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CARSON, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Torrance Memorial Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$34,797.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301549">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301549</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301549</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301549. Member loan 2301549 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lancaster School District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">palmdale, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lancaster School District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; The loan that I am applying for is to help me pay down my depts fast I can focus on other interests.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,140.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301564">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301564</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301564</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301564. Member loan 2301564 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Trans-Bridge Lines</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BETHLEHEM, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Trans-Bridge Lines</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,530.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301565">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301565</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301565</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301565. Member loan 2301565 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">York scaffold </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ASTORIA, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">York scaffold </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,010.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301581">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301581</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301581</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,825</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301581. Member loan 2301581 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,636 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hickory Chair</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CLAREMONT, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hickory Chair</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,241.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301583">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301583</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301583</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301583. Member loan 2301583 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,800 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Word of Life</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">POTTERSVILLE, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Word of Life</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,424.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301588">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301588</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301588</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301588. Member loan 2301588 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">mod space</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">lewisberry, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">mod space</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,020.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301599">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301599</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301599</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301599. Member loan 2301599 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Denso</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BATTLE CREEK, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Denso</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,148.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301603">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301603</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301603</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301603. Member loan 2301603 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cauldera, LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">THORNTON, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cauldera, LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$38,164.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301606">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301606</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301606</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301606. Member loan 2301606 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.79%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW YORK, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; To be able to invest more into the product development of my business&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,283.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301610">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301610</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301610</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301610. Member loan 2301610 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,015 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Army</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EL PASO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Army</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I'd like to consolidate some of my higher-interest debt, a key component of an aggressive strategy to eliminate debt in approximately 4 years.&lt;br&gt;&lt;br&gt; Borrower added on 12/04/12 &gt; These funds will be used to consolidate our high-interest debt, part of an aggressive strategy to be debt-free within 4 years. I'm a trustworthy, dependable borrower who has never defaulted on a debt.  My job and income are stable; I've been an active duty military member for 16 years.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$46,408.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301613">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301613</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301613</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,850</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301613. Member loan 2301613 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SHERMAN OAKS, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,882.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301617">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301617</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301617</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,675</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301617. Member loan 2301617 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TORRANCE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I have started my personal business in venturing into trading among the States and Asia.  The business has been growing and profitable.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,901.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301623">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301623</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301623</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301623. Member loan 2301623 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ValleyCrest </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">POMPANO BEACH, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ValleyCrest </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Loan is to consolidate some credit card debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$41,091.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301646">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301646</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301646</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301646. Member loan 2301646 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WARWICK, RI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,092.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301657">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301657</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301657</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301657. Member loan 2301657 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,114 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.53%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dunlow, WV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">790-794</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,385.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301666">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301666</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301666</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301666. Member loan 2301666 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Newmont Mining Corporation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Spring Creek, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Newmont Mining Corporation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; This loan is to pay off my debts and so that I only have one payment each month and so that I can also have a better interest rate and save in the long run.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,487.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301677">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301677</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301677</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301677. Member loan 2301677 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Horry County Public Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MYRTLE BEACH, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Horry County Public Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,975.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301695">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301695</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301695</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301695. Member loan 2301695 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DeVry University</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.01%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PEACHTREE CITY, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DeVry University</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Consolidating debt after move from Cincinnati, OH to Atlanta, GA area for a much better job opportunity.  Reducing interest rate will allow for debt elimination in 1/3 of the time.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,639.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301696">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301696</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301696</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301696. Member loan 2301696 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mpsc </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New Orleans, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mpsc </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I have bills that I would like to consolidate into one payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,715.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301703">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301703</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301703</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301703. Member loan 2301703 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,022.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301708">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301708</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301708</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301708. Member loan 2301708 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">owingsville, KY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,065.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301746">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301746</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301746</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301746. Member loan 2301746 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GM Powertrain</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BOYNE CITY, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GM Powertrain</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,245.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301750">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301750</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301750</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301750. Member loan 2301750 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New England Financial</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RIDGEFIELD, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New England Financial</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,911.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301763">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301763</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301763</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$26,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301763. Member loan 2301763 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CENTENNIAL, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,341.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301772">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301772</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301772</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301772. Member loan 2301772 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,217 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dairy Farmers Of America</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WINNSBORO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dairy Farmers Of America</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,740.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301787">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301787</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301787</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301787. Member loan 2301787 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,829 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Damco Distribution Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WAKEFIELD, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Damco Distribution Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,643.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301794">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301794</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301794</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301794. Member loan 2301794 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,767 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Harmonia, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sag Harbor, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Harmonia, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">755-759</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$117,348.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301808">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301808</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301808</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301808. Member loan 2301808 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hillsborough County Public Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PLANT CITY, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hillsborough County Public Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; This loan is to pay off a high interest credit card and consolidate some other small personal debts. I want to make one payment on a loan that has a decent interest rate and allows me to easily pay down over time.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,370.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301815">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301815</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301815</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,950</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301815. Member loan 2301815 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brevard County Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.53%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MELBOURNE, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brevard County Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,592.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301816">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301816</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301816</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301816. Member loan 2301816 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIDDLETOWN, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,810.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301819">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301819</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301819</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301819. Member loan 2301819 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">IKEA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.21%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORTH HOLLYWOOD, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">IKEA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; This loan is to pay off debit, my car.  I have high interest rates, and it seems like I'm not making any head way.  With this loan I will be paying less and be done in three years&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,502.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301824">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301824</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301824</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301824. Member loan 2301824 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Trinity Industries</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CARROLLTON, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Trinity Industries</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,893.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301830">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301830</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301830</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301830. Member loan 2301830 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MOUNT VERNON, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Going to pay credit cards off and put roof on new porch and pay springleaf off.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,161.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301837">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301837</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301837</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.28%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301837. Member loan 2301837 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FRANZ FAMILY BAKERIES</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EUGENE, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FRANZ FAMILY BAKERIES</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; To consolidate debt and have only one payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,156.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301838">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301838</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301838</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301838. Member loan 2301838 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tilley's conoco</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OZARK, AR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tilley's conoco</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; To consolidate all my debt into one monthly payment. It will be cheaper and easier to make one payment a month.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,632.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301850">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301850</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301850</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301850. Member loan 2301850 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St Mary's Medical Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">INGLEWOOD, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St Mary's Medical Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,355.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301861">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301861</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301861</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301861. Member loan 2301861 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PLANTATION, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,552.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301880">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301880</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301880</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301880. Member loan 2301880 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of Colorado</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.28%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Glendale, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of Colorado</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; reduce and consolidate my debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,338.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301882">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301882</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301882</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301882. Member loan 2301882 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Humboldt County School District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WINNEMUCCA, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Humboldt County School District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; My loan is for home improvement.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,868.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301892">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301892</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301892</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301892. Member loan 2301892 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$40,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">cemex</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CUTLER BAY, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">cemex</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,415.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301893">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301893</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301893</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301893. Member loan 2301893 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,375 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CPVETS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lewistown, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CPVETS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; As a veterinary student, I was unable to work and attend school, accruing a large amount of credit card debt which I have struggled to pay off.  I also would like to pay my mortgage down a bit and have a small amount of what remains as a back up savings.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,287.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301895">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301895</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301895</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301895. Member loan 2301895 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sony Music Entertainment</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">East Rutherford, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sony Music Entertainment</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,649.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301907">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301907</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301907</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301907. Member loan 2301907 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,042 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Coty, US, LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sanford, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Coty, US, LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1981</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,196.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301911">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301911</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301911</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301911. Member loan 2301911 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aligned Innovations, LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BERLIN, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aligned Innovations, LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; The Loan is to consolidate debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,446.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301916">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301916</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301916</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,550</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301916. Member loan 2301916 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hudspeth & Associates</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.79%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DENVER, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hudspeth & Associates</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; To payoff 2 credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,408.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301917">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301917</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301917</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301917. Member loan 2301917 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pratt & Whitney</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIDLAND, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pratt & Whitney</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,376.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301921">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301921</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301921</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301921. Member loan 2301921 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Backflow prevention specialists </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.89%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">gilroy, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Backflow prevention specialists </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2008</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,529.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301946">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301946</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301946</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301946. Member loan 2301946 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Laredo Independent School District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAREDO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Laredo Independent School District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1980</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,654.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301950">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301950</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301950</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301950. Member loan 2301950 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">L J Steel Consulting, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.85%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ORLANDO, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">L J Steel Consulting, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I want to combine all my current credit card payments into one bill, nothing negitive on my credit, always pay on time. Trying to simplify things and become debt free faster by paying lower interst rates on new loan. I have some crads with a zero balance, having them all that way is my goal.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,772.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301972">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301972</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301972</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301972. Member loan 2301972 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">deca </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.85%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ANCHORAGE, AK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">deca </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,663.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301975">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301975</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301975</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301975. Member loan 2301975 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.19%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LONG ISLAND CITY, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,894.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301978">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301978</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301978</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301978. Member loan 2301978 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">us postal service</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.02%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIDLAND, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">us postal service</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; refinance  and close credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,894.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301985">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301985</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301985</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301985. Member loan 2301985 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Donaldson Insurance Agency</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.53%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Donaldson Insurance Agency</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; a bad credit card with a very high apr.&lt;br&gt;&lt;br&gt;  Borrower added on 12/06/12 &gt; i got a bad business card that sent bankrupt and my apr went from 7% to 34% in a month, need to pay it off fast!&lt;br&gt;&lt;br&gt;  Borrower added on 12/06/12 &gt; The credit card company advanta was taken over by fdic and apr went to 34% need to consolidate at lower apr&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,267.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">92.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301995">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301995</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301995</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301995. Member loan 2301995 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,330 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dentist</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PLEASANTON, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dentist</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,521.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2302007">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2302007</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2302007</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2302007. Member loan 2302007 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">cilantro mexican grill</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.89%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KIHEI, HI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">cilantro mexican grill</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,907.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2302036">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2302036</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2302036</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2302036. Member loan 2302036 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,901 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tucson, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,392.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2302041">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2302041</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2302041</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2302041. Member loan 2302041 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Warwick Denver Hotel</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SHERIDAN, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Warwick Denver Hotel</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; After racking up credit card debt in college, I've had problems paying it back. Once I get ahead, something else happens and I get set back again. High interest rates are hurting me, so I need a plan so I can start over debt free! Thank you.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,694.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2302087">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2302087</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2302087</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2302087. Member loan 2302087 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Southern California Gas Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ventura, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Southern California Gas Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,794.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2304570">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2304570</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2304570</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2304570. Member loan 2304570 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Broward health north</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fort lauderdale, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Broward health north</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; I need to pay off credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,829.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2304582">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2304582</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2304582</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2304582. Member loan 2304582 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">marksmen mfg</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">west babylon, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">marksmen mfg</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$56,632.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2304644">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2304644</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2304644</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2304644. Member loan 2304644 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,951 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CH2M Hill</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.92%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KENNEWICK, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CH2M Hill</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,178.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2304669">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2304669</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2304669</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2304669. Member loan 2304669 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KANSAS CITY, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,341.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2304692">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2304692</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2304692</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2304692. Member loan 2304692 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SPRING HILL, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; i have credit card debt i need to out from under so thats why this loan is really gonna help&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,318.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">92.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2304696">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2304696</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2304696</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2304696. Member loan 2304696 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Bosworth Group</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.92%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Charleston , SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Bosworth Group</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; I am wanting to consolidate debt. The loan payment with Lending Club to get rid of this debt is only $50/month than what I presently pay on the minimums of a bunch of little accounts. I presently have a loan w/LC and have never been late with a payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,240.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2304699">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2304699</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2304699</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2304699. Member loan 2304699 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,149 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.65%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HEMLOCK, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,967.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2304728">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2304728</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2304728</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2304728. Member loan 2304728 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chardon Healthcare Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Thompson, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chardon Healthcare Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,224.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2304732">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2304732</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2304732</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2304732. Member loan 2304732 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RFS&L</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWINGS MILLS, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RFS&L</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$34,043.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2304771">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2304771</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2304771</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.63%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2304771. Member loan 2304771 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Salem, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,978.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">98.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2304782">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2304782</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2304782</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2304782. Member loan 2304782 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BELLPORT, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; Will be used to kill off the last of my high interest credit card debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,627.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2304791">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2304791</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2304791</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2304791. Member loan 2304791 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Thorton Properties</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BIRMINGHAM, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Thorton Properties</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; Usin this loan to pay off and close existing debt.&lt;br&gt;&lt;br&gt;  Borrower added on 11/29/12 &gt; I will use these funds to pay off 3 accounts a higher rate. My plan is to be debt free in 36 months&lt;br&gt;I have a proven track record of on time payments and  loans paid off in full. I have available funds in my budget to cover 3 times the amount requested. 20 yrs employed same company, job very secure.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,011.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2304879">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2304879</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2304879</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2304879. Member loan 2304879 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TAMPA, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,986.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2304886">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2304886</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2304886</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2304886. Member loan 2304886 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Health Dept. Of NW MI</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.01%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JOHANNESBURG, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Health Dept. Of NW MI</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,711.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2304889">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2304889</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2304889</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2304889. Member loan 2304889 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">fairway western</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FRIDAY HARBOR, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">fairway western</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; i am going to pay off my cedit cards and my wifes student loans and use some for x mas shopping&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,486.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2304907">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2304907</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2304907</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2304907. Member loan 2304907 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,386 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Grand Condominium</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIAMI, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Grand Condominium</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,691.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2304948">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2304948</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2304948</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2304948. Member loan 2304948 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.18%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SCRANTON, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,410.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2304963">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2304963</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2304963</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2304963. Member loan 2304963 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Valassis Communications</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Belleville, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Valassis Communications</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">760-764</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,686.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2304973">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2304973</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2304973</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2304973. Member loan 2304973 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,292 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.91%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CLIFTON PARK, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,339.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2304988">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2304988</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2304988</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2304988. Member loan 2304988 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New York Red Bulls</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lancaster, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New York Red Bulls</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$45,964.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2304991">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2304991</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2304991</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.63%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2304991. Member loan 2304991 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">REGO PARK, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,546.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2304992">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2304992</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2304992</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2304992. Member loan 2304992 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,910 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.15%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SPRINGFIELD, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I am a believer that everyone needs to make it a priority to get out of credit card debt; it can get away from you before you know it.  I want to take control of this debt, pay it off with one monthly payment and be able to start saving and obtain a more secure financial future.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,901.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305010">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305010</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305010</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305010. Member loan 2305010 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Tennis Association</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.01%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Scottsdale, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Tennis Association</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,902.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305018">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305018</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305018</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305018. Member loan 2305018 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aurora, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,976.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305046">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305046</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305046</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305046. Member loan 2305046 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Simcom</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Orlando, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Simcom</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,128.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305077">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305077</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305077</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305077. Member loan 2305077 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Precision Drilling</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MISSION, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Precision Drilling</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,041.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305086">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305086</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305086</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305086. Member loan 2305086 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SACRAMENTO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,255.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305093">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305093</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305093</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305093. Member loan 2305093 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">domtar</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WILLIAMSTON, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">domtar</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; Payoff of credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,490.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305126">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305126</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305126</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,225</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305126. Member loan 2305126 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PALERMO DELI</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORTHRIDGE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PALERMO DELI</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; Credit Card Consolidation.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$44,298.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305178">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305178</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305178</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.83%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305178. Member loan 2305178 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,184 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Berkshire Medical Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PITTSFIELD, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Berkshire Medical Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,594.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305189">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305189</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305189</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305189. Member loan 2305189 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,604 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.01%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Whittier, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,287.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305196">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305196</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305196</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305196. Member loan 2305196 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hyvee food stores</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fremont, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hyvee food stores</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Pay off credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,918.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305204">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305204</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305204</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305204. Member loan 2305204 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,811 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Washington County EMS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brenham, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Washington County EMS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,134.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">99.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305209">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305209</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305209</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305209. Member loan 2305209 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Macys Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brooklyn, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Macys Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; I just need this money to pay $4,700 that I owe to my 401k. Also pay back $700 from my Citi checking plus account which have a very high interest. And use the rest for Christmas gifts.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">765-769</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,267.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305211">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305211</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305211</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305211. Member loan 2305211 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">amtrak</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LINCOLN, RI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">amtrak</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; consolidate credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$39,060.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305232">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305232</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305232</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,075</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.28%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305232. Member loan 2305232 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,700 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Air Force</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Phoenix, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Air Force</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,384.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305252">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305252</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305252</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305252. Member loan 2305252 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.79%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRONX, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,384.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305260">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305260</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305260</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305260. Member loan 2305260 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Used Cars Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PEARSALL, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Used Cars Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,322.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305266">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305266</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305266</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.83%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305266. Member loan 2305266 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2nd chance bail bonds</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.91%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW BOSTON, NH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2nd chance bail bonds</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2009</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,285.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305279">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305279</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305279</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305279. Member loan 2305279 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">California Institute of Technology</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.19%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kirkland, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">California Institute of Technology</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,318.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305293">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305293</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305293</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305293. Member loan 2305293 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">university health system</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN ANTONIO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">university health system</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; need to consolidate bills.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,783.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305296">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305296</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305296</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305296. Member loan 2305296 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WEST ORANGE, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; This loan would be to pay off credit card bills!&lt;br&gt;&lt;br&gt; Borrower added on 11/29/12 &gt; This loan would be to pay off credit card bills. Even in these tough times, I want to maintain my good credit ratings/scores. The fact that I have been an American Express card holder member since 1995 speaks volumes for me!  Thanks.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,079.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305331">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305331</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305331</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305331. Member loan 2305331 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.99%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MANAHAWKIN, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; I need the money to keep up since I have been affected, work wise, by the Hurricane/Storm Sandy that hit my area very hard.  I know that I will be extremely busy in a few months, but to keep things afloat, the extra income would help tremendously!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,538.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305345">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305345</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305345</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305345. Member loan 2305345 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Transfield Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Anaheim, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Transfield Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$45,794.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305346">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305346</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305346</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305346. Member loan 2305346 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,635 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Directv</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DIVIDE, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Directv</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,660.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305351">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305351</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305351</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305351. Member loan 2305351 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,763 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">harvey's hotel and casino</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">South Lake Tahoe, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">harvey's hotel and casino</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; I need to pay off my high interest visa and personal loan .&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,145.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305361">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305361</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305361</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305361. Member loan 2305361 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aspen Institute</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Washington, DC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aspen Institute</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I have seven credit cards with varying balances and it has been a huge effort trying to keep up with due dates and different amounts. I would like to consolidate these to just make one payment a month and not have to worry about whether I am meeting due dates.&lt;br&gt;&lt;br&gt;  Borrower added on 12/06/12 &gt; Not just to consolidate debt, it is my strategy to organize my life beginning in the new year. I want to be more responsible with my finances, get my debts in order so i can also plan on how to save for the future. And then use that savings to start a venture of my own.&lt;br&gt;&lt;br&gt;  Borrower added on 12/06/12 &gt; I have seven cards with balances ranging from $1500 o $18000. Total debt is $32,000 with average rate of15% - I went down to borrow $28K because the rate would go down to 11% and ill save some money. I make $1400 a month in credit payments, so I know I can make the $918 a month payments.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$68,858.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305373">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305373</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305373</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305373. Member loan 2305373 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HIGHLANDS RANCH, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,101.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305406">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305406</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305406</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$26,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305406. Member loan 2305406 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">waste management</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHELSEA, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">waste management</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,797.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305421">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305421</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305421</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305421. Member loan 2305421 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,050 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UCLA IT Services </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UCLA IT Services </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; I want to consolidate all my loans into one loan to make paying easier.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,463.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305426">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305426</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305426</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,675</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305426. Member loan 2305426 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HIGHLAND, AR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; consolidating debts&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,052.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305463">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305463</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305463</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,650</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305463. Member loan 2305463 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WAXHAW, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,858.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305484">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305484</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305484</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305484. Member loan 2305484 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Royal Lahaina Resort</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAHAINA, HI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Royal Lahaina Resort</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; Pay off my credit card and store card amounts and with this loan I have to pay one payment per month and that's a relief.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,514.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305506">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305506</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305506</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305506. Member loan 2305506 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PRINEVILLE, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; just wanting to fund vacation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">835-839</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$397.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305526">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305526</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305526</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305526. Member loan 2305526 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">County of Humboldt</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FORTUNA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">County of Humboldt</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1983</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,727.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305537">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305537</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305537</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305537. Member loan 2305537 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Emeritus At wilson mountain</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROSLINDALE, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Emeritus At wilson mountain</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I HAVE A GOOD JOB I WORK 40 HOUR A WEEK PLUS OVERTIME I HAVE FEXIBLE HOUR I WILL BE ABLE TO PAY THE MONEY ON TIME WITH NO PROBLEM&lt;br&gt;&lt;br&gt; Borrower added on 12/04/12 &gt; I HAVE A GOOD JOB I WORK 40 HOUR A WEEK PLUS OVERTIME I HAVE FEXIBLE HOUR I WILL BE ABLE TO PAY THE MONEY ON TIME WITH NO PROBLEM&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,795.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305552">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305552</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305552</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305552. Member loan 2305552 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">mark k. nelson</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BELLINGHAM, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">mark k. nelson</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1971</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,384.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305558">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305558</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305558</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305558. Member loan 2305558 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RBS Citizens Bank PA </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PITTSBURGH, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RBS Citizens Bank PA </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,059.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305567">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305567</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305567</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305567. Member loan 2305567 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,431 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Clearwater, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; Consolidate and pay off all credit cards. Simplify my life by having only one payment to keep track of.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,197.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305569">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305569</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305569</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305569. Member loan 2305569 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN JOSE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; CREDIT CARD PAID OFF&lt;br&gt;&lt;br&gt; Borrower added on 11/29/12 &gt; CREDITCARDPAIDOFF&lt;br&gt;&lt;br&gt; Borrower added on 11/29/12 &gt; PAID OFF CREDITCARD&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,565.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305578">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305578</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305578</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305578. Member loan 2305578 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Vitamin Shoppe</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MESA, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Vitamin Shoppe</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,528.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305582">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305582</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305582</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305582. Member loan 2305582 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BNSF Railroad</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.89%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">raton , NM</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BNSF Railroad</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,943.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305599">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305599</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305599</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305599. Member loan 2305599 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SHREVEPORT, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1983</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,745.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305733">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305733</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305733</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,225</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.63%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305733. Member loan 2305733 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Knockout Pet Supplies</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Diego, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Knockout Pet Supplies</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; I want to consolidate my debt in preparation of buying a home. I want my credit to be spotless and this seems to be the best option! Thank you lenders for helping. Without you this site would not be possible.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,471.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">92.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305740">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305740</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305740</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305740. Member loan 2305740 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fidelity Investments</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KIRKWOOD, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fidelity Investments</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,870.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305747">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305747</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305747</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">24.83%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305747. Member loan 2305747 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROYERSFORD, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; I needed extra money for tools to better further my buisness.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,070.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305807">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305807</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305807</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305807. Member loan 2305807 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Williams paving </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ODESSA, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Williams paving </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,933.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305829">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305829</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305829</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305829. Member loan 2305829 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Army</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRISTOW, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Army</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,262.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305830">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305830</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305830</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305830. Member loan 2305830 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TIAA-CREF</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.22%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Colony, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TIAA-CREF</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,870.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305838">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305838</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305838</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305838. Member loan 2305838 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ADP</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHICAGO, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ADP</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; Consolidation and payoff of all credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$39,917.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305847">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305847</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305847</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305847. Member loan 2305847 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Circle D Specialities</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOUSTON, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Circle D Specialities</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,214.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305864">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305864</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305864</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305864. Member loan 2305864 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,301 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pittsburgh Public Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PITTSBURGH, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pittsburgh Public Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I'd like to borrow money to eliminate some higher interest credit cards. I plan to pay off those accounts and close them. I have a stable union job in a large school district and have raises guaranteed for 5 years. I have never missed a payment on any of my credit accounts or my car. Thanks.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,956.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305876">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305876</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305876</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305876. Member loan 2305876 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wal-Mart Stores</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PINCKARD, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wal-Mart Stores</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; To pay off credit card accounts use to do major repairs to home.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,536.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305886">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305886</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305886</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305886. Member loan 2305886 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Boulder Cty Housing & Humans Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WESTMINSTER, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Boulder Cty Housing & Humans Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; I have some high interest credit cards I would like to get a loan with a lower interest rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,938.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305914">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305914</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305914</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305914. Member loan 2305914 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,042 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jazz at Lincoln Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JAMAICA, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jazz at Lincoln Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; The loan is to payoff credit cards and smaller loans that all have different interests rates with different due dates.  Having one payment with one due date will be much more productive.  I'm more than confident I can uphold the terms of this agreement.  Thank you.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,400.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305916">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305916</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305916</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.76%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305916. Member loan 2305916 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CH2MHill</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Woonsocket, RI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CH2MHill</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,008.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305925">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305925</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305925</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305925. Member loan 2305925 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Orkin</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MURRIETA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Orkin</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,908.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305940">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305940</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305940</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305940. Member loan 2305940 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Source Interlink Media</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ANN ARBOR, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Source Interlink Media</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I'm looking to buy a used car for occasional use (I usually drive a company car, so this would be a backup) but most car loans require a newer car with fewer miles.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">760-764</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2008</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,617.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305962">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305962</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305962</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305962. Member loan 2305962 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIDDLETOWN, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,552.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305965">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305965</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305965</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305965. Member loan 2305965 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Thai Lao Orchid</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN ANTONIO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Thai Lao Orchid</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,028.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305984">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305984</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305984</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305984. Member loan 2305984 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,150 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Navatek Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EWA BEACH, HI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Navatek Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; This loan is for debt consolidation. I would prefer to make one payment a month rather than multiple payments a month to various creditors.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$35,217.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305995">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305995</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305995</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305995. Member loan 2305995 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fed Ex</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Euless, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fed Ex</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; it was quick and easy process. i got approved the next day&lt;br&gt;&lt;br&gt; Borrower added on 11/30/12 &gt; it was quick and easy process. i got approved the next day&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,686.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306025">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306025</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306025</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306025. Member loan 2306025 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORTH HOLLYWOOD, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,162.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306040">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306040</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306040</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$27,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306040. Member loan 2306040 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mandarin Oriental Hotel</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bronx, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mandarin Oriental Hotel</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,414.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306041">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306041</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306041</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306041. Member loan 2306041 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CFP Fire protection, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dana point, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CFP Fire protection, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,027.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306061">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306061</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306061</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306061. Member loan 2306061 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Games</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Francisco, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Games</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,374.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306078">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306078</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306078</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306078. Member loan 2306078 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stanford Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">REDWOOD CITY, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stanford Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; BUSINESS LOAN&lt;br&gt;&lt;br&gt; Borrower added on 11/30/12 &gt; BUSINESS LOAN&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,782.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306098">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306098</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306098</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306098. Member loan 2306098 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sunrise adult day care</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brooklyn, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sunrise adult day care</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$35,877.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306102">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306102</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306102</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306102. Member loan 2306102 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">marriott fairway villas</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EGG HARBOR TOWNSHIP, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">marriott fairway villas</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,703.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306110">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306110</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306110</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306110. Member loan 2306110 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,573 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SHAMOKIN, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; To purchase another vehicle to replace my 1992 F-150 pick-up.My truck is in need of major repairs, and is not considered practical in view of it's age and milage.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,230.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306129">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306129</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306129</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306129. Member loan 2306129 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Forest River</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Goshen, IN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Forest River</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; This loan will be used for consolidation of debt. We were affected by the recession due to one employer moving to another state and  one being taken over due to financial issues. Our finances are controlled but consolidating multiple bills into one will make it more manageable. Thank you.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,933.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306145">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306145</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306145</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306145. Member loan 2306145 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AEGIS THERAPIES</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STOCKTON, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AEGIS THERAPIES</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; I HAVE ALWAYS WANTED TO CONSOLIDATE ALL OF MY CREDIT CARD AND CONSUMER CARD DEBTS. THIS IS THE FIRST STEP FOR A DEBT-FREE &quot;ME&quot; IN 2013&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,204.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306150">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306150</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306150</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306150. Member loan 2306150 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Deloitte Consulting</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PLANO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Deloitte Consulting</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$106,755.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306179">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306179</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306179</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306179. Member loan 2306179 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SHELBY TOWNSHIP, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; I would like to consolidate my credit cards and make one payment each month instead of trying to remember if I paid them on time.&lt;br&gt;&lt;br&gt; Borrower added on 11/30/12 &gt; I would like to consolidated all credits cards so that I just have one payment.&lt;br&gt;&lt;br&gt; Borrower added on 11/30/12 &gt; I would like to consolidate all  my credit cards so that I only have one payment to worrie about and make sure it is paid on time.&lt;br&gt;&lt;br&gt; Borrower added on 11/30/12 &gt; i would like to consolidate my credit cards so i can make one payment and not worrie about being late on my payments.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,190.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306204">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306204</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306204</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306204. Member loan 2306204 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,767 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ATT MOBILITY</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HARRISBURG, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ATT MOBILITY</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; to pay  off small bill  and  credit  card  debt  so  i  will  have  one  main bill my  mortagage i do  have  my  nephew car in my  name  he  makes  the  payment  and  he  doe s pay  late sometimes  but  he  does  make  his own payments the  subaru&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,787.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306220">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306220</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306220</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306220. Member loan 2306220 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Laredo police department</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAREDO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Laredo police department</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; Home improvement I will be installing a large drive way with a two car garage.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,462.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306261">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306261</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306261</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306261. Member loan 2306261 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIRAMAR, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$35,039.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306268">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306268</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306268</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306268. Member loan 2306268 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.40%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ATHENS, WI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,956.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306303">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306303</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306303</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,675</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306303. Member loan 2306303 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">abv107</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">westbury, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">abv107</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; This loan is to pay off a few high interest rates credit cards.All my monthly payments are on time and to have one payment a month instead of several.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,698.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306309">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306309</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306309</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306309. Member loan 2306309 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pepperidge Farm</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chicago, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pepperidge Farm</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,104.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306358">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306358</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306358</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.76%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306358. Member loan 2306358 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,021 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Henderson Brothers Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PITTSBURGH, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Henderson Brothers Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; Debt consolidation, new furnace and out of town wedding.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,009.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306369">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306369</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306369</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306369. Member loan 2306369 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Le Gourmet Chef</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEWARK, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Le Gourmet Chef</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; credit card consolidation and payments&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,793.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306382">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306382</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306382</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306382. Member loan 2306382 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HEALTH PARTNERS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COTTAGE GROVE, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HEALTH PARTNERS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,284.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306387">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306387</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306387</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306387. Member loan 2306387 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">One Perfect Pear Catering</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OCEANSIDE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">One Perfect Pear Catering</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1979</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,924.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306416">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306416</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306416</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$33,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306416. Member loan 2306416 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Borgwarner Turbo Systems</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SHELBY, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Borgwarner Turbo Systems</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; Debt Consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,018.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306421">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306421</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306421</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306421. Member loan 2306421 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,125 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">hickory farms</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SANBORN, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">hickory farms</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; paying off credit card accounts for discover, visa&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1980</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$51,584.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306440">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306440</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306440</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306440. Member loan 2306440 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROUNDYS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.18%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WAUKESHA, WI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROUNDYS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,715.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306454">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306454</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306454</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306454. Member loan 2306454 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bylight </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RESTON, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bylight </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,852.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306461">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306461</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306461</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306461. Member loan 2306461 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Black Gold Industries</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.53%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Oxnard, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Black Gold Industries</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; This loan is for the refinance of high interest Credit card debt.Lowering the monthly payment and completely becoming dept free within 3 years. Leaving our mortgage as our only monthly debt obligation. We are no longer using credit cards at this point and do not plan on using them in the future.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$51,300.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306475">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306475</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306475</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306475. Member loan 2306475 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KAISER PERMANENTE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FONTANA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KAISER PERMANENTE</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,878.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306484">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306484</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306484</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306484. Member loan 2306484 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Santa Maria High School</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SANTA MARIA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Santa Maria High School</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,135.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306504">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306504</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306504</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306504. Member loan 2306504 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,208 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.79%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; To pay my credit cards, and dont pay more interest&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,695.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306505">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306505</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306505</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306505. Member loan 2306505 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Retail Dimensions, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.92%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BEAVERTON, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Retail Dimensions, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Efforts to quickly pay down credit cards have been thwarted by home repairs and other necessary expenses. Finally, a major vehicle repair caused me to sit back and look at other options. When I found LendingClub, my hopes for being debt-free were renewed.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,138.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306517">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306517</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306517</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.28%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306517. Member loan 2306517 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Los Angeles, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,426.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306541">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306541</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306541</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,150</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">24.89%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306541. Member loan 2306541 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Self Employed</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.40%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MOSCOW MILLS, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Self Employed</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">775-779</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$226.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306542">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306542</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306542</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306542. Member loan 2306542 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Super CoreSystems</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW MILFORD, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Super CoreSystems</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,002.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306552">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306552</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306552</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306552. Member loan 2306552 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,447 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">veterans administration hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">palm beach gardens , FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">veterans administration hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I just paying minimun on my credit cards and I want to group them all&lt;br&gt;and just pay one payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,599.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306569">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306569</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306569</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306569. Member loan 2306569 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Robert Marc Opticians</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JAMAICA, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Robert Marc Opticians</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; Consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,213.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306575">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306575</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306575</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306575. Member loan 2306575 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BELLFLOWER, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; my loan is to consolidat 5 credit cards to one ,and pay for some home improvment .&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,869.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306584">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306584</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306584</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306584. Member loan 2306584 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,395 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,868.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306587">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306587</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306587</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306587. Member loan 2306587 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ellis County</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hays, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ellis County</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1975</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$42,522.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306593">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306593</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306593</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306593. Member loan 2306593 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">wability inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORRISTOWN, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">wability inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; paying medical bills&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,122.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306599">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306599</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306599</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306599. Member loan 2306599 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lockheed Martin</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">east orange, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lockheed Martin</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; Credit card consolidation&lt;br&gt;&lt;br&gt; Borrower added on 12/02/12 &gt; Credit card consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,225.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306605">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306605</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306605</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306605. Member loan 2306605 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FRAMINGHAM, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; For pay off my credit card&acute;s and pay expense medical bills.&lt;br&gt;&lt;br&gt; Borrower added on 11/30/12 &gt; for pay credit card and bill Medical.&lt;br&gt;&lt;br&gt; Borrower added on 11/30/12 &gt; closed credit cards.&lt;br&gt;&lt;br&gt;  Borrower added on 11/30/12 &gt; pay bills&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,415.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306616">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306616</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306616</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306616. Member loan 2306616 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bon Secours Health Systems</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.19%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIDLOTHIAN, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bon Secours Health Systems</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; I am applying to consolidate several credit cards down to one payment.  I have had one job since college and am quite stable professionally.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1983</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$39,229.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306624">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306624</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306624</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306624. Member loan 2306624 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NYPD </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.15%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cambria Heights, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NYPD </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,947.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306651">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306651</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306651</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306651. Member loan 2306651 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Blacklaw MFG Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fort Mill, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Blacklaw MFG Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,326.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306655">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306655</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306655</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306655. Member loan 2306655 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ypsilanti, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,087.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306657">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306657</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306657</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306657. Member loan 2306657 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Artha Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CENTREVILLE, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Artha Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$50,377.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306658">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306658</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306658</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306658. Member loan 2306658 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AURORA, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; Have two major credit cards owing $10000 at 22.9% annual which I pay $500 per month but the pay-off will take close to 7 years. Your offer allows me to pay-off in 36 months at a monthly payment of $328. This is a no brainer.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1971</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,873.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306660">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306660</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306660</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306660. Member loan 2306660 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kennesaw, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; Our home was hit by a tornado. We were cover by insurance. We built a slightly larger/nicer home back. One that better fit our needs. The loan is to finishing a last few items&amp;to pay down a credit card I was using for that purpose. Once the CO is issued I will refinance and lower my payment. Thanks&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,665.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306670">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306670</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306670</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306670. Member loan 2306670 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FitzGerald & Sons plumbing company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SENOIA, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FitzGerald & Sons plumbing company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">755-759</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$674.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306677">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306677</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306677</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306677. Member loan 2306677 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hillsborough, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1973</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,717.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306685">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306685</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306685</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306685. Member loan 2306685 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tallassee Health & Rehab</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ECLECTIC, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tallassee Health & Rehab</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I request this loan to pay off the most of my credit debt This would reduce my mothly debt and the high interest charges. The loan would also assist with home improvement for the winter season. I thank you for thinking of me and my family for offering us the opportunity to apply for a loan.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,400.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306701">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306701</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306701</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306701. Member loan 2306701 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Strom Appraisal</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TRUCKEE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Strom Appraisal</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; To begin practicing as an independent Real Estate Appraiser.  I have my training hours completed.&lt;br&gt;&lt;br&gt; Borrower added on 11/30/12 &gt; The loan is to fund my new Real Estate Appraisal business.  I have completed all training hours required and need to secure funds for business start up expenses.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,772.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306707">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306707</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306707</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306707. Member loan 2306707 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JAMESVILLE, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,243.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306708">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306708</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306708</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306708. Member loan 2306708 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CALIFORNIA INSTITUTION FOR THE ARTS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.65%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CALIFORNIA INSTITUTION FOR THE ARTS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; This loan is to consolidate my credit card debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,328.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306718">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306718</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306718</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306718. Member loan 2306718 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">irving, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,852.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306729">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306729</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306729</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306729. Member loan 2306729 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.61%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Goldthwaite, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">755-759</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,087.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306732">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306732</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306732</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306732. Member loan 2306732 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,224 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">us foods</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ESCONDIDO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">us foods</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; this loan is to pay off all high intrest credit card&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$47,762.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306744">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306744</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306744</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306744. Member loan 2306744 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US ARMY</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Steilacoom, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US ARMY</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; Payoff credit card debt that have high interest rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,725.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306767">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306767</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
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<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306767</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306767. Member loan 2306767 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,188 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Menifee Bible Cgurch</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Menifee, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Menifee Bible Cgurch</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; This loan will be used to pay Federal and State taxes due for the year 2012.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1969</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$45,488.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306849">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306849</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306849</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306849. Member loan 2306849 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,147 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dime Savings Bank of Williamsburg</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.53%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brroklyn, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dime Savings Bank of Williamsburg</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,356.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306862">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306862</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306862</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306862. Member loan 2306862 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AIEA, HI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; want to pay off credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$45,836.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306877">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306877</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306877</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306877. Member loan 2306877 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">h-carr+and+sons</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PROVIDENCE, RI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">h-carr+and+sons</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,750.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306922">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306922</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306922</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306922. Member loan 2306922 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.34%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VANCOUVER, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; house investment&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,836.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306930">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306930</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306930</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306930. Member loan 2306930 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIAMI, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,134.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306937">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306937</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306937</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,850</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.83%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306937. Member loan 2306937 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">cincinnati, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,624.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306953">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306953</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306953</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306953. Member loan 2306953 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,600 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Robert L Jensen</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fresno, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Robert L Jensen</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; Looking for an opportunity to consolidate my credit card debt at a lower interest rate. I have stopped charging on my credit cards several months ago. Thanks for your consideration. Happy Holidays!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,080.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306957">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306957</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306957</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306957. Member loan 2306957 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.40%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN ANTONIO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,753.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306961">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306961</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306961</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306961. Member loan 2306961 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,249 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ricoh Americas</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HERNDON, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ricoh Americas</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; I have a 4 revolving credit cards and I want to consolidate to make one payment and save from paying various interest rates.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,501.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306965">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306965</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306965</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306965. Member loan 2306965 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">topographic surveyors of oklahoma</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">mcalester, OK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">topographic surveyors of oklahoma</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; I wanted to get a loan to pay off 2 credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,998.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306968">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306968</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306968</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306968. Member loan 2306968 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">naco express</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.65%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FALCONER, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">naco express</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,904.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306988">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306988</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306988</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4p